 Okay. Hopefully, if you can see the slides, that's great. If you can't, you will be able to follow along just by listening to the discussion. This is not a lot of slides. There was just an introduction slide to tell you who we all are. And then a big picture slide about the different use cases, but they'll be posted in a hyper ledger global forum after our session. So you can download them from there if you're missing them right now. Okay, so let's go ahead and start it. Thanks, everybody for joining this. My name is Mary Hall. I'm the director of product marketing at Cipher Trace. We're coming together today to talk about how blockchain has been a catalyst for transformation. It has helped bring transparency and fairness to different societal goals through technology. And today I want to ask each of our speakers to share some of the use cases that they have worked on to show how this has been accomplished. So I'm going to go around our panel and ask each person to introduce themselves and tell us a little bit about what they do with their company and we'll start with Lucia. Thank you, Mary, and thank you for the invitation to participate. My name is Lucia and I am engagement lead and innovation lead at lag chain and just to give a brief explanation, lag chain is an initiative that is born from the IDV lab and we are a blockchain infrastructure public permissioned blockchain networks. And we have up to date 100 nodes deployed in the network and more than 50 projects. So I'm happy to speak about the projects and the use cases of our network. Great. Go next. Yes, sure. Thank you, Mary. My name is John Powell. I'm an executive director of strategic initiatives at consensus. I've been a consensus for three years now. It's one of the largest pure play blockchain companies. And I'm excited, excited to join everyone. Thank you. My name is Krishnamurti and I'm at Oracle and which includes blockchain and I do product management for emerging products. Very happy to be here at this panel and looking forward to sharing our experiences. Thank you. We're going to go ahead and kick it off. And the first thing I wanted to ask you all about was supply chain. That's definitely one of the biggest uses for blockchain technology for tracking and tracing goods as supply chains become more and more complex. You know, we actually still see people using paper based processes and not having everything digitized yet. Lucia, I wondered if you could tell us a little bit about the agribusiness consortium that you've worked at on a blockchain and how it has been managed with supply chain. Of course, in lag chain, we do think we are the network for inclusion. So we work with small agriculture and farmers and with different cooperatives around the Latin America and the Caribbean. We have hosted different traceability projects on the supply chain and the value chain of our product from its harvest, where it has been manufactured, how it has been transported and where it has been distributed. This is very important for certain goods. We work, for example, with coffee, with sugar or with alpaca wool. But now we're also starting to work with the vaccine, the COVID-19 vaccine. So all this traceability of the supply chain is very, very important and we want to assure the transparency and the security that blockchain gives us. So nowadays we are working in different aspects because depending on the good information introduced into blockchain will be different. For example, for agriculture and farmers, it's very important the size and the quality of the land, but maybe for vaccines it's more important the way of transporting the goods. So depending on the value chain and on the product, the process are different. But in the end, the traceability is very, very important and we are happy to host all these projects and have them on top of our network. Hey, thanks for sharing that. P.J., could you tell us a little bit about some of the Oracle use cases for supply chain and sustainability? Yeah, definitely. I think one of the engagements that we have done at Oracle that I want to highlight is engagement. Retraced is a platform that supports businesses from their goal to supply chain visibility. Their goal is to provide transparency and sustainability by having great visibility on the entire supply chain. And they use Oracle blockchain along with other Oracle offerings including autonomous database to collect data from different points of supply chain so that they could provide full visibility to customers. So one of the use cases is one of the Mexico-based designer who actually designs leather woven voraches. It's one of those very traditional design shoe that targets to deliver socially and ecologically sustainable products. And they use a retraced platform to keep track of the sources material as well as the working conditions and the types of traffic that have gone into the product and the skills that have gone into making the product. So it actually provides the complete visibility to the buyer. From the buyer's perspective, they actually know where the product is coming from and it provides sufficient satisfaction of learning the right way for them. So there's a lot of those use cases that retraced. And then I just want to point out one of them in this panel and the audience and the retraced website to learn more. Thanks, Vijay. I own a pair of canna shoes and they're fabulous shoes and I love that the deli