 مرحباً فالأقة سيتم أنبهي من الواهم باء فوحوالhats في حال الوصول على هذا المنزل يقوم بعمل حرام هذا محبوبة في حالها وما يتكلم خمس مقابل على تحضيرها يجب أن تساعدها لكي يجب أن يساعدها إذا كانوا إزالات فكذلك يجب أن تتكلم المرجع من الحاكم الشرع لكي يستطيع أن تكون لديك أكثر time لكي تستطيع أن تستطيع أن تتحرك خمسك إذا لم تستطيع أن تستطيع أن تستطيع أن تتحرك خمسك وكذلك وكذلك يمكنك أن تكون حرام اكتباء وفبدان ويبقى هذا الشخص لكي يستطيع أن تكون لائيبا للمساعدة ويجب أن تستطيع أن تكون لائيبا للمساعدة المساعدة المساعدة المساعدة شرحنة، هل يمكنك أن تستطيع أن تتحرك خمسك أو أن تستطيع أن تتحرك خمسك؟ حتى لا، يجب أن تتحرك إليه واصول… لمحاول بالتباك فلن أتكلم أنه يتكلم كان مرجعا للأسفل الشرح لإنه يستطيع أن تتحرك خمسك ويمكن وجه Whataboo is left over for the days we've been given when times change and we have sorted it out وكذلك يجب أن يكون خمس خمس أكثر أو يدفع أولئاً كل هذه الأمر يجب أن يكون مرحباً إلى المرجع وكذلك يجب أن يكون مرحباً إلى المرجع حسنة، شخصاً، ماذا about those who forget the date let's say there's an individual and he's forgotten the start of his خمس year what happens in that case? such individuals who forget the date of their خمس they can set a new date in the year and they start paying the خمس based on that new day otherwise as a precaution they should observe precaution by choosing the nearest date as they mentioned by the say it in this case then they can actually follow this date otherwise they can choose their own new date شخصاً، when specifying the start of the fiscal year for a person who has never calculated and paid خمس before is it mandatory to take into account everything in his possession? such individuals go back and refer to their مرجع or the representative of the مرجع and to reach a settlement with the مرجع to see how much they have to pay خمس with regard to their scenario and case so the best thing is to refer to the مرجع himself شخصاً، let's take an individual who has never paid خمس in his life I mean apart from the essentials such as his property his clothes and maybe his motor vehicle is everything else put under does it categorically become obligatory to pay خمس on those items? of course anything you haven't paid خمس for becomes واجب however for such scenario and case again the one should go and refer back to his own مرجع and jurist and to reach a settlement with that مرجع and علم to see how much he needs to pay because sometimes there is something called مصالح a settlement in which the one might be able to for example and instead of paying خمس for the whole entire wealth he has for example or assets the مصالح the settlement would reach an agreement in which the مرجع will take an amount from that individual instead of the whole amount for example so that's why the settlement is there the مصالح is there to reach an agreement between the two parties that how much he needs to pay so it's up to the مرجع to decide how much he needs to pay شخصاً، in regards to sometimes we receive cash sums sometimes you know people always money and they pay us if this happens let's say a week before my home state or a month before my home state and I'm busy doing my own calculations should I include it into the upcoming home state or should I add that to the next year even one day remaining from your due date of the خمس if on that last day of the year you received an amount of money cash or other means bank account and so forth one day before the due date that money becomes due to be paid خمس on that date so you cannot keep it for the next year you must pay خمس for whatever you have gained and acquired as well as money just by the due dates of the خمس in which you have set شخصاً، what about sometimes we get money from insurance companies for example if I have an accident sometimes there's a payout for me if I injured myself at work or something like that sometimes there's compensation that's paid is it obligatory to pay خمس for such policies that we've taken up if that is very near to your due date of the خمس yes you have to pay خمس of course it's very near let's say the accident happened just let's say two weeks ago and you are paid as compensation just two or three days before your actual due date then in this case you have to pay the خمس شخصاً what happens when I've got some money let's say my payment my wages coming in on a certain day couple of days before my خمس due date but my wages have now become delayed by a week so I'm going to receive that money after my خمس due date do I add those wages into my next خمس due date or do I use it in the previous one do I pay for it and just receive the money when the خمس becomes واجب on this payment all that's been delayed because it was assigned to be paid before the due date of the خمس so this خمس becomes واجب to be paid on this income these wages exactly and it's considered to be as the income of the previous year and not the income of the coming year because this money was assigned as I've mentioned to be paid before the due date of the خمس so whatever is paid or to be paid and now it's been delayed it goes back to back dated to the day before the due date of the خمس أحسنت likewise with you know relatives giving money for example we have fathers who give their children money for their expenses or school dinners or so forth and vice versa sometimes we have other family members give money let's say the money they've already paid خمس on this money and