 Welcome everybody back to the independent investor channel here. We dropped about 50 grand on about 11 buys here about 325 shares of stock that I disclose it to you guys. Big difference between mine and a lot of channels out there is I can come on to YouTube and say that I bought a bunch of stocks that I never bought, or I can recommend stock that I'm just really bullish on to to boost my channel I can come on and say that I bought Shibu, Shibu, Dibu, Tipu, but that's not the truth of it. Okay, the truth of it is that this is not monopoly money. This is real money. And I guess what separates me from from the masses out there is I share what I do. I walk the walk and I also talk the talk so for you guys that are interested in hearing more of a testimonial on a retail investors journey toward financial freedom. Join the independent investor channel community absolutely by subscribing to the channel. If you're not interested in that you're interested in getting rich overnight good luck on that path to destruction. I bid you nothing but good luck in that path of pursuing wealth in a way that typically does not work out for the masses. And, you know, when we talk about value investing and the way that I do which is the absolute pedigree of taking on exposure to the stock market, but also by limiting the risk. And so by looking at those companies out there that are the absolute best now this is right right along a 5050 split here. Now I'm going to share some of the ETF buys one of which I'm owning for the first time here, establishing a fairly large starting commission in my Roth IRA in in one of these ETF holdings but I'm going to run down the list for you guys. I've stopped doing the stock picks the month I don't see any point in it. I think it's feudal. I think it's a waste of everybody's time. I don't think that there is anything that good that can come out of it that outside the medium and short term. It's a tremendous stock and it pops 1015 2025% or so big whoop-de-doo. It doesn't mean anything for the long term. And if you're looking to invest in the stock market over the long term, you really need to look into considering passive investing first in diversified ETFs in the market. And I teach you about how to structurally break that down and make it appropriate for the specific bucket that you're looking to fund up. In other words, the product that we're looking to disclose and make no mistake about it a stock is a product. Okay, an ETF is a product. It's the nature of how you own each of these products that's important. And I think that gets missed a lot of the times. A lot of people will tune in and say, you know, Ryan said to buy small cap growth. I'm just going to invest all my wad in the small cap growth and not have any type of big picture in mind why you're entering into that to what scale you're entering into that investment. So for you guys that are interested in just hearing the goods, I bid you all the best luck. But if you don't internalize this opportunity and make investing a discipline in your life, you'll fail. You will fail. And I offer that consensus with investing for going on three decades in my life. And I offer that with full confidence, and I hate to burst your bubble. But you want to invest all your life savings into emu shimu a tibu a wimu. You're welcome to do so. I'm not your father. Okay. I'm just a YouTube fella coming on to shares tort tutorial. Let's break it down here 325 shares purchased. I'll go ahead and break down the purchases for you guys in the description or in the comment section. Let me just kind of show you how the dollar amounts shook out and kind of why I did each of the investments will share in this video the first will run down the ETF list. Well, G vanguards dividend appreciation fund this carries with it an expense of about point zero six. There's a little bit more management in that they're trying to get those dividend companies with appreciating caggers over time so that there's a little bit more management over than the passive VOO right which calls for a little bit more of an expense ratio I'm completely comfortable taking on that. It's a fund that I've looked at I've owned VYM, which is the dividend growth, or the dividend ETF from a little different approach, a little bit more applicable to my style, and it'll complement my triple queue holding quite nicely so the VIG is the first one that we've got going on, I added to an existing holding and VBK for you home gamers out there the VBK is a small cap growth ETF also offered from Vanguard I keep it simple. If you guys want to do Vanguard or growth from any other of the major offers just keep in mind that an ETF is an ETF and bundled up in slightly different package but I don't split hairs on the independent investor channel if you're not a fan of Vanguard, you can seek out almost just as comparable if not maybe even slightly better in certain cases if you do your homework. But it really kind of comes down to your own personal discretion. I'm a big fan of Vanguard and that's why exclusively my money goes to Vanguard ETF so VBK number two on the list VOO is another addition this week in the Roth IRA this is becoming a fundamental