is organic and I can check that on a mobile app and make sure and I know who made the shoes. So it's very cool. And now I want to turn to Johnna for a minute to talk about the work Consensus did with blockchain for hurricane relief. Can you share a little bit about that story with us? Yes, absolutely, Mary. I love these social impact use cases. They're just so inspirational and Consensus has done a ton of projects, some of them public, some of them not public. So I'll just share this one. So the project was called project unblocked. And that was a blockchain project for humanitarian cash transfers, a cash and voucher assistance humanitarian solution which enables more speed and efficiency and transparency and financial aid for disaster relief. And so the focus island was Vanuatu. And like many Pacific Islands is vulnerable to extreme weather events. And in that time, that's when you actually need to get aid to people right away. They can't be going to the bank getting a voucher waiting for money. And usually it takes, you know, at least one or two days to get relief in the traditional in the traditional way of doing it. So the problem solved was how can NGOs developed a cash and voucher assistant program that connects cash with vulnerable people instantly. So consensus worked with Oxfam, which is a nonprofit company, they engaged Sempo and consensus to launch this project. It was a pilot built on the Ethereum blockchain main net. And what it did was it connected disaster victims to cash aid much, much faster than the traditional mechanism through pre funded voucher cards. And what that also did was it provided real time visibility and transparency into the flow of funds. And that also helped prevent fraud. Yeah, it's perfect solution for getting aid to people quickly, you know, in time of disaster because blockchain is real time delivery of information and payments, you know, which we did not see in the traditional financial system. Yeah, I want to turn it back to you since, you know, John mentioned the transfer of aid and relief. You've seen in your work with blockchain about transfer of cross border payments and working with payments to help disadvantaged people. Yes, we recently published a POC paper on a technical paper on the project we did with City Innovation Labs, where we created a project of cross border payments with tokenized money. We tokenized the US dollars, fiat money and we transferred them to the bank in Republic of Dominicana and they received pesos Dominicanos, which is the money in that country. So the idea is to enable the cross-border payments through blockchain technology to reduce cost to make the transactions more secure and more transparent and of course has half a possibility of the money. It is very important for use cases such as for example remittances and many other international payment transactions that individuals or companies or even entities, financial entities have to make through this technology. Yeah, it's pretty important. I mean, it also eliminates third parties, right? And other excess charges when you take that middleman out and you're just going peer to peer. Did you see that there was some savings there with the system you developed? Did you direct the question to me or to Beyi? Oh, to meet you directly and then if John wants to chime in about it, this technology that was used. So is it for Jonah? I would say I'm not personally familiar with the technology that was used in the blockchain use case. So if you want to provide those details. No, don't worry. Yeah, that's right. We use Hyperledger VESU technology based on Ethereum protocol, but therefore with consensus. And I mean, the experience was great and we are now also publishing a quantum safe project also on VESU and on Ethereum protocol. So I mean, we are happy with the work we are developing with consensus. It has been a great technological partner and in this case, a specific case of cross-border payments. The results of the POC were incredible and Hidibank as one of the actors. I mean, the results were exceptional. The APIs were accomplished. So I have to say that the work consensus has always been excellent in this. Yeah, while we are talking about the use of Dictator, you have been working on that and would love to hear your thoughts on that. Yeah. In case you didn't hear her, her mic dropped out a little bit. She's asking me to talk about the work with financial institutions that Cybertrace is doing to help prevent ransomware attacks, cyber attacks, fraud, theft. So Cybertrace has developed software as a service for doing investigative work and due diligence and preventing not only detecting when there's been suspicious activity in the transfer of money or cryptocurrency, but also being able to proactively help financial institutions, crypto exchanges and government entities to take action so that when they pinpoint some suspicious activity, they can actually take steps to prevent something drop-dye or happening or hacks taking place. So we were in an article this week in the Wall Street Journal talking a little bit about this since it's such a hot topic right now with ransomware and the colonial pipeline. And yes, they did pay the ransom, but then they were able to use forensic tools later to trace down who the hackers were. So it's another cool use of blockchain technology because with blockchain, you can drill down and get a lot more information about these