 Welcome to digital asset news to get top stories and cryptocurrency assets and break them down into bite-sized pieces today. That's some pretty good stuff. First up, Visa sees Bitcoin as digital gold in the first quarter earnings call. This is on January 28th and it's not just digital gold of Bitcoin. They're also talking about another cryptocurrency or cryptocurrencies that they really consider digital gold. On top of that, I want to take a look at what's going to be a massive pump that people are talking about as far as XRP and what is going on with that. Finally, I'm going to take a look at India's cryptocurrency bill, catches industry off guard, investors are nervous, and surprise, surprise, India is once again trying to ban cryptocurrencies. We'll go over all that, but first, let's take a look at two things. First, I want to talk about Voyager and what happened over the last couple of days. If you're not aware or if you don't live in the United States, excluding New York, Voyager is a brokerage. It's not an exchange. It actually connects to all the different exchanges throughout the world and they are market makers. What happened was they had gone down. It was over Friday and it was down for quite a bit of time and I think it came up again around almost midnight on Friday. The big issue here is that I am a huge proponent of it. I love Voyager. It works out pretty well and it was great because it would never go down while it went down. I talked about this yesterday, about why it all happened. Everything that was going on with Wall Street bets and TD Ameritrade and Robinhood and all the different shenanigans that were going on, it is pushing everybody into our market. Voyager got the brunt of it, which is what it should actually do. A ton of people, there was up to the report stated that it was 100 people per minute, not hour. 100 people per out per minute were signing up for Voyager and it crashed. That's a problem. It was a big problem I talked about yesterday again. There really is no excuse. I had an interview lined up with Steve Rilik, who was the CEO of Voyager, friend of the show, been on three or four times. He said on Saturday, let's do it. I had some things going on. He had some things going on. We tried to do it at night. It didn't work out. Text him this morning via Twitter or DM'd him and he's like, you know what? There's a lot of things going on right now. I need to make sure everything is correct and we will do the interview on Tuesday. It is what it is. I know some people are like, you know what? You said it would never go down. I did say that and it went down. Yes, it did. Some people will say, well, you know what? It's not so bad because all these new people coming in and that's a different thing than when Coinbase and Kraken and Gemini go down because they have a problem with actually market matching. I'm like, hey, down is down. It doesn't really matter to me. I just know that I couldn't get into my account. I know you couldn't get into your account, so that's a big problem. Here's the thing. Steve's going to come on on Tuesday and there's no excuses. Nobody gets a free pass in this show. I don't care how many times you've been on here. I don't care how far from you are. It's a business. We'll see what he says on Tuesday and we'll go from there. It's up to you right now. You could vote with your wallet, with your checkbook and do whatever you want to do. Just say, you know what? It was down those couple of times. I'm out of here. I don't want to do it. It's fine. It's up to you, whatever you want to do. That's how it goes. That's how business is. Let's move on to what's going on the market. Let's see here. It is January 31st. It's 3 p.m. El Paso, Texas time. Beautiful day. 64 degrees, bomby. Nice. I'm sorry for wherever you're at if it's crappy weather in New Yorkers. But here's what we've got going on. Sunday is always one of these days. If you're new to cryptocurrency, this is pretty much how we do things. Monday through Saturday is pretty good and Sunday kind of takes a little bit of a dip and then that's just kind of how it works out. So we've got Bitcoin down 5%. Surprise. And we're at 32.6. ETH still hovering around 1300. And I gotta tell you, everybody talks about how great ETH is. It's a 10K or 20K or a million K. But whatever they say, I don't even know what the predictions are anymore. But it's going pretty damn slow. That's what's going on. Now, 2021 is on over. That's all I'm saying. But if you want to look at things that are rising, just take a look at the lower caps that are out there and maybe find yourself a winner. We had talked about the Voyager token and it was ranked 284 in January 7th. And today I think it's in the top 75. So just one of those things. I mean, Polkadot came out of nowhere, Chainlink a year ago. Not that big of a deal, but here we are. XRP. Watch out. 24% up 75% for the 7-day. We're going to talk about what is going on, why there's this massive increase. Polkadot down, 88 down, did it do? I hate when it does this. There's always this, when I'm doing these videos, it's kind of like glitches out a little bit. Three, is anything