 Well, President Trump to nominate Randall Quarles as the top-fit bank regulator. You know, it's interesting. We didn't go over that this morning on Squawk on the street. And I think one of the reasons why we did it is because, well, who did we think that they would get? This is a guy, when Dan Tarullo left, Dan Tarullo was the guy who really ruled banks. He was the toughest taskmaster of banks. He's gone. It really didn't matter. You didn't think there was no way that Trump was going to put on someone who was tough on the banks. I'll be easy on the banks. And maybe the banks need this. Now, you know, there's always people who say, listen, we haven't solved too big to fail. And we've got to bring up the banks. I find it tiresome dialogue. The banks have too much capital.