 City group is expecting a double-digit drop in trading revenue? Yeah, well, City is not as focused on trading revenues as others. Now, we did sell some City fraction alerts, but what's important about City is that if you believe in deregulation and if you think deregulation extends past the Treasury, remember they're going to buy back 7% of the company this year and 7% next year regardless of what the trading revenues might be because the franchise is strong and the stock is trading below book value.