up? Dogecoin, hey, 28%. And we're down to like 0.04, which is a bummer. You know, I think it was up to like 0. It was almost at 7, almost 0.08, I think it was at some point. So Dogeholders, hey, you're still up. Do what you want to do. Something you were telling me that they're not going to sell because it's going to $1. Sure. Let's see how that works out. And you know, hey, maybe, I don't know. I have no crystal ball. And that's what's going on right now in the market. Real quick, let's switch this over to Bitcoin, because I mean, what's the whole point of investing into altcoins if we can just invest into Bitcoin? So this is how we do. Well, for XRP, if you invest in XRP, you have 31% against Bitcoin. Poke it out, 2.3, 0.4, 0.5. You're crushing Bitcoin on pretty much every single altcoin that is out there. And that's just one of those lessons. If you want to be safe, you can get into Bitcoin. All the different, you know, huge entities, institutions are getting into it. They're going to hold on to it. Bitcoin, that's what they're going to do. Hold on to it. If you want to take a little bit more risk, you go into altcoins. And that's why I have a portfolio that is 10 plus different cryptocurrencies, because I think Bitcoin's going to do well. I think Ethereum's going to do well. I think, not EOS. EOS is almost a crushing, dead project. I think Polkadot will do well. A lot of different things are going to do well. Ave will do well. So he just kind of, I mean, for me, I can't give you financial advice, because guess what? I'm not a financial advisor, but I think those will do pretty well moving forward. So it's all up to you. See which is the best product out there. All right. So that's what's going on in the market. Let's jump into today's top story. So this was pretty good. This was actually sent to me by Crown Staking Pool. Thanks, Crown. I appreciate it. This is over on the Bitcoin channel. This is a pretty good channel, actually. I need to actually put that in my recommendations, because they always have like, all they do is they just put like little new snippets that are on TV, or they find little things, they just throw it on to YouTube. It's pretty pretty brilliant, actually. And this one was, it's a two minute little piece here. And it's the Visa Q1 earnings call. So, I mean, we're looking at, well, it says Q1 2021. I guess this will be what is going on right now. But it doesn't matter what was going with Visa. What it is, is Visa is talking about how they see cryptocurrency assets kind of fitting into their infrastructure. And we had actually talked a couple of days ago about how Visa was parting up with Circle and USDC to offer that through Visa, USDC, the stablecoin. So, first, let's hear what they think about as far as Bitcoin. And then we'll get into that other realm of digital gold. So let's just take a listen. Fiat currencies. But there's a growing interest in digital currencies. And I wanted to take a minute to talk about how Visa thinks about crypto in general and our approach. In this space, we see ways that we can add differentiated value to the ecosystem. And we believe that we are uniquely positioned to help make cryptocurrencies more safe, useful, and applicable for payments through our global presence, our partnership approach, and our trusted brand. We think of the crypto market in two segments. First, there are crypto currencies that represent new assets, such as Bitcoin. Second, there are digital currencies or stablecoins that are directly backed by existing fiat currencies. We see all currencies in that first segment as digital gold. They are predominantly held as assets that are not used as a form of payment in a significant way at this point. Our strategy here is to work with wallets and exchanges to enable users to purchase these currencies using their Visa credentials or to cash out onto a Visa credential to make a fiat purchase at any of the 70 million motions where Visa is accepted globally. This is similar to our approach to connect closed-loop wallets, such as line pay and pay TM. For the second segment, fiat-backed digital currencies, including stablecoins and central bank digital currencies, these are an emerging payments innovation that could have the potential to be used for global commerce, much like any other fiat currency. We think of digital currencies running on public blockchains as additional networks, such as RTP or ACH networks, so we see them as part of our network of network strategy. Across both of these segments, we are the clear leader in this space. Today, 35 of the leading digital currency platforms and wallets have already chosen to issue Visa, including Coinbase, crypto Yeah, and then they just go on and talk about how great they are. So great, Visa, yeah, you're dominating right now. So it is interesting that a legacy system, such as Visa, is really coming out and going, you know what? We feel which way the wind is blowing, so we're going to be a part of this right here and now. I think that's why they teamed up with Circle and USDC as far as a stablecoin. And now they're getting into it like, look, we can't stop it. So we might as well just