 How would you like to make better returns than 85% of hedge fund managers? What if I told you there was a way to do this while having zero investing knowledge, spending almost no time researching and also paying nothing in fees on your investments? Now, I know that probably sounds too good to be true and it also probably sounds like a bad infomercial. But all joking aside, index funds basically accomplish this and I would say for the average investor, index funds are probably the best place to put your money. And at the very least, index funds should make up a significant amount of every investor's portfolio. And in this video, I'm going to be explaining why that is. And I'm also going to be giving you my top five index funds to make you rich. And if you're familiar with index funds, you probably think that they're boring. But if you keep watching the video, I'm going to show you how they can be pretty exciting as well. And later on in the video, I'm also going to reveal to you which company I believe to be the best for investing in index funds for beginners. Now, by the way, I'm going to be mentioning index funds as well as ETFs, which are exchange traded funds. So gently tap that like button and let's jump right into it. There are small differences between index funds and ETFs. And depending on which company you use, one of them can be slightly better than the other one. But with that being said, generally speaking, it's a little bit easier to get started investing into ETFs rather than index funds. However, they both accomplish the same goal of diversifying your investments. So I'll be giving examples of index funds as well as ETFs that are very similar to them. Alright, so first one on the list, number five is going to be the Vanguard Total International Stock Index Fund Admiral shares. This is also referred to as VTIAX. And by the way, I'm going to be going from the least risky to the most risky types of index funds that does not mean that I think one is better than the other. And of course, I don't give financial advice, but the best one for you is going to depend on your own personal situation. So sit back, relax, look at all of these different ones and see which one is the best for you. So this particular one is the least risky on the list. It's basically a bunch of international large cap companies. And large cap generally means a company that's worth more than $10 billion. So these are usually going to be established blue chip companies. That means that they likely are not going to have astronomical gains, but at the same time, they're also less risky. And some would say the fact that it's an international fund rather than just a U.S. fund means that it's even less risky as well. Now, historically speaking, companies from the U.S. have outperformed international companies. But if you think this is going to change in the near future, for instance, maybe you think international companies are undervalued, then this might be a good index fund for you. Or maybe you think something really bad is going to happen to the United States like the economy is going to collapse or maybe it splits in two or something along those lines. This might be a better option. Now this one does not include United States companies. There are others that include the United States as well as international stocks. So just keep that in mind. You would probably also want to include an index fund that covers the U.S. as well. Now, as you see here, it's only gone up about 27% in the last five years. So a little over 5% per year. That of course is a lot less than the United States stock market has gone up. But remember, just because we've seen certain trends in the past does not mean that is going to continue in the future. A very similar ETF would be VEU or the Vanguard FTSE All World X USA Index Fund ETF shares. Yeah, that's a pretty big mouthful. And again, this is another one that tracks international companies and excludes the United States. The next one is going to be VTI or the Vanguard Total Stock Market Index Fund ETF. Now this one covers all different sizes of companies within the United States. So small cap, medium cap, as well as large cap stocks. It also covers companies from all industries and sectors. And in the last five years, this one has gone up a very healthy 84%. In the last year, it's gone up 11.46%. And all time it's gone up about 277%. And that is since 2001. So really good gains there. That's well over 10% per year. Now the expense ratio here is very low about 0.03%. That means for every $10,000 invested, it's only going to cost you around $3 annually. So very nice, very well diversified fund. You get exposure to pretty much all industries, all sectors within the United States. You also get exposure to small, medium and large cap companies. Now the next one on the list, number three is actually what Warren Buffett recommends to him, it's going to be basically the perfect balance of risk and reward. And what Warren Buffett recommends is putting your money into the S&P 500 index fund, but I have one that's even better. And if you didn't know the S&P 500 index fund is an index that tracks the top 500 companies in the United States. So the index I'm recommending that I say is even better than the S&P 500 is FNILX. Now