 Hey everyone and welcome to Norris Cove. I'm Yoshida and today we're going to be doing our May monthly budget. So we're going to hop right on in. Now that I've organized my budget planner, I can skip right to the monthly. I don't have to like fumble around with it. So here is our monthly budget breakdown. Also, if you like, you can go to my site which will be listed below. I'm going to also try and include these budget breakdowns just right to the link so that you can get right to it so that you can get yours on my website and you can follow along. Let's go over last month real quickly. Let's do a little review. So everything got paid except for capital one. Capital one was caught up. So I chose not to pay that. We ended up making, we estimated $3,000 for the month. I figured I would come in about $3,500. Did not know that I would come in at $4,345. So April was an excellent month budget wise. Nails we estimated 60 and or projected and we made end up making 80. And that was just off two clients. I want to increase my nail clientele. But by me doing at home COVID, I did have more nail clients, but I cut a few back because I just wasn't trusting people bringing COVID into my home. So I would like to have a space to do nails and I could probably take on more nail clients run specials, things like that. But I'm just not comfortable right now with that. So I'm cool with the little people that I have. Nonetheless, Norse code we estimated 200. We came in at 156. And this is not gross. This is net sales. That's like after discounts, shipping things like that. Miscellaneous, we did 50 because I got a birthday blessing. So the total ended up being $4,634. Yay. I'm supposed that money and savings didn't happen. I actually took some out. And this is just a note of how much it was I took it from my everyday carry. And everything got paid. We guessed it made a Shopify at 5931. It ended up being 6133, I believe. Instead of city bank getting 100, they got 31. Barclays got 150 opposed to 200 still not bad. And PayPal, they got 35. So also, I forgot to add my booth right down here. And so my total, instead of being $1,439, ended up being $2,257. But now this month also, here's a note. I have a couple of new things, new budget items, which is plant fitness and uplift, and then Southwest. I need to add Southwest, but I'm not sure. I have to actually do my research on the day that Southwest is due. But what I'm going to do is put it in my budget anyway to pay $50. I don't know the date. I just won't be adding the date. Okay. Now let's skip to our calendar. And here it is for May. I've made, I didn't add a whole bunch of stickers, but I wanted to highlight that these are the things that are auto-drafted. So that way I have a bird's eye view of what's going to come out automatically. So as you can see, I don't, I normally think I don't have a lot coming out, but I do. This auto-draft it. But mostly some things that I just pay on my own. And we've set our goals for the month and all of that. So I'm going to put this aside and we're going to, let's see, prop it up. Okay. That's perfect. And I'm going to zoom in and let's get started. So I'm going to take this highlight and only highlight. I got these on sale from Amazon. I'm just going to use one of these crayolas. And this is the colors of the world. And we are in May already. Wow. I'm going to highlight our total here, our total here, total here. And as I stated in my paycheck to paycheck budget, I leave these kind of plain because I am semi-minimum planner. And I would get distracted by a bunch of color and a bunch of stickers sometimes. But if you want to make this colorful for you, use markers or pens or whatever stickers, whatever, you know, to make it work for you, make budgeting fun. So let's put down our first source of income, which is hair, nails. Actually, I need to move nails under Norris Cove. Norris Cove. And then we have miscellaneous. And also on this budget sheet, I have it where you can have four sources of income. I know a lot of times people have more than those four. But if you're beginning a budget for, I think it's great. So now we're going to last month, we projected like a 3000. We're just going to move that up to $3,500. Nails, we'll put in 60 again. Norris Cove, I really, I don't, I want to write five, but I'm going to put 200 again. I'm going to stay on the low end miscellaneous. I don't think I have some things that I kind of want to sell. I want to do some oops bags and things like that. But I'm going to leave miscellaneous like that. So we're coming at $3,760. That's what's projected. Now let's get into the bills. So because I have my calendar out, normally I list out important to me, but I'm just going to go with the date. So on May 1st, we have cloth and paper, Amazon, and these have already come out because I'm late on my budget. But cloth and paper has already come out. That's $38. Amazon, I believe is 1577. On the second, we have community. I've already paid them and I gave them 50. Was it 40? We just put 50. On the third, we have Shopify and I think it's $54, but I'm going to put 55. And then on the fourth, we have Walmart, which I need to go ahead and pay that. And Walmart has a balance of $51.36. I'm going to pay them off. And then again, on the fourth, we have credit one. This is the one that I think that I paid 40, but I'm going to put 50. I can't remember which one it was. I think it was paid 40 there, but I'll have it at the end of the month. Okay. On the fifth, we have uplift due. And I'm putting 40, but it's a little under 40. And then the seventh, we have Canva. And Canva is 1377. Then on the 11th, we have card notes number one. And that is 181.60. And then on the 15th, we have capital one. So we know we'll be giving capital one some money this month. Normally my minimum is $25. I want to give them 50. And then on the 17th, we have Citibank. I want to give Citibank 50. My goal is more, but I'm going to stick with 50. Berkley's. They are doing the 18th. My goal is to get them, I think I need to give them about, I'm going to give them 150 because I'm trying to get them down and get out of the over because of the interest that kicked in. So I'm going to put 150. That's what I gave them last month. And card number two on the 20th. Again, that's 181.60. And let's see, we have T-Mobile on the 21st. So with T-Mobile, I found what works for me is giving them a couple of dollars