get in front of it and just see if we can just ride the coattails. So I don't know exactly what they're going to do, but when a huge entity like Visa comes out and goes, you know what? We see these two things. We see Bitcoin and currencies or cryptocurrencies and they didn't say anything else, mind you, okay? They didn't say Ethereum, they didn't say Polkadot and they really even talk about smart contracts or DeFi or any of that stuff because that's not their thing. They're not going to get into that. So if they can just say, okay, Bitcoin, because everybody else out there, we've got the micro strategies, you got the mass mutuals, you got the big hedge funds coming in. You've even got BlackRock for Pete Sakes with its 8 trillion assets under management who is coming in and investing into Bitcoin. Sure, we'll finally be the ones to go, yeah, we're going to add this in. But I will remind you, up to a couple of years ago, Visa was the one that was trying to issue all these different cryptocurrency patents. And there was a video I did eight months ago, nine months ago. And I just thought it was interesting because nothing really came about it. But then here we are today and Visa is talking about how they're right behind us and they can't wait to be a part of it. So let me know what you think in the comments section. It is just, for us, it's not a big thing. But if you have to think about it like this, when he said there are 70 million merchants and payment providers, that's pretty big just like how PayPal is in the game. And they're saying, hey, you can use Bitcoin, Bitcoin Cash, Litecoin, Ethereum for our 340 million merchants out there that we can expose you to. And you guys can use all that cryptocurrency. So you have them and then you have Visa. And what it just does is it allows this to get into the public consciousness. That's all I really care about. Because that's why I think 2021 is going to be a pretty big year because people are going to start to really go, oh, it's not just Bitcoin, there's a lot of other things out there. Anyhow, let me just say in the comments section, let's move on to our next piece. So this is interesting. And this was sent to me by Wynn Mullet. Mullet, thanks so much, I appreciate it. My man, Mullet. And this was, if you take a look at what is going on with, or what was going on with Wall Street vets and how they battled the hedge funds and say, you know what, we know you want to short our company, whether you think it was an ideological fight or not, or if it was just a beautiful play as far as like, you know, making a ton of money. It doesn't matter. It still was, it still went to show you that you can have a group of people stand up to large entities and beat the pants off them. And that's, I think, is what is going on right here with XRP. XRP, the XRP army has gotten beat down, let's just be honest. The SEC came in and it's got to suck because all the different gains that are going on just popping off. XRP just has to sit there and just go, you know, hopefully this happens. And, you know, it's got to be pretty tough. So they're going to fight back. And I was talking about this on an Alex Massioli show, I was like, you know, actually CJ said it best. He said, be cautious of any assets that is supposed to die and just never refuse to die. He goes, Bitcoin was to die 100,000 times. And look at that, look at where we are right now. It's the same thing with XRP. XRP was supposed to be dead. I thought I was going to go through a lot more troubles, especially when all the different exchanges delisted everything. But here we are. And now we can see on February 1st at 8.30 Eastern Standard Time, there's a buy and hold. And even tells you where to buy it. You can buy on a Kucoin. Oh, I didn't know you could buy on an uphold. Look at that. I have an uphold wallet. I don't know. I'm going to tell you right now. I have no idea. I'm not going to participate in this because I don't know how this is going to play out. This is a very volatile amount of volatile person. Which is kind of funny that I'm in cryptocurrencies, but I honestly think that digital assets are the future. And there's a little volatility now, but the future won't be. But if you want to check this out, Kucoin uphold and bid true, then be my guest. Again, not financial advice, but if you saw what happened with GameStop, if you saw what happened with Dogecoin, you could maybe guess about what could potentially happen with XRP and what's going to go on. And this has been making the rounds. And that's why we've seen a huge jump. So when you're thinking of the comment section about this one, this could be massive. I have no idea, but I'm just going to grab my popcorn and fill in the sidelines and watch the show unfold. All right. Next up, this is our last piece. And it's just trash. It's just trash because this has already happened before in India. And let me just get into the story. India's cryptocurrency bill catches industry off guard. Investors nervous. Of course, they should be because a huge country is going to ban cryptocurrency. We're looking at a billion plus people. It's pretty big. India's cryptocurrency