 السلام عليكم ورحمة الله وبركاته وبركاتكم بوضع حكام SOS الذي يتحدث عن الموضوع الإسلام أن يجمع أن يستخدمه الإدار بشكل يدار والدار الأميري الذي يقولboth لقد أعطنا他 سيدي أنا your host Moss Insha ومتذيب بالعصوات مع شيخ علي مواصل السلام عليكم ورحمة الله في آخر اشهد لوفاك نتحدث عن الإميز الأداء ونبحث عن أشياء عادية ونبحث عن حديث عندما يأتي إلى أجهزة أجهزة على أجهزة أجهزة أجهزة أجهزة تصدرنا أعوذ بالله السميع العليم من الشيطان الرجيم بسم الله الرحمن الرحيم الحمد لله رب العالمين وصلى الله عليه وسلم وعليه الطيبين الطاهرين الله صلى الله عليه وسلم هناك 7 أجهزة في which the commas becomes a budget as a payment of course we will not discuss all the seven we just discuss the ones in which we are facing today in our life but I mentioned them quickly and then we will go through to the main ones the first one is profits and gains from earnings and trade that's the first category or an item in which the commas must be paid إذا كان شخص يوجد بيزنس و يجعل جميعه مستخدمه ما يجعله مستخدمه باستخدامه في نهاية العام يجب أن يأخذ 1.5 من ذلك المستخدمه و يجعله مستخدمه و بالنسبة لذلك هؤلاء الذين يعملون أيضاً as employees عندما يقومون باستخدام المستخدمه يجب أن يقومون باستخدام المستخدمه في نهاية العام الثالثة is the Halal wealth which is mixed with the Haram wealth and that happens in some situations where you have somebody selling Haram and Halal products and now they want to start paying for example this is the situation in which they can purify their wealth by paying the hummus in this case number 3 is the minerals which are acquired number 4 is the gemstones obtained through diving in the sea whatever you gain you have to pay the hummus of that amount gained number 5 is the treasure the trophies which are found whatever you find in the deep ground for example that is actually required for the one to pay the hummus for it so you can't own it because you just found the treasure and you want to take it for yourself number 6 is the land that them me i.e. the Christian who lives under the government of the Muslim country when he purchases from a Muslim the land in which purchased from a Muslim this individual who is not a Muslim when he purchases land from a Muslim he must pay hummus for it and that of course as i've said some of them we need to discuss more which we face everyday in life and the last one number 7 the spoils of the war as i mentioned in the last episode that in wartime whatever we get مع غنمتم as the holy verse says فأن لله this is specifically for the war situation and case whatever you gain then you pay hummus from what you have you gain from the aftermath of the war event i.e. the first category you were discussing is profit and earnings could you go through that in terms of hummus i.e. we have to pay hummus on profit and earnings indeed it becomes obligatory and wajib for the individual who is making some money either through trade and business or through the income that he is let's say an employee in a company or a teacher or even a student who is receiving grants from the government to study university or college whatever income is gained and owned by that individual then that becomes wajib for that individual to pay after the expenses at the end of the year any surplus and any addition and left over from that income to pay one fifth or twenty percent of that money for the cause of Allah and what supports the origin of Allah to the مرجع to the فقي in which they follow and I will come into more details about what share is paid to whom and how it works so شخص if I am earning some amount of money how do I calculate how much homes do I have to pay do I just look at okay this is how much I've saved over the year and I just take what one fifth twenty percent of that and that's it that's how simple it is initially for those who trade they have business those who are making some money incomes coming in whoever has some kind of an amount of money is coming to his or her account they have to initially set a day in the year let's say the first of محرم or first of the الحجة or tenth of month of رمضان for example or I don't know whatever dates of course the hijri dates the Islamic dates to set that date so when that individual is meets that date that specific date in the year they have to sit down and calculate whatever they have gained in terms of income and to calculate and to take out twenty percent or homes or one fifth of that remaining money which is in the account or cash in hand for example or could be an asset or an item that haven't been used for example as a gift gifted to somebody or for example I haven't used these things for example I bought them I never use them for example clothing all the assets and belongings to the ones individual to see if they haven't used it and they have to pay for example so I set a date and I try to calculate whatever I have left over with at the end of the day from the excess money left as I've mentioned in other words whatever you spend during the year it's all fine it's yours but by the end of the year that first day of let's say Muharram or month of Ramadan or tenth of Rajab for example whatever date you want to set you have to make sure that whatever is left over money or assets they are all calculated and then you pay twenty percent of that amount to the Hakam to the Taqi شكرا do I pay annually or do I pay monthly can one do his Choms monthly as in he can look at his expenses how much he's earning look at his profit working out and then every month pay Choms or is it done once a year the payment of Choms is immediate so if it's today it's due then you have to pay today you have to work out how much is left the surplus and you pay it straight away you cannot delay it unless you speak to your Marja to the Hakam الشرا then they can allow you and permit you to delay it whatever is the reason or to make installment payments to break it down into monthly for example so you have to speak to your Marja and Alem or the reps of the Maraja and to see if you can be able to spread the cost for example in installments or delay the payment for example what the reason is for example and that should be fine شخص what if an individual has more than one source of income let's say an individual has a main job a career he does Monday to Friday let's say on the weekend he has his own small business that he does market stall or something and on top of that he's got an inherited property and he's got rent coming in as well this individual does he have to pay homes on each source of income or just on one source of income and that's you know exempt him from the others at the end of the day those individuals who have income no matter what the source is is it a business is it a working let's say night shifts at a manufacturer for example company is it from