every week. And then when the bill is due, not having so much because I struggled with T-Mobile for so long. If you look at any of them other budget videos, T-Mobile was always late. And I had so much to pay there was months when I owed $800, $500. So we're not doing that in 2022. And so I know my bill is like 209. I'm just going to put it at like 210. And I'll put the definite amount later because there's some change. And then the 25th, we have PayPal, which I've never gotten that one. But anyway, we're going to give them 50. The 28th is car insurance. That is 206. My life insurance is included in that as well. 29th is GoDaddy. And I just realized GoDaddy is $7.41. I just realized that I forgot something, which is Insta Inc. So I need to go back to April or let's see. Let me pull out a faithful here. If I haven't taken it out, I might have taken April out. Nope, it's here. Let's see. It comes out on the 15th. So we'll just put that here. Insta Inc. I'm about to run out of space because I've added some things how this happened. I don't know. Insta Inc. is $19.99. I want to make sure that I get booth rent in here as well. Uplift is due on the 5th. And we're giving them 40. Okay, booth is a thousand. So this is what you'll do if you run out of room. Just add. You can actually wipe these out and continue your budget over there if you like. But I'm here at the end. So let me take this. Now let's do a little calculating. So our total is $2,460.50. Let's write that here. I'm going to close this and move this out the way. Now let's subtract that from our $37.60 here. That leaves us with $1,299.50. I'm going to move that up here since I ran out of room down here. So now definitely for savings, we want to do, I'm going to put 100. So we subtract 100 from the $12.99. We know it'll be $11.99. Okay, sinking funds, groceries. I'm trying to keep up with that. So groceries, I'm going to do $300. And I'm pushing it. So then we subtract the $300. It's $8.59. And it was something else I needed to write now. I'm going to skip down to, oh, Lord, actually grocery should be in sinking funds. I'm not wiping that out. I'm just not going to do it. Emergency fund, we want to do 100. I definitely want to get back into my envelope stuffing. I'm going to put week ahead and Christmas. Week ahead, I want to eventually get 100. We could do $25 a week and Christmas to get 100. This is just a goal, not necessarily that it's going to happen. So let me go back to the $11.99. So we have four, five, six, 600 here as a total. And we're going to subtract that from the $11.99 and that leaves $5.99. I know miscellaneous is going to get about $300 of this $5.99. But again, I'm not a zero-based budgeter. So I'm not going to stress about it. I'll just keep track of what I'm spending. I'm back to my spending tracker, but this is what we have. So we're projecting $3,760 for our income from at least three sources. Our bills come up to $2,460.50. Also, I didn't include Southwest, so I'm sure Southwest will come out of this what's left. I would like, this is a guesstimate to have $100 in my savings. That would bring my total down to $11.99. And then groceries, I would add $300 because I'm not quite spending $100 a week again. My husband does help with this, but we're just not as much as he was before. And then emergency fund, I like to have $100 in that. And a week ahead, I like to have $100 in that. And then Christmas, I would like to have $100. There are some other categories that probably with this amount, I will be adding two very small amounts. And that's it. So that is our monthly budget. Let's kind of move everything out the way. And then I need to go back into the calendar and add some things. So let me get to monthly. So that's why I like this sheet is because this budget insert is real simple to fill out. I don't want to make it hard, at least not for myself and definitely not for anyone else. It is paycheck friendly. It is self-employed friendly. It is entrepreneur friendly. And again, like I said, if you need color or way to make it fun, use stickers. Let me show you some of my favorite stickers that I like to use. And I use these like here, like if I had a total wrong, these are my total stickers. I could put it right over top. So I'll put one here just to show you and then I can change that total or I can go over top here. Like I think I'll just put one here because so when we get our new total at the end of the month, we can just rate it here on that sticker. These are my favorite. Like I said, let me show you how I use them in the salon section. This is how I come on my totals. This is how I keep myself accountable. This is how I track my money every week is with these total stickers here. So these are again, like I said, my favorite to use. And also I updated them. Again, you can find these in the shop. So this is how they used to come. They was on a smaller sheet there now because I want everything to kind of match. So now they're on a little larger sheet and you do. I don't know if you get the same amount or more. But yeah, so now they're on a larger sheet. But these are my go tos and they come in different colors as well. And I think one of the things I'll be doing is adding new colors. And I'm considering a budget box you guys. So that way, each month, you'll get budget friendly items in a box. And yeah, so let's go over to the monthly. So I am working on that now, the budget box to offer you guys. So I need to put down, I need to make a note over here that Southwest and uplift because I didn't want to use that Southwest card, but I did Southwest credit card. So I need to look into the date that it's due. And I want to like pay it off because it's only $115, but I don't want to let interest accrue on it because that's when you get in trouble. Okay. So to highlight that and bring my attention to it, I was going to highlight it, but I want to use some gray. I have a gray. It's just to bring my attention to it. This is all that I have for the month of May you all. I hope that this is helpful for someone. Thank you all so much for watching. I really appreciate you subscribing. I appreciate you commenting. I appreciate you purchasing from my website. Thank you all so much for watching. If you enjoyed today's video and you would love to see more videos like this from me, do me a favor, hit that subscribe button. Also hit that notification bell and I'll see you in my next video. Bye.