community was swept by a wave of nervousness and confusion after the government on Friday said it would introduce a bill in parliament to aid creation of a sovereign digital currency by the Federal or the Reserve Bank of India, RBI, and ban all private cryptocurrencies. And this is why I want you to suspend judgment until you get all the facts. It's the same thing with everything else that isn't actually anywhere. It doesn't matter about this mark or anything else. Get all the facts that you possibly can and then pose judgment. Okay. So I'll explain that in a second. So that's what's going on. So this is a statement. There's no such thing as a private cryptocurrency. Cryptos by their very nature are decentralized and public. Michelle Shetty, founder of one of India's largest cryptocurrency exchanges, was your ex said in the tweet because there was the language in the actual document that is supposed to be written up and really, I don't know if anybody actually has actually seen it because it really hasn't been produced. But it says that we cannot have any kind of public blockchains as far as cryptocurrencies. But that's the whole thing. When you have a decentralized cryptocurrency, it is public. So that means that they're trying to ban everything allegedly get to that. So the government's definition of private could imply that any that any digital currency is not sovereign, could be seen as a private currency, including Bitcoin. Let's go some history. In 2018, RBI decided to ban the use of banking channels to buy or sell crypto as it was concerned over its use for terror financing, mind laundering other outlaw activities. Have you ever heard that before? Cryptocurrencies revived after the Supreme Court in March 2020, lifted the RBI ban, giving cryptos a second chance in India. I thought it was a pretty good play because was your ex, which was the exchange over there. I think that was backed by Binance. It was a beautiful move by CZ because he's like, Hey, just waiting for this thing to get on ban. And sure enough, it did. And looked like a genius. Now they have to go through the whole thing again because here we are. So just awful because the first one was the Reserve Bank of India decided to ban the use of banking channels. And it went through their Supreme Court and they said that is that is against their constitution. They said, you can't do that. The Reserve Bank can't do that to these private citizens. And it was overturned. Now instead of the Reserve Bank of India, now it is actual parliament or whatever form of government that they have over there, they say, Hey, we're going to get legislation in and we want to ban these cryptocurrencies. That's a problem, allegedly. And the rest of it's just the same type of thing. And they thought of Ray Dalio and whatever. But this is the big thing. The bill drafted by the Indian government is yet to be released. So when you see something like that, again, this could be the consideration of a FUD article because it's just a rumor. We don't really know what's going on. Case in point, let me show you this one. Do you remember this article that we talked about a couple of days ago just last week? Janet Young says cryptos are a concern in terrorist financing. And it was that. It was Bitmex when they came out and said, Oh, there's a big double spend. And they came on like, well, maybe not so much. And it was 20 bucks. And maybe it was this. And it was proven that there wasn't a double spend. So that was a big thing. And then we have something like Yellen coming out who was the nominee for the secretary or the treasury secretary is taking over Mnuchin's job. And then she was confirmed. And then all of a sudden, just a couple of days later, this little piece came out, Janet Yellen offers us sent a more nuanced take on crypto where she I read it. So where she said, okay, there are some illicit activities going on, just like there is with the US dollar. But Cryptocurrency assets has an amazing ability to transform finance. And we should foster that. So it's like, okay, these are type of things that you have to suspend judgment until you get all the facts. And that is why I'm extremely excited to get Stephen here from Voyager to see exactly what the heck happened, how they fixed it and how we're going to deal with this moving on. And that's just one of the things. So just remember, all the different things and articles out there always dig a little bit deeper. It doesn't matter if you hear it from me or anybody else. It's just, there's always more information out there to uncover. It's just a lot of work to do it sometimes. And that is what is going on. So that is it for today. It is Sunday. Enjoy the day. If you made it all the way to the end, hey, thanks. Thanks for making all the way to the end. Once you hit the thumbs up, maybe consider subscribing. It would help me a lot. And that would be great for today's video. Also, if you like types of videos, there's going to be two months going to pop up on your left and right, but YouTube do its magic. And that's it for today. So thanks so much for watching. I appreciate it. And I'll see you on the next one.