now they're giving it to their fellow family members do they have to pay خمس on that money so the people have received it do they have to pay خمس on that money yes as I've mentioned previously as well that whatever the the family members they get as a source of money income or gift or whatever else and that money is remained you know sometimes I receive this money from my parents gifts for example and I spend them that's fine it's yours but sometimes I keep them I save them I save the gifts I save the money and it's there for the whole year and the time of the خمس comes the due date then I have to calculate them and of course the خمس becomes وجب on these items in which I have to pay on it's funny Shaykh because you mentioned saving and saving money do we have to pay خمس on saving money especially if we're trying to get married let's say someone's trying to get married and he starts to save money because he can't afford it right now does he have to pay خمس on that money that he's saving up in order to get married you would see some last stories about those who try to save money for the marriage for buying a property to buy a new car for example for the university fees for example for the students to buy anything else for the holidays for example plan ahead to go to a big holiday so they try to save whatever is known to be as savings and leftovers and end of the year and reaches the due date of the خمس payment you pay خمس you take out 20% and then you can spend the rest حلا إن شاء الله is that the same for when buying a house a lot of people try to save money to put a deposit on a house do we have to pay خمس on those savings as well yes the same applies as well احسنت Shaykhنا in regards to a business owner now this person solely depends on the capital of the business to have a livelihood is it mandatory for that person to spend to pay خمس on that capital yes it becomes mandatory and واجب as well if that capital remains without spending and خمس payment then the one must pay خمس you know sometimes you have paid the خمس for this capital and now you invest it in a business the money is حلال now you can spend it and use it to set up a business for example the money is حلال but sometimes you never paid for it any خمس and now you have it there as a capital and you set up a business and now the year comes the due date comes up with خمس and you haven't paid خمس for this capital now you have to pay خمس for this remaining capital because at the end of the day you have to purify your wealth your money so be it in the means of savings or capital or money leftovers you still have to pay خمس when you pay the خمس whatever is left حلال that's it you don't have to pay again so the capital if you pay it now خلص no more payment is required unless the capital grows you get out of it more income and profit you pay for the خمس and you pay it extra for the excess if they are left over for the next coming year and due date ما شاء الله أحسن that was one thing we haven't really discussed is when you pay خمس how often do you pay on a certain amount I mean let's say I paid my خمس and I was remaining there was a thousand pounds remaining after it and then for the next year I save some money and now I've got two thousand do I have to pay the خمس on the two thousand or do I deduct one thousand because I've paid خمس on that already and I've got another one thousand and I pay twenty percent on that how does it work as mentioned that if you have paid خمس previously for an amount you don't have to pay again so you paid one thousand for the previous year خمس that's it you keep it away and whatever you gain this year which is the second thousand that you have gained and acquired you just have to consider this one thousand the extra the excess the surplus and you pay the خمس but it's only this one thousand left so the previous one thousand خمس that's fine was paid only for this new one thousand that you've gained and acquired this year شرحن what happens if you know I saved let's say I saved one thousand and when it came to the next خمس I had eight hundred I spent two hundred pounds out of that one thousand I've already paid خمس on it but now I had eight hundred the second year but the third year I had nine hundred so I've gained an extra one that one hundred do I pay خمس on that extra one hundred or is it because it's all under the one thousand that I paid خمس on there's no need for me to pay it exactly you pay for that extra one hundred pounds that you made the following year the first year you paid خمس for the one thousand yes clear second year you have eight hundred you said yeah from that one thousand I've spent two hundred I've got eight hundred left again there's no خمس because you already paid خمس on it only paid خمس for the one thousand yes and I was going down yes decreased so there's no خمس for the decrease yes the following year is what in increase so you only pay خمس for that extra one hundred remaining and the eight hundred is yours again yeah it's quite it's funny how it's only you only pay it on a certain amount once it's not reoccurring you know these western governments have different ideas with us أحسن thank you very much شكرا for tonight it's a discussion and thank you to all of you for joining us Insha'Allah you'll join us on the next episode احكام SOS and we'll discuss more on خمس Insha'Allah احكام SOS