 Hello and welcome to the session. Let us discuss the following question. It says the total annual income of Kamal is 96,000 exclusive of HRA. He contributes Rs 500 per month towards his provident fund and pays Rs 5000 as an annual premium for his life insurance policy. Calculate the income tax table by Kamal in the financial year. Now we see that the gross annual income of Kamal is Rs 96,000. Now according to the current financial year, if the taxable income does not exceed Rs 1 lakh, then the rate of tax is hit. And here the gross income of Kamal is 96,000. So there is no tax, so the taxable is nil. So this completes the question and the session by Ferdow take care. Have a good day.