activities and you would ordinarily be able to do. Okay. So, John, I want to ask you to talk a little bit more about the work consensus has been doing in the social sector. Sure. Absolutely. Absolutely, Mary. So we're doing some work in carbon offsets. I'm not a liberty to say a lot more at the moment, but suffice it to say we're helping to increase transparency and quality around carbon offsets and we're excited to be doing the work with really great partners. Another project that consensus has engaged on is Project I2I and that was an enterprise Ethereum payment network to drive financial inclusion in the Philippines through more accessible and more efficient domestic transactions. And you may or may not know that 70 million Filipinos have severely limited access to both the domestic and global financial ecosystem. And that can be very, very difficult for people who are sending payments globally or internationally to their families or getting payments from their families internationally. It's very expensive. So operating outside of the banking system hampers upward mobility, long-term opportunities, perpetuates poverty. So Project I2I, it was a platform that worked to connect rural banks as well as national commercial banks to the Philippine Central Bank, helping those remote banks integrate with the domestic financial system while also improving banking access for local citizens. So I thought that was a pretty exciting initiative. It is. And it, you know, it's got to be empowering people too to use probably blockchain apps and mobile apps to transfer money and save money on fees that way, I would think. Right. And now you look at what's happening with El Salvador where everybody's essentially banking themselves through their mobile phone with Bitcoin. So it's all evolving. Right. Right. That was big news today about El Salvador, except Bitcoin is currency. Luchia, I wanted to turn back to you and talk about, you know, the work with blockchain again. Do all of the members have access to mobile devices, smartphones? Are they able to access the technology and do transfers and payments that way? Is that something you've been involved in? This is one of the challenges we found in the agribusiness consortium. We have small farmers that are normally based on rural areas. So it's difficult sometimes to find the, you know, all the actors in the value chain and enable them with smartphones, Wi-Fi and all the required technology to be able to work with a blockchain. So yes, it's a challenge we've had because as I said, we work with inclusion. Sometimes our impact is on rural areas and it's difficult to find over there, you know, the adequate technological infrastructure. So we have this balance, but I think we were able to manage and to finally, you know, work with them in order to enable them with this kind of materials. But also going back to the cross-border payments, it's also important to have blockchain, you know, to have financial inclusion, as Jonah was saying. And one of the reasons of these non-bankerized people is that they are very far away from the physical bank representations. So the technology can help this gap between unbanked people and unbanked people through technology because there are more people in Latin America with smartphones than with a bank account. So there's a very close relationship between impact and financial inclusion and technology. And we think we are an enabler of these connections. Very good. And can you talk a little bit about the work with identity and verifying digital identity? Yeah, of course, one of the main stacks, the technological stacks of blockchain is digital identity. We are working in different projects regarding this item. For example, in Buenos Aires, we are working with DD projects and we are issuing digital identity from the government of Argentina to a neighborhood which is informal and they don't have any kind of identification. So this digital identity through blockchain technology enables them to have access to financial services and to land registry which is very important for them because they couldn't even register their own lands in the public administration. And we are also working with different digital identity projects. For example, issuance of employment certificates, issuance of academic certificates which enable people to work and to access better quality jobs thanks to this technology. Very good. I mean, it's really transformative for people who are unbanked in underdeveloped areas and enabling them to use the technology that they have at hand through their phones is really a win for everybody. Vijay, I want to ask you, why do you think the blockchain technology serves the purpose of social good? Is it about this technology that's so useful? Yeah, I think the blockchain technology is actually perfectly fitting into a lot of socially good challenges. Because when you look at socially good problems, generally there are a lot of participants who needs to provide data or gain access to data or report their activities. Like if you take the fashion supply chain where a designer and a manufacturer and the material source or as well as the buyer, they all have to come together to really have complete visibility into all the data so that they all trust the information and gain confidence that what they can do is product. Similarly, if you look at every single socially good problem, you have individual participants bringing