 So let's speak to Fran Boyd, he's executive director at the campaign group Positive Money. Fran, good morning. Look, we've seen the volatility and we talk about those numbers from like 19,000 to 4,000. I mean, that's ultimately what's behind this. It's so volatile and Lloyd's is saying that we don't want to be part of this just yet. Exactly. Today we're seeing yet again another bubble bursting, this time Bitcoin. And the move from Lloyd's is that it doesn't want to be on the hook if the price continues to fall, which it's likely to as it's a bubble bursting. The concern is by the move is that a lot of people have have taken out debts in order to buy bitcoins. And the worry is, is that, you know, people, there have been stories of people investing their life savings in this is the UK economy continues to decline. And more and more people are struggling to make ends meet. The worry is that they're looking to risk you risk your ways of of making money and Bitcoin and hysteria we saw towards the end of last year seems to have resulted in a lot of people taking out debt to buy bitcoins. Should a bank be in a position where it's telling people what they can and can't do with the money that they want to spend on their credit card? Well, as we all know, banks have various regulations on credit cards and what you can and can't buy, you know, if you if you buy a car and your credit card and it falls apart, the bank is liable. And it's making a move here to say it can see that the the bubble is bursting. And so it's it's actually putting a stop to it. I think what we need to also think about is the hype around Bitcoin. You know, it is a bubble at first, but it although it is a floor and it's in in the technology and it's turned into a speculative asset. I think that, you know, as the cryptocurrencies explode, we're going to see governments and central banks kind of struggling to figure out how to regulate things. But actually, behind that, there is a technology which could be used for actually making our money and payment system more fair. And you say the bubbles burst, but I mean, we should be clear that these things can go up in value as well as down in value. And there's nothing to say that, you know, the big falls we've seen of lay it can't just go back up again. Well, if you look at the actual trajectory of Bitcoin since around 2011 when it first came on the scene, the real hype and hysteria that we've seen that the the rate of growth in the last year really. And then the fall again is unprecedented, you know, up to 14,000 pounds per Bitcoin at its peak. And we're already down five and a half thousand after just in a month. So it's looking like that. This is definitely a Bitcoin bubble bursting and unlikely to happen on this scale again. One will keep a really close eye on as I'm sure you will, too. Fran, thanks very much. Fran Boyk, their executive director at Positive Money.