somebody who is for example they're servicing for example whatever this source of income is is it rent business being an employee as I've said student getting grant from the government to study whatever is left over as surplus to this individual's animal expenses whatever is left over so he collects all these source of income the surplus so let's say he's got 1000 pounds left over from his business 5000 from the rent 2000 from a service he made for example provided and so forth a grant he received from the government for example for his projects whatever is left over weren't spent during the year then it becomes obligatory for that individual to pay 20% 5% of that left over profits or income and try to calculate each one separately because you have now different sources so it's difficult to actually be able to recognize which of which so try to make sure that accurately calculates whatever what is left over and then take out 25% of that left over income شيخنا what about those who spend on the business so from the business gains and losses from the business profits they spend on traveling for the business food and drink clothes furniture office wear sometimes you need are we obliged to pay on those items or are those items seen as expenses these are known as the expenses of during the year in other words after you paid your previous last year's for example and now you have into the new year now you can spend by pay and so forth receive income and spend it during that year you have all that 12 months to spend and enjoy your life and business but when it reaches that date the due date of paying so whatever is left from those unspent money and wealth then it is there that you have to pay otherwise during the year whatever you spend it's fine you spend you go to holidays and so forth whatever you have done that's fine because previously you have paid you've cleansed yourself from the payment of hummus and purified your soul and your wealth by paying the hummus last year so during the year that year whatever you spend it's fine it's حلال but when the due date comes and you have amount of money then you have to make sure that you calculate and you pay the hummus of that left over money on the due date that's right I think this misconception sometimes when you go to hummus that it's on what you haven't spent not on what you have spent on it's to do with the surplus the extra the savings rather than I spent money here and there do I own hummus on it it doesn't really work like like it's more on what you haven't spent on and what's there the surplus money I said شخنا now there's a controversial question so be careful how you answer this one the محر the dowry for a wife is she obliged to pay hummus on that or not when you go to the dowry or the محر there's no hummus on paying the محر there are actually three exemptions that you don't have to pay hummus for one of the exemptions are the محر so when the wife receives the محر or the dowry from the husband she doesn't have to pay hummus at all unless the husband hasn't paid the hummus for and she knows that he hasn't paid it he doesn't pay the hummus it becomes واجب on the husband to pay the hummus of this dowry so if she discovers that he doesn't pay the hummus at all and she receives that amount and she knows that this amount has not been paid hummus for she has to go back to the husband and ask him to pay the hummus for this dowry if the husband insisted not to pay and sometimes happens he doesn't believe in hummus although he's a Muslim and a follower of the Al-Bait in this case it becomes the duty of the wife to take out 20% of the hummus of this dowry otherwise in general the main rule is that there's no hummus on dowry received by the wife from the husband what about inheritance if my my father leaves me X amount of money do I have to pay hummus on the inheritance this is the second exemption for not paying the hummus on inheritance the inheritance received from the father the deceased father whatever the the sons and the daughters and the children receive from the deceased father land property buildings money whatever they receive there's no hummus to be paid on inheritance and that makes things even a lot easier for the children and the inheritors that they can spend more money now I mean compared to today's western world for example in the world that there's inheritance tax over 30% tax so imagine how Islam made it easier that you don't have to pay even hummus which is a wajib so remove the hummus from the inheritance so that people can enjoy more in their life so the children they can enjoy you know spend the remaining money left from and the wealth left from their deceased father on their own life to pay their debts for example to buy a house for example car and so forth and it doesn't matter which family member has passed away it's not just the father both the mother passes or the grandfather whatever inheritance one receives there's no hummus on that exactly the inheritance that's received who is obliged the one who has the right to receive the hummus nobody else that becomes for them حلال and there's no hummus for that what about if one has paid hummus has got some money and has purchased some property now this person has passed away now so this person paid hummus the following year he purchased the property he's passed away that property now is inherited by his son now the and that son decides to sell the property there's a son has to pay hummus on the money so we have hummus money paid the money's now حلال and everything's okay purchased the property the person who purchased the property passed away the son inherited the property couple of years of gone property value has gone up he's decided to sell the property is hummus obligatory upon that sale you see the initial inheritance which is received by the sons or the children of that deceased father for example that inheritance there's no hummus on it but when they buy with that money land or property and the value goes up every year they have to pay hummus for that extra and excess value of the property or land when it goes up let's say it went up this year 20% from this 20% whatever is the amount they have to pay hummus out of this 20% which has gone up or 30% has gone up the initial money is حلال there's no requirements to pay the hummus for but when it's spent and bought something and the value goes up and they haven't actually used that property of that item so they have to pay hummus for that value which went up then it goes exactly ما شاء الله شكرا thank you very much for that discussion and thank you to all our viewers for joining us إن شاء الله we'll have more discussions on the films next time on نحكام SOS سلام عليكم ورحمة الله وبركاته