some information and gaining a lot from that network. And blockchain offers an opportunity for everyone to report their data and in such a way that it generates trust because you cannot just manipulate data as the time goes on. It's once it's recorded, it's recorded forever. And also it's antiquated based on the individual's identity so that everyone knows who posted the data and what kind of data is posted. And it's chronologically ordered so for any problem you can actually trace back all the way to the beginning to see how the data is interconnected and how it is provided. And depending on the governance of the network, the power can be shared across the participants so that everybody feels that this network belongs to them, for them to maintain its authenticity and to provide the value of the participants. So if you take fashion blockchain or honey blockchain or even internet content blockchain, there are some startups working on that. If you see the creator as well as the consumer both feel empowered with the data that they see, the data they provide and also the fact that they are able to gain at the same time give to this entire community. So I think blockchain actually as a technology that's really created an opportunity for us to create a network where we can create a scalable trust and privacy inclusive data collection and sharing and that's the uniqueness about the technology for it to really revolutionize the majority of this workforce. I think a few other important points too are the audit trail that's left. If someone tampers with it, you're going to know about it if you're on the blockchain that you're going to see who the bad actors are and they're going to be exposed. And you know, in the work that we're doing in Cybertrace, we are able to drill down on that level of data. So it's a very important use of the tech. Sorry, I had an interruption there on the line. I wanted to conclude by asking each of you to talk a little bit about what the future is for the company and what is going on in the future use cases for blockchain. I'm happy to give a perspective on. Oh, sorry. Yeah, I didn't realize you were speaking BG. No, no, go ahead. Yeah, I think I think there is a very, very bright future. There's a very bright future for blockchain in general. There's a bright future for Ethereum. We're focused. We're laser focused on L2s and on programmatic enablement of new enabling technologies such as DeFi. We're looking at NFTs. We're looking at traditional finance. So we're looking at disrupting traditional finance. We're looking at working with crypto institutions. We're looking at expanding our consumer segment, bringing a lot of consumers over to our metamask product. And all of that I think has implications for social good. You know, the more decentralized we can make the world the better it's going to be for for every citizen in the world. I completely agree with Janna, because I think this technology, it's actually emerging. It's in the, you know, closer to the early phase of the technology compared to many of them. You see so many promising application of this technology for socially good solutions. We're looking at, you know, even COVID vaccine, you know, tracking tracking and tracing COVID vaccine that has been huge effort in actually utilizing, you know, utilizing blockchain for, for that purpose and there's been a lot of homeless population focused support at Oracle and implementation where we enabled homeless people who don't usually have the identities. How can we use blockchain to provide the identity so that they could take advantage of all of the state and city level services they could benefit from. So I see a lot of promise for this mainly because I think it by decentralizing, it actually provides opportunity for a lot of creative people to come together to solve a problem that is beneficial to many. At Oracle, we are doing a lot of engagements with supply chain customers who are wanting to get complete visibility into supply chain and then using that kind of a setup to create a positively competitive environment for every player in the supply chain to benefit everyone in the supply chain. So when you lack visibility into times, you don't know whether someone is winning much more than the other. But in this case, there's a lot of effort going on about how do we come up with the well managed competitive dynamics focused supply chain. So there's a lot of work that we are doing. I do expect the next few years is going to be a very positive one for blockchain based deployments. We have one minute left. I want to turn it over to Lachia to talk about what's ahead for blockchain. Thank you, Mary. And just to end very briefly. We think that blockchain, as my colleagues were saying, has a huge benefit for underbank people, for informal people, homeless people to issue identity, to issue them tools to improve their lives. So we do believe in this technology and we are moving forward from the ADVLAB in the building of this infrastructure and creating a better community around blockchain development. And we believe in a blockchain technology for enterprises and we do believe on this technology. So just to end, thank you. And I hope we continue in another moment speaking of Lachia. Thank you all for your participation. This concludes today's session. The session will be available for replay and the slides will be available through hyper ledger. Thank you.