 If you're planning to charge payment plans, my suggestion would be that instead of you making it a payment plan that they can subscribe to or unsubscribe, giving you zero consistency, predictability. When it comes to cash flow in your business, you want to make sure you know exactly what's coming in, what's going out, right? And you want more coming in, that is going out. And you can't predict or plan if people are subscribing and unsubscribing all the time. So if you've got a product or program that they can subscribe to or unsubscribe to, then obviously you've got no predictability around that, but you can set it up that way. My suggestion is if you're going to deliver a program and that program has a time period to it, for example, six months or a year, make sure that the wording on it is this is the payment for the whole year. And you can pay it in installments of XYZ. That way you'll create consistency in 0 February.