 Yeah, the Nobel Prize. It's changed the way I think. I couldn't have imagined it. People told me I might get it, but I didn't really believe them. It makes me reflect. I tend to think that there are so many economists. They're all making contributions. Maybe the prize overemphasizes what one person does. When I see myself, I see myself as just part of a huge group of economists. The real prize should go to the whole profession. I think it's possible to identify bubbles within limits. It involves human judgment. That's why we have central banks and they have committees and economists who should be thinking about whether a bubble is forming. Historically, they have imperfectly. The real problem that brought this crisis, the crisis that culminated in the 2008 bailouts that had to be made, the problem with this is that a view had developed that was thought to be scientifically based, that financial markets are perfect the way they are and the government shouldn't intervene. That view led to the extremity of this crisis. I think if we go back to a more common-sense view that, hey, there are bubbles. People aren't perfectly rational. A central bank, that's part of its mission, ought to be to lean against. It's not going to solve them completely, but it can lean against bubbles with various policy measures. How can we combine bubbles and financial crisis like we have in a good society? Is there a kind of method? Yes, financial innovation. We have to think that we have come nowhere near the end of the line in financial innovation and that many financial innovations will have a social or democratic aspect to them. That is, it's developing the financial principles to serve the people better. I talk in my own books about the ideas that I have about financial contracts that are more flexible, that respond to information that might affect how it's affecting real people, that we should be developing new, this is part of my work, developing new index numbers that could serve as the basis of contract settlement. You're asking for my proposals, so I'll tell you what I started. With Carl Case, we started developing home price indices for the express purpose, that was our primary purpose of making the indexes the basis of settlement of financial contracts. Then we started working with Standard & Poor's to create the S&P Case Shiller Index. They're widely cited now, but we still haven't gotten very much success in getting them associated with financial contract. A home price index for a region like a city is an important measure of risk outcomes. Risk management products can be created that help people protect themselves against home price fluctuations. If we had had such institutions in place back in 2006 or 2007, I don't think we would have had this financial crisis. It would have stopped it, because it would have prevented the precipitating factor, was that home prices were plunging and it was making people insolvent. They didn't have assets to cover their loans, and so people panicked and stopped spending. This is true in the U.S., it's true in Holland, the same thing happened in many countries. It could have been prevented if we had had the right kind of people-oriented financial products.