 Still in business to tackle the acute housing deficit tonight, the federal government has been tasked to encourage mortgages in the country, especially specifically for the low and middle class. And the call was made in Portarcourt at a one-way real estate convention. Some of the challenges identified was us facing petitioners and clients, our land ownership structure, crookry, toiling, titling finance and as a mortgage. The government has been advised to give the needed attention to the real estate sector as it is capable of contributing positively to the gross domestic product of the country. Yes, the story shows that it's really what we call the middle income people, that bracket that really needs the houses. That's where the deficit is to be said, not in the upper income, because in the middle income and average income, and that is the, if you don't solve it, you can't see you have solved the problem. You need to solve that problem where houses can be acquired by ordinary people and I'm grateful to the government, their policies that they put in place that are working, they have allowed the pension fund to be, you know, to play a part in the real estate business. Real estate will not be real estate in its sense if you can't trade with it. The reason why we call it real estate is because you can trade with it. So for you to be able to trade with it is before you to have a registrable and bankable title. So it's a major problem. Most states across the country, the land use act is a major factor and for us to begin to make advancements in real estate development, we need to undergo as a nation, the land reform act needs itself to go through a surgical procedure. And good thing, the Honourable Minister of Housing is doing so much, Honourable Minister of Housing and Urban Development Architect Ahmed Denguwa is doing a whole lot in bringing to bear the land reform act of this country, which is something that is going through, it's in the works currently. I guess we have to step up and help because this is really, really a pathetic thing. When you go out on the street, you see some people under the bridge and the rest. I think if a government can step up and then we can partner with them because right now we are just an entrepreneur. That's why as a lawyer, I'd advise clients to buy from reputable real estate companies that can turn the test of time. What we do in such instance, in that spot that we try to get our compensation, we look for other properties, that's how we solve this issue, where we move our existing clients to another property while we try to get our compensation from the government. I mean the mortgage system is not as functional, that would be so helpful to be as helpful as it should be for the industry and then for people who want to buy. So like a more structured financing system, a mortgage system to be well structured. If we have good infrastructure, I mean if we can infrastructure some of the things that helps, that doesn't help with the real estate dream. So we'd like the government to help with more infrastructure and of course support.