 My name is Arun Sundarajan. I'm a professor at New York University. I do a lot of research into what people call the sharing economy. There is a tremendous amount of disruption underway now of the automobile industry because the sharing economy is making it possible for people to consider on-demand transportation as an alternative to car ownership. Right now the efficiency of usage of cars is extremely low and this is an industry that is often a double-digit percentage of a country's GDP and so there is huge disruption around the corner for the automotive sector as on-demand transportation becomes more mainstream and becomes a viable alternative to personal vehicle ownership. There's also a tremendous disruptive potential for low-end healthcare, for energy supply especially as we sort of transition to alternative energy. The solar panels on your roof need not just power your home but could also sort of provide your neighbourhood with power and in manufacturing where the 3D printer that is sort of in your basement can start to sort of become an essential cog of your neighbourhood's manufacturing needs.