 could you help assist out like i will repay you you can ask for repayment you can say hey i'll repay you mess up you guys it's adana i am back with another video for you guys so i just want to say thank you to all of you for joining me on this journey really really appreciate you guys so if i haven't said it in a while this is my time saying it to you guys now thank you guys so much for joining me on this journey i really appreciate each and every one of you and and if you haven't already done so go ahead and subscribe right now and join me on this journey so you guys um for those of you who are like man you know what uh ph school is expensive it is it definitely is and some ph schools are more expensive than others so it's very very very very important that you figure out how you're going to pay for ph school so you got into ph school you're happy you're enjoyed or you're thinking about ph school now how are you going to pay for it right like what are you going to do and that is what this video is going to be about how to pay for ph school many people go the traditional route and that traditional route is through alone so you can go through um phaspha i know a lot of my cohort classmates did that um they went through phaspha to fill out that application um it's based on either your parents or yours irs and your w2 forms and it will actually like populate different scholarships and loans and and government federal loans that you can actually use to pay for ph school so i know that's like a good option for some people they choose that route because you know they don't have a hundred thousand eighty thousand dollars just laying around um waiting for them so that they can pay for ph school so that is the route that they choose and um if you haven't already thought of phaspha or if you've never filled out a phaspha um go ahead and get started on that application right now because they need like different information for you and the earlier you apply for phaspha the better because there are some government grants and loans that kind of get taken up um sooner on depending on how many people are applying and are eligible so it's important for you to actually apply and fill out your phaspha early in the year if especially you think that you're going to get into ph school this year or um within a year or um if you've already gotten into ph school so that is one route now another route is to go to the personal loan so you can do a personal loan a private loan that's not through phaspha not through federal funding you know through your local bank and i know there are some pretty like decent looking loans especially for the medical and health care field i know like discovery help has has like a health one you know for like student loans i know son trust does i think pnc does as well um the one that i was really interested in was wells fargo and i mean i know y'all i know we're feeling a little kind of shaky right now for wells fargo because of the whole thing that they were embroiled in last year with you know that little big like scandal thing i get it i get it all right i get it you guys but their student loan was like really really appealing um it was made specifically for people in like health care professions or going back to school like you know your nps your pa's your dentists your physicians and it i think their their cap is like 120 000 per year and then you don't have to start repaying it until two years after you've gotten out of like well school whatever school you're in so that was like really appealing because it gives you time to like prepare because let's say for instance you know your 23 24 25 you're still able to live at home with your family your parents you don't have like you know a wife or a husband and you're able to like save money while living with family that is big because you'll be able to now come ahead and save up from the money that you're making while you're in your respective careers and you can put that towards your loan so that is like a really really good option for many people another option is your grants and your scholarships and again i know that fast but does i think they send you some of the grants but you can also go to your financial aid counselor at your respective pa schools or whatever school you're entering into and they will have like a list of the different scholarships that the school may offer or that other people may offer you know people in the health care system that they work with i know my particular school has a health care system that they're closely related to that offers a scholarship to students in their second year and so that's really like important because you're able to now pay for the majority you know like half over 50 percent or at least 50 percent of your tuition and then that's one less burden that you have to worry about now you just have to consider yourself with okay well how do i take care of the other half and it's less money that you may have to come up with maybe you're able to actually borrow that from friends and family so you know that is an option go the scholarship and grants route it's tedious work because a lot of them require you to write essays and things like that but i mean it's essentially free money so definitely think about that you also have your loan repayment programs so i know that if you were already working some some places their jobs will pay for them to go to school in a sense through a loan repayment program but there is this thing it's kind of like teach for america i think is what it was called for the teachers where you go and kind of under serve populations and you teach kids in that area and it helps to pay for your graduate degree or your schooling that you actually took to become a teacher and we have that same thing in the medical field i think it's your like national service core i believe is what it's called i will definitely look that information up for you and just kind of leave a link in like right here link right here for you guys um so you can actually go and look into that but i know that you owe them i guess you owe them time um in an underserved area and they will pay for your schooling so that is something to look into um i'm not really sure of all the amount if it's the whole thing if it's part of it 50 but that's all information that you guys can go and find for yourself and see if that's something that you want to do if you're already gonna work in let's say a free clinic or you know an underserved populated area that's already your passion then this might be a great option for you also you know you can go we're in this age of like social media i'm here on youtube you know we have instagram and then we have like go fund me right we have all of these different kind of crowdfunding websites uh so that is an option you guys don't like don't be afraid to ask your friends and family okay you can crowdfund i know some of you are very privileged and that's okay that is okay that you have a mom who is a physician or uncle who is the CEO of Pfizer and that is all right go hit uncle Pfizer up you know go ask him uncle i'm trying to you know better the world could you help us this to out like i will repay you you can ask for repayment you can say hey i'll repay you i'll give you i'll write up a contract whatever it is you guys don't be ashamed don't be because you're bettering yourself and you're gonna in turn better the community that you're serve and so it's going to be important for you to just kind of like swallow your pride take a little bit of that humble juice and go ahead and ask ask your friends and family not everybody has uncle Pfizer but that's okay um you can just ask mom and dad and cousin and sister and brother and friend from high school you know make a nice video i did it i made a video i was like y'all i need to pay for my initial entrance into pa school could you please help me out and if i hadn't have asked i wouldn't be here right now in pa school because that is what like helped propel me and i was able to actually get somebody to help me pay for pa school so do it you guys do it okay that's an option crowdfund don't be afraid to do this okay lastly i think that um this is also important especially for those of you that are in the arm services or military and you're thinking about becoming a pa i don't know like the specific different branches but um you know you're you're trying to do the medic thing you want to be a pa in the military or in the arm services and so i know that they have routes of paying for that helping you pay for it uh i don't know exactly how much it is uh if it's again 50 percent or all of it or um you just give back time i know my friend he went to school he was in the military he's a physician he went to school and he owes nothing um he owes them nothing but his time uh and so he's out of school 300 thousand dollars debt free and that that is great so it's a great option for some of you if you're already in the military if this is something that you already have dedicated your life to or if you're thinking about it look into it look into it because that is a way to pay for pa school and um i think the just the kind of blatant just hey this is like this is something that you can do is just plan right you know save up y'all if y'all know that y'all trying to apply to pa school within the next two years go ahead and start working your behind off and save now start saving now because let's say you're able to pocket 20 000 within the next two years or 30 40 000 for a lot of pa schools that's like 50 to 60 70 of their tuition for both years because you're you're paying like 35 000 20 000 a year so that's that's a big chunk of money if you're able to get 20 000 that might be like half of your pa schooling right there so don't be afraid to just work hard and actually save uh i know that it is not necessarily what everybody wants to hear it's not the easiest route but it's definitely a practical route and it's something that everybody can do with respect to just kind of getting out there and doing as much work and as many jobs as you possibly can save up prepare yourself and um put that away in a nice little savings where it can even gain interest and then when you get into pa school you may not even have to ask anybody for help because you did it yourself so that's it those are my tips y'all i hope you guys um you know take this it's take this into consideration and take it to heart um go ahead and look at the website that i'm gonna leave for you all and um hopefully you guys find some ways to pay for pa school uh i am so excited for everybody that has gotten into pa school and that is thinking about pa school um and planning for pa school uh please do your due diligence and do your research and um i hope you guys enjoyed this video all right y'all if you haven't already done so go ahead and subscribe and follow me on instagram at adana the pa and i will talk to you guys next time bye