holding of mine. This is a fund that I can foresee holding over the next 20, 30, 40 years, and maybe even potentially being a legacy to my kids, my heirs. Not many assets out there you can say that with VOO is one of those represents the S&P 500. It's a great baseline holding to hold an Roth IRA you know you're getting that diversified exposure you're getting the growth and you're getting that year over year guarantee that you're at least meeting the S&P 500 performance from year over year. The next on the list is a couple of specialty ETFs that I've strategically placed in the portfolio. VNQ is one of them. VNQ is actually the real estate re and I thought long and hard about this. It gives me exposure to the entire sector. Instead of me going in there and trying to pick my favorites now I do own still a large position in realty income ticker symbol Oh, and I recommend that stock to anybody out there who wants the absolute cream of the crop as far as real estate rates. But this particular specialty ETFs gives me exposure to the entire real estate sector. I jam it into the Roth IRA and it's a wonderful standalone to get me that exposure there where I don't want to seek the exposure via single stock in that specific sector today. The last one is VPU. VPU has silently been just an absolute killer. It averages a year over year return of over 10% in a utility sector with about 60 holdings. That's it. The deliberation with me was quite simple. Do I want to try to piecemeal and own some single stock in utility and I do in certain capacities in my dividend growth portfolio I do own some dominion energy I do own Duke I do own Southern company I own some some next Tara and some Avon grid I believe are my three and I believe there's one additional in there as well. But they just seem to make sense if we could put that ETF into the Roth IRA help supplement those other baseline holdings and I'll own them with scale. In other words those will not be the biggest holdings. Right now I started those positions with about 25 shares or so. So that rounds out the ETF buys their some pretty big strategic purchases as I'm looking in 2021 to transition the portfolio to have a little bit more of an established base in the portfolio. I don't see myself having a 50 50 mix, more of a 75 25 75% passive 25% single stock mix. And I think over the long term that's really aligned with my tolerance to the market and what I want to see occur within my Roth IRAs as well as in the taxable brokerage remember all of these have to kind of complement each other. Okay, now for the six stock buys. I could just come out with a video and say just buy these stocks and nobody would benefit from that to be a waste of everybody's time but they're pretty popular and I you know boost my channel, which is what seemingly everybody cares about except me I don't care about that stuff anymore. I don't care. I come on for the minutes and I fire away at the goods, and that's got to be good enough and if it's not no problem, no love lost. If you invested in some capacity in each of the five ETFs that I just disclosed to you, you'd trip and fall into success. So that's something that I won't apologize for anymore. On the independent investor channel I fire away at the goods if you're willing to pay attention so be it. If you want to look at YouTube as a laughing stock to find good financial information. I fire away. It is a it is a circus. It is a Wild West it's a complete joke, but for channels like myself who come on share a testimonial from a program that well it works. So, if you're interested in something that works, by all means, if you're not you're interested in buying emu shimu Abu Dhabi, go ahead and go do that I don't care anymore. Okay, go do what you want to do, not your father. These six stocks here are ones that I've added to positions in these are ones from a perspective of real value. Mark the first to a value out of order Bristol Myers Scribb is Scribb is number one on the list and health care. I already own J&J Merck and Pfizer, but BMI is severely discounted right now. It is phenomenal in its oncology cancer treatments, a diversified suite of businesses is one that you can own as a cornerstone in the portfolio and render that nice 3% dividend over time. It's absolutely a screaming by here I think the last stock price was around 58. Some of the targets have it up above 100 so almost close to a 40% appreciation on some of the targets right now is just being forgotten in the marketplace. I offer it to you guys as a value play that I owned a position in and bought an additional 25 shares on top of my already existing 50 share position in Bristol Myers Scribb. From the value perspective is the most undervalued bank out there in the financial sector and it is ticker symbol C city group city group is trading at about six to seven times future earnings. I don't know what its book trading value is right now probably at about one and a quarter, I would venture to say, and right here if you're going to enter into a large bank, a globally diversified bank I might add. I hope trading at seven times is laughably inexpensive for a three to three dividend. So a fantastic dividend play. I