 The principle of transparency in banking supervision in hands market discipline on one hand and on the other hand, ensures a stable foundation of trust, which is a key component for the stability of the banking sector, a lack of timely information could easily lead to substatiated rumors and irrational fears of the market. That's why for more than 20 years, the Bulgarian Nation Bank has been informing the public about the status of the banking banking system. Given the limited number of banks which are publicly listed, the Bulgarian National Bank provides regular and comprehensive data on the banks in line with its requirements to provide transparency to the market, not only in terms of standardized statistics pertaining to monetary interest rate, but also to the banking sector. BNB provides this information at the system level and also at the individual banking level. I think for us it's very important to provide our supervisory outlook to the public in a timely and concise manner, which will also provide a risk assessment with regard to the system.