 Hello, my name is Alex Tela and I'm here at the headquarters of La Banque Postale in Paris. It was my pleasure to moderate this conference organised jointly by the Universal Postal Union and La Banque Postale in which some 30 countries took part. Directors-General of Posts, senior managers, international partners, about 100 participants all together over two days discussed how to develop electronic money orders, especially at the international level, and the imminent end of paper money orders. Talks also focused on the role of postal financial services in the era of financial inclusion to meet the needs of the most excluded members of the population. Let's have a look at some of the highlights. Really, the time for talking is gone. It's time for action and here I'm talking directly to our partners, the World Bank, Postplanet and many other organisations that really, we need your support. We really need to support the postal service because the postal service is the only infrastructure in the world that is where, that is, that goes really to the heart of the problem of improving human lives in many ways. Our goals are clear, help our members to provide money transfer services that are secure, formal, affordable and meet customers' needs. The Director-General talked about the G8 initiative and we are helping our member countries to lower the cost of money transfers for customers. Thank you to all that have worked on developing the money transfer. It's far from being over. It has become a beautiful experience and we owe it to the hard work of several people and the power of the network. The Universal Postal Union, its regional unions are the perfect place to develop the express money order. I'm delighted that the work of different groups allows us to move forward because posts can play an important role in the exchange of money transfer in the world.