this one was created in 2018. So it actually doesn't have five years of history, but over the last one year, it's gone up about 14%. And that's very nice, especially considering that we're having a pretty big correction right now. Now the market's basically crashing, which means it might be a really good time for you to buy in. So it's only been around for about three and a half, four years, and we've seen it go up by 53% already. So that is fantastic. Now the expense ratio on this one, remember, it says the Fidelity zero large cap index fund. There's a reason that zero is there. The expense ratio on this is 0%. You don't pay anything. So that means if you invest $10,000, you pay $0 annually. Now, if you are a fan of Vanguard, a very similar ETF is going to be VU. And that is the Vanguard 500 index fund ETF. It is up 89%. The last five years, the last year, it's up 15%. And since its creation in 2010, so about 11, 12 years ago, it is up 291%, which is just amazing. So yeah, this is Warren Buffett's recommendation for where you should put your money basically into a, you know, S&P 500 index fund or something very similar to it. Now in terms of my personal recommendation for a beginner, if you want to invest in index funds, it's a little more difficult. I would recommend Fidelity though. I really love Fidelity. They're super easy to use. That's where I personally invest in index funds, but you can't go wrong with Vanguard either. They basically invented index funds, not technically not, but they were the first ones to bring it to market. And if you want to invest in ETFs, which is a little bit easier, what I recommend you do is use my Weebol link down in the description where you can very easily invest in ETFs. And you can also get two free stocks just for signing up and funding your account. Now we're moving on to the slightly riskier and also slightly more fun index funds. So these are going to be index funds that have a little bit higher upside, but at the same time, they are also more risky. So this particular one, IWY, the iShares Russell Top 200 growth index fund, as you can see over the last five years, it has increased by 158%. That is over 30% per year, right? So that one significantly beats the S&P 500. For instance, over the last year, it's gone up by about 12%. And since it was created in 2009, it's up over 522%. That is almost a 50% increase per year. Now this one is composed of large cap companies that are expected to grow faster than usual. So this is basically a bunch of large cap growth stocks. And as you can see over the last five, 10 years, growth stocks have done exceptionally well. Now one thing you should keep in mind about growth stocks is in a bear market when the market crashes, they usually crash more than just your average everyday type of stock. So keep that in mind if you are thinking of investing in something like this. But this just shows that index fund investing doesn't necessarily have to be boring. If you're really bullish on a certain industry or sector or a type of stock, you can put your money into an index fund that probably tracks that sector industry or stock. There are so many different index funds and ETFs that track all kinds of different markets. I mean, you can get extremely specific like number one on this list, which is the roundhill ball metaverse ETF. Now this one just came out last year in July of 2021. And basically what this does is it tracks all things that have to do with the metaverse. Now when it comes to investing in the metaverse, you can invest in different types of cryptocurrencies. But this gets really complicated because when it comes to cryptocurrency, first of all, it's really difficult to understand. You've got the blockchain and then you've got the crypto that sits on top of the blockchain. You've got tokens that sit on top of that. And then you've got the company that creates all of it. And then when you zoom out even further, you're going to have companies that create the hardware that is going to run the metaverse. And nobody really knows where the majority of the money is going to flow. Is it going to flow into the companies or is it going to flow into the cryptocurrencies? And then even when it comes to the companies, you don't know which one is going to end up winning. So this ETF basically invests in a bunch of different companies that are involved in creating the metaverse. So companies that are involved with computing, networking, virtual platforms, interchangeable standards, payments, content assets and identity services, hardware, they are trying to cover it all. So if you're somebody who is extremely bullish on the metaverse, you think that NFTs, the metaverse gaming cryptocurrencies are going to be huge, this might be an ETF you would consider investing in. So index funds and ETFs are some of my favorite investments to make. And I think they kind of get a bad rap because they're just a little bit boring to talk about. But I hope I showed you in this video that they don't have to be boring. Now, if you're wondering what investment app is best to use, especially with everything happened with GameStop and Robinhood last year, check out this video right here, because I think it's going to help you out a lot. And I will see you next time.