 Money and shopping. Cash. At the store, you can buy things using cash, check, debit, or credit. When you pay with cash, it means you are using currency in the form of dollar bills or coins. Check. A check is a piece of paper issued by a bank and is used to pay for things. If you write a check to pay for something, the bank takes the money out of your account. Debit. Paying with debit is like paying with a check. When you pay a store using your debit card, the bank takes the money directly out of your checking account. Credit. Credit is money that you have to pay back. When you pay for things using your credit card, you get the item now, but you have to pay the credit card company back later. Buy. When you buy something, you pay money for it. Buy means to give a store or person money in exchange for goods or services. Pay. To buy something or to make a purchase, you have to give the cashier your money. You need to pay for things before you can take them home or use them. Spend. When you make a purchase, you spend or use money to pay for something. You can spend money using cash, check, debit, or credit. Own. When you buy something, you own it. To own it means you paid for it in full and it belongs to you. When something belongs to you, it is yours. Change. Change is the money you get back when you pay for something. If the cost of something is $15 and you give the cashier $20, your change will be $5. Return. You might return a purchase item to the store because it did not fit or was broken. When you return something, you ask for a refund. A refund means to get your money back. Need. People need certain things to survive. A need is something essential that you cannot live without. Food, water, and air are needs because you have to have them to live. Want. A want is something you would like to have but that you do not need to survive. You might want to buy a sports car but you probably don't need one. The end.