 unciation because I mean I have a lot of fiscal hard cover books right what I do sometimes is I give them out to people that I know okay maybe if I hear that you've been wanting you've been looking for a particular book or even looking for a book that has to do with something that I have I then share but I've never done it I don't think in Nigeria we really don't need books to like this so I think what I've done is maybe in secondary school when I outgrow a class I just give out my test books when you sit in and say okay let me give this book a charity or something I don't think I've done that before I know my mum used to do that our old books she would take them to some of all those organisations what they call them I'm sure I even have some of my very old days it's a good practice though and I think it's really a good reminder it's good to do some of those things it's not just really about money these are things you can actually information college okay what do you define for us when you're sitting interesting the central bank of Nigeria has proposed that banks should transfer funds in accounts that have been demand for up to 10 years into a trust fund account this is contained in the recent release a special draft of guidelines on the management of demand accounts on claim balances and other financial assets in banks and other financial institutions in Nigeria a circular accompanying the exposure draft stated that the guideline was in response to request from the banks and other stakeholders for the CBN to clarify the procedures for the management of demand and inactive accounts by banks in the country this just for real are these serious so I'm just imagining is there even a provision in Nigeria where maybe someone dies in a particular time maybe the bank reaches out to next of king let's just say maybe the banks don't know about it just after a period of time it says 6 years and an account is demand to say maybe try to call the holder of the accounts and if they can't reach the holder of the account to reach the next I don't think that has that happened I'm not sure if that works I mean like why I don't understand this these are people's people's money don't you want to find out the reason why it's demand in the first place no but I think they would do that so before this happens I want to believe that there's a standard procedure for this so before this happens they'll probably try to find out have we tried to reach out to this person I don't trust this next this money they're talking about they'll just when they see they'll take it to was that trust fund so what then happens what happens to the money that's the question okay so my news is one that has been making rounds on social media today the divorce drama between Hakimi the Fubola Hakimi and the PSG Fubola Hakimi and his wife so divorce drama as Fubola Hakimi's wife discovers he owned nothing so he's a Moroccan and PSG Fubola and he has become he's been any millions of years as a sportsman in his prime he's quite young and his wife have requested a divorce and started to divide all the Fubola's assets equally but during the court session it was revealed that he had nothing in his name and she was shocked to learn that her 24 year old husband had placed all of his assets and funds in his mother's name and that he frequently asked her to purchase items for himself I'm playing this in my head and I'm like okay so he wants something like mom can you please transfer XYZ amount or I need to transfer amount to buy XYZ mom I need to buy a house can you please pay for this? I'm asking do you think this makes sense I'm just wondering there's something so if I want to analyze maybe something has been going on that made him take such a step because who sits down this is the first time I'm really hearing that and transfer all of your properties in the name of my mom I'm sure there's something definitely going on in that marriage maybe he foresaw this coming but still do is it that bad the one that is killing me now is what people are saying on Twitter because now people are going around saying your wife is not your family that conversation again this conversation has been wrong for some time does that make sense so what happens when the husband and wife then have children so the wife is excluded from the family so it's just the husband and the kids the family God save us okay anyway today like I said we are going to be discussing cyber crime cyber security in Africa and again we have experts that will be here to come and break it down and answer all the burning questions that we have but then we will come back from the break with constant conversation