 Good morning. My name is Dereva Hilewi. I'm speaking to Sayilas Litzwa. We are talking about the financial implications of COVID-19 to the Sub-Saharan Africa. It is estimated that about 17 million Kenyans are using their last savings, which could be depleted by 6th of August. Yes, and now we are looking at something different now from what we've talked about, the increase of the salaries, the decrease, the lockdown should we go on lockdown? How are we faring? Now, to finish up, we are looking about the loans and mobile money. We are speaking about that. Mshuari, you borrowed the, the, it was the thala you had until the president said to see the CRB because we have borrowed so much. And actually this is the lot where the youths are. So out of this 40% of the respondents have taken out a loan to cover expenses because of coronavirus, majority are here. We are going to, we are going to see this more and more of it, because one youths are unemployed. Many people have lost their job, okay? Now when you have nothing to feed on, what do you resolve to do? You borrow. You borrow? And the country is borrowing? And the country is borrowing? As an individual borrowing. Yes, so now you're going to live in a cycle of debts, okay? Now we'll get people have numbers, different phone numbers for the sake of... Nafuliza. Nafuliza for the sake of borrowing, you see? So this is a challenge that we are going to see as a country. And you see, as a country we don't need to subject our people to such a measures, okay? We need to have institutions in place that are going to cater for the needs of our people. I'm not saying that we should give free things to our people, but no. Let us have a room where our people would be able to get employment, okay? For them to get revenue, for them to feed their children, for them to pay their rents and other things, and any other bill that will come. Because even if you fail to pay your rent, will you be able to secure your health bill? No. So let us have health as a basic thing under the top priority to our nation, okay? So that we can have healthy nation by healthy people to drive the industries in place. But without such a things, such a mechanisms, then we lose it. So for the country to have good economy, okay? Let us put the right measures in place. Let the governors play their role, they are supposed to play their role in the counