 Sophia mentioned CBDC, Central Bank Digital Currencies. We have a lot of projects and a lot of countries, as Sophia mentioned. Most of the global central banks are experimenting or deploying central bank digital currencies. We already see in production in the Central Bank of Nigeria, for example, the Eastern Caribbean Bank, where they are with hyperledger fabric. We have implementations of fabric in Eroha and hyperledger Bezu worldwide. And a couple of weeks ago, a couple of months ago, the Central Bank of Brazil actually made an announcement, one of the largest countries to do so, around the use of the selection of hyperledger Bezu as their DLT that they've chosen for their CBDC experimentations and projects. But I'd like to introduce Catherine. And Catherine's the head of CBDCs and protocols at Visa. Visa is another hyperledger foundation member company and has been a member since 2017, really supporting, once again, the developer ecosystem that we bid higher. So Catherine.