 Good morning and welcome. Thank you for joining Mayor Benjamin, Councilman DeVall, the Columbia Empowerment Zone Board of Directors. If you could raise your hand please I would greatly appreciate it. The North Columbia Business Association for the Ribbon Cutting of the Full Service ATM at the North Main Plaza. We are grateful for the commitment of Wood Forest Bank in the North Columbia area and very thankful for their presence here at the North Main Plaza. Wood Forest has strongly demonstrated what a community bank is. They have shown strong support for the needs of the business community and lending decisions are made by people who understand the needs of the businesses and families of this community as demonstrated by this ATM behind me. Their commitment is in clear view and we are very happy to be partners with them and look forward to a very long relationship with them. At this time we'll hear from our Honorable Mayor Stephen K. Benjamin. Stephen K. Benjamin, she says my whole name. Thank you Felicia and thank you to the Columbia Empowerment Zone for the great work you've done in North Columbia and across Columbia for years. The partnerships you've been able to develop with fantastic institutions like Wood Forest Bank, Community Bank that has a truly national and global reach can't be understated. The ability to leverage a half million dollar investment in North Columbia and continue to serve as a great partner for small businesses in this incredibly transformational neighborhood is so important. So we wanted to come out here and say thank you to CEZ. It's an incredible thank you to Wood Forest for its continued support and let's just keep this thing going. We've got wonderful things happening right here in North Columbia, North Main Street, fantastic multi-million dollar 55 unit senior housing facility come up right next door. Some awesome things are happening right here and I'd say on behalf of myself, Councilman Duval, the rest of City Council, obviously Councilman Davis, we're excited about the trajectory that North Columbia is on and Wood Forest has been a key part of that so thank you. Thank you Mr. Mayor, thank you Felicia, thank you to the CEZ for letting us be here and thank you all for being here this morning. 18 months ago Wood Forest opened our very first Community Development and Education Center right here in the North Main Plaza in Columbia, South Carolina and we chose this area because we saw this area was ready to thrive, an area that was on the verge of a rebirth and we wanted to be a part of that as community bankers we take that as part of our mission as community bankers we find ways to help our communities by lending our human capital to organizations that we partner with by finding creative ways to lend capital to small businesses to help them grow and to find ways to listen to the community's needs and to our customers and 18 months ago our customers said thank you for opening this and thank you for partnering with organizations that really help the community but we want more access so today we're here to mark the occasion that we're providing the full service ATM right here in the North Main Plaza to service our customers and the community alike thank y'all for being here this morning hopefully you can enjoy some refreshments