 Look, I think that the Fed has a lot of latitude here. They can focus on low inflation and say they want to do nothing, or they can focus on the idea that, listen, it has nothing to do with inflation. It has to do with the fact that the economy is strong enough that we've got to get back to normalized rates. And that's what they're going to do, which is why I think the banks are still a good place to be. We're making some moves and action alerts on the banks. You've got to stay tuned. But a lot of us have to do with the fact that they've had a monster run anticipating the fact that the Fed minutes, I think you're going to show that they've got great latitude. You can't keep going up on the same news as the C-CAR and interest rates going higher. But remember, the Fed is in a great position here. And they waited, and congratulations to Janet Yell, it made a lot of sense.