 Hello everyone, this is Amit Dan and on this channel you'll find financial travel and more videos if you like what you see Please do the thumbs up and consider subscribing. Thank you Hello everyone, this is Amit Dan of amitdan.com Today I'll have another episode of rate card videos and I'll talk about the TD aeroplane visa infinite So I just received this freight card and it came via UPS express yesterday. So here's the Package so this is in this envelope and then then it was in said this envelope So this is not going to be an unboxing video because I already have unboxing a Video about the TD aeroplane visa infinite credit card, which I have done in the past So I have had this credit card for a few times and this is just I got this again recently because there's a promotional bonus points So the reason today I'm going to be doing this video is that to talk about how TD stopped being innovative on their credit cards department and Why they haven't come up with any? exciting travel credit cards for years So if you have been watching my channel, you know that I have Over 20 plus great cars and my credit score is over 800 and using credit card viewers and points I travel the globe on business class and I stay in expensive hotels I document my travel which you'll see those videos on my channel and the difference between my Credit card review or anything with any other website is that I'm non affiliated unbiased and honest So 99% of the credit card reviews you're watching online or in reading on the website They're actually affiliated and they're selling basically selling the freight cars And they're not going to give you honest opinion because you know They wanted to click on the link so you can sign up and they can make money But on my channel and on my website, I do not provide any affiliated links or I do not take money from any credit card company So the review or opinions you're going to get are totally unbiased and honest So the reason I'd like to talk about TD airplane visa infinite credit card is that in the past Few years we have seen several Canadian credit cards. They're coming up with Innovative credit cards and giving more parts and benefits But somehow I noticed that TD has not been able to come up with anything for years or ages So the TD airplane visa infinite credit card is a travel credit card It has good insurance, but it doesn't have any other benefits. So it doesn't give you free lounge access it doesn't give you a Zero foreign currency currency transaction fee or it doesn't have any other You know access you'd get from these credit cards. For example, you have here the British Airways RBC visa infinite credit card and then we have BMO world elite the BMO world elite Airman's credit card and BMO came up with the you know lounge access and free lounge benefits and Then we have seen that, you know a school share bank recently came up with the lounge access and free or no zero time foreign currency transaction fee as well And then we have seen another player which is a non-bank and they were the first non-bank non-bank Financial institution to issue a credit card in Canada, which was the BMO world elite mastercard and they were innovative In launching this product and then we have seen American Express Cobble Which gives you very high points for selected categories. For example grocery restaurant and take out transit For those categories and some of the categories actually would give you five points per dollar spent Which is a lot and we haven't seen that on the Canadian market in the past Then we have seen the school share bank gold American Express. So we have seen lots of you know banks They're coming up with new credit cards new features new benefits They're launching new products took, you know To get more clients and to make their business grow, but somehow TD is stopped launching or coming up with any Features or any benefits. So basically the TD has to travel credit cards Which is one of them is the TD aeroplane visa infinite and the other one is that TD first-class Visa infinite credit cards. So both of these credit cards are very old They haven't added any new features. They have not come up with any, you know bonus or any benefits to Make customers sign up for these credit cards and hold on to them for long term It seems to me like, you know, they don't want Canadian credit card business They're concentrating on something else or it could be that, you know, they're just stopped being innovating Innovative, I don't know why is that so I have a feeling that You know if someone is from TD is watching this video or especially if you know TD CEO has come up With the knowledge that, you know, TD is not doing any good on their credit card section Then the the CEO of TD actually should call the vice president of product development and ask them, you know Have a little chitchat and ask what's up? What's going on? Why we're lagging behind compared to other credit cards or banks in Canada because if you look at most of the banks financial institutions They're coming up with the different products Adding new benefits new features giving us more but somehow TD is not giving us anything Basically, they're just like, you know, I touch to the same real structures or point structures They have come up with many years ago and you haven't seen anything recently And I doubt that there's gonna be anything coming up in the little while because I call TD customer service a few times and ask them that, you know if they're Coming up with any new futures products or any new travel credit cards And I stole that, you know, they don't have any plans to launch anything new in the near future So it looks like, you know, they're totally stuck. They stopped being innovating Innovative and they're not like, you know, adding anything to their credit cards So none of the TD credit cards they offer free lounge access zero foreign conceptions action fee or anything for free So customers can, you know, use these credit cards and keep these credit cards year after year so And it doesn't just make sense because, you know Canadian customers or credit card users, they're not, you know, naive They know exactly what to expect and they will definitely always go for those products, which is giving them more So TD is not giving them anything. So definitely they're lacking innovation and In the long run, they're going to be, you know, declining or having less and less clients stick to their credit cards Which we started seeing them So basically, that's what I wanted to talk about on this channel I do pretty good videos, travel videos and some unboxing videos and all the videos are non-affiliated Unbiased and honest. So if you haven't subscribed already so subscribe now because There'll be more videos coming up. So I'll see you shortly. Thank you