 Hello, everyone. I'm Karin. I'm a co-founder of Krööntvin. Krööntvin is a sustainable investing platform for people who care about impact. We all know that the world is unsustainable track, and we need radical solutions, all fields of life. Capital is a huge but underestimated driver of this change. In Europe alone, there are 10 trillion euros sitting in people's bank accounts, that could be unlocked to invest more sustainable ways. And we see a rise of youth who want to try the change in the world and invest in based on values, but they don't find the easy solution to do so. They no longer accept the old way of investing. Investing only risks can return. They want to earn market-based returns, but create sustainable future, create the necessary change in the world. But at the same time, they don't want to become the expert of sustainable impact-driven investing and pick up a new hobby. At Krööntvin, we have done sustainable impact-driven investing easy for our customers. We have to build portfolios in free themes, climate, equality and healthcare innovations. We screen worldwide among 340,000 funds, the most sustainable and financially beneficial funds to our customer portfolios and offer portfolio management service. We aspire at Krööntvin to impact 10 times better than any other financial institution in the world and really stand that the planet will be there for future generations. We are activist investors, which means that the companies who are barriers aligned in our portfolios, but when we see that they are not really walking the dog, we go to the shareholder meetings and ask uncomfortable questions. Because if large corporates don't change or do anything, nothing will change. We can do little impact projects here and there, but we need large-scale transformation. Here is a good example that one company, ExoMobiles, go one, two and three carbon footprint is the same as Germany. Germany has 83 million people. It's really important that large corporates transition some. We launched our product in 2021, like every startup has the learnings. Our first product was for retail, which meant that the ones, the change makers we called, the one who wanted to invest easily for the planet and grow their wealth. But all of a sudden, we started to get the traction from companies, and they came to us to say that you are doing awesome things. Can you provide the investment plan for my talent? And there were several use cases. The first company who came to us, it was a sustainable software company, and said that we are very, very sustainable minded and like family-friendly company, we would love to build portfolios for our employees' children, because they want their employees' children, when they enter to the world, they would have a planet as well as the freedom to choose the things they want to do in life. The second use case was that they started to say that I see among my employees the financial literacy very low, and then people feel financial stress, which studies show that 60% of the people feel, and if they feel that stress, the productivity is 30% lower. At the same time, it's really not so much spoken thing in the company, or people don't talk about it because they feel shame. So they wanted to increase the financial literacy and then help to build the rainy day fund for their employees. The third use case was that, oh, I love my employees and talent, I want to incentivize the loyalty, because very few benefits really do it, so I want to build portfolios, sustainable ways for the planet, for my employees who have been longer than five years with my company. The fourth use case was simply saying that, okay, I have a budget for my benefits. I will give an option, and when our product is with other benefits, then approximately 30% of the talent actually chooses us. And they are especially younger generation, generation chat, so it's really good benefit to offer. Our product is really designed for all kinds of companies, so it's startup or medium size or large corporate, and we can offer it across the Europe, and it's super easy to administrate, it links with the payment and everything once it's implemented. Since the beginning of the year, our revenues have grown five times, and our burn decreased 40% here. I'm happy that our own financial health of the startup is also getting more and more. And if you're a company or even here and want to offer something good for your employees, I think it's one of the best benefits that you could offer, either for loyalty, either for increasing financial literacy, or also just as an offer to give more options for people. And those companies who really choose us, they are the ones who care about the planet and care about people. Thank you very much. So if you are interested in about our startup, then feel free to write me, kareenatcrewinfine.com, and hope to see you all, either if not a company customer than private people, because it needs collective action to really try the change. The financial system has to change and test. Thank you very much.