 The wealthy don't buy mutual funds, not the ultra-wealthy. They don't buy mutual funds. Now you might say, but Ty, that's not applicable to me because I'm not ultra-wealthy. And of course, ultra-wealthy people invest every night. Stop yourself right there. That's kind of like saying, oh, like LeBron James does cardio three times a week or like high intensity in the gym and he lifts weight three times a weight. But that doesn't apply to me as a human because that's LeBron James and he's six foot eight. No, it does apply to you. You should basically apply the same principles that pro athletes use. Most LeBron James says he spends a million bucks on his body but you can replicate 90% of what he does. So you can still learn from the best even if you consider it not applicable to you.