own it in two of my accounts which is fairly rare for me I figure if I have exposure in the dividend growth portfolio that it's, it's, it's not needed to be owned in my larger bank but I can't pass up on the value proposition. It is the most undervalued of any of the companies actually on my list today, but it is one of two in the financial sectors that I think it was worth taking a look at anyway. The second is the biggest bank in the world and that's JP Morgan Chase. What a fantastic way to grab this Dow component. Absolutely fantastic came off a fantastic quarter. We're into a nice 10 share position it's a nice portfolio cornerstone that you can add in there one of the top five stocks that I think that you can buy and hold forever it is one of my top fives. My top 10 really you can't go wrong with any of them, but JP Morgan usually tops that list it's one that you can just buy and never worry about, put it in the portfolio and own it forever. The next on the list is somewhat controversial but I think oil is coming into favor. Nobody's talked about it. Nobody. Everybody's busy talking about emu shibu Abu Dhabi, and nobody wants to talk about the energy energy sector actually coming back with the cuts coming through in anticipation of a flare up potentially coming into the fall winter time of the continuing and lagging effects from the global pandemic. I think oil is in favor right here. No better play than Chevron ticker symbol CV X just sit on the fat dividend here. It's gained some favor here as of late. So the time that you probably would have wanted to pick up some Chevron would have been a couple months ago. But I think there's a lot of runway ahead for Chevron as a value pick again another Dow component of course probably the best in breed. When we're talking about the oil sector. It's one that I've always been bullish on and it is a volatile sector. Not for the faint of heart but I think if you're going to go with the best in breed play within energy Chevron is worth looking at right now. Pepsi in the staples category best in breed diversified portfolio across their product offering over a 3% dividend absolutely fantastic cagger fantastic dividend to pay out great company well managed Dow component big cornerstone in the portfolio makes my top 10 of companies that you can buy and hold forever absolutely. It's one of those that is just a must have. And if you look at your portfolio and you're looking to establish. This is why my LLC is cornerstone capital solutions in that you need to look at within your granular portfolio, and then your your total comprehensive portfolio and looking to establish these strategic buckets the strategic buckets speak to the strategy within each portfolio it speaks to the individual holdings. Pepsi fits the bill very very simple paid out dividends over the last few decades made shareholders very very wealthy and leveraging the power of their product portfolio that they have very very diversified very very well run Pepsi ticker symbol PEP on that list. Finally is old iron side Mr softy added to an existing position I have Microsoft it probably by all intents of purposes is probably a little bit expensive right here. If we get any type of roll off and tech Microsoft will suffer along with the grander market. I just think Microsoft is absolutely number one and two right with Apple computers but completely different in their businesses and I think you have to own both I really do. This is a larger position in the portfolio it is absolutely a concrete cornerstone in the technology sector as a single standalone holding in Microsoft added to the existing position. So that's what we were declared to you guys as an opportunity to really think outside the box and think, what are those names that I want to put in my portfolio that I don't have to worry about that I can sleep easy that I'm going to benefit from 10 years down Microsoft is going to remain relevant over the long term it's one of those single companies that you can absolutely justify taking a by position in at any time. Really it's very very difficult to find an opportune time to take Microsoft all you need to do is own it and add to it over the long term guys appreciate you tuning in to the video again I invite you to subscribe to my no nonsense way of delivering the goods to you guys. I do what I say a lot of people tune into the message because they know that that's exactly what I do. No fabrication no sleight of hand. This will drop on Monday for buy orders is exactly what we're doing and you guys can benefit from understanding how I seek out my exposure to the market through passive ETFs and dividend growth investing in value single stock gems of the stock market. Share the message with anybody out there that you know benefit from the information come on get him started on the right foot. No buying emu shimu adibu a wee boo, none of that stuff on the independent investor channel. Why, because that doesn't apply to the masses. Most people will fail at that type of group think, be an independent thinker. Leave your comments at the bottom of the video guys thank you so much for tuning into the message and good luck in your investment future.