 There's a statistic that actually scares me. And this was the Kobayashi letter. It talks about the total banks in the U.S. by year. You know, at 1920, we had 31,000 banks. And then just, you know, 50 years later in 1970, we had 13,500, a little bit less than half, or more than half. Now in 2022, we have 4,200 banks. And it doesn't make a rocket science to figure out where we're going. We're gonna see less and less banks. They're gonna consolidate and they're gonna pretty much own everything. And if we get that factor into a CBDC, then we're gonna have a lot of problems going down in the future. However, as I've always said, just because we get a CBDC doesn't mean that we'll rule the roost forever. It just takes one time for them to shut off somebody's purchasing power. For them to say, you know what? Maybe there's an alternative option that I keep hearing about that I can potentially get into and actually own and have my own forms of money, which is solid money, might be Bitcoin, or some other digital assets.