 The benefits of local level finances, it's the only way to help those we need because it allows to understand their needs and more than that, they are part of the project. So it's not something that you bring and give to them, they have to be part of the process. They have to be part of the process, understand the challenge, the benefits, so that you can work together to reach the goals. Because it's a common goal, but they are the main beneficiaries. First of all, you have to be able to understand their needs. And to do that, you need cultural proximity and also geographical proximity because you have to deal with their values, their needs and also transition costs. As a development finance institution, we work with local communities. We don't provide only finance services, but also business development services because we have to empower them. And it can't work only with money. We have to work with other abilities so that they can be the owners of the projects and benefit for that. My vision is that we cannot reach or achieve a better world if we live at least 8% of the population when we talk about my country out of the game. So we have to understand their needs, work with them so that all of us can live in a good world, no violence, the criminality level will increase if we don't take into account these 8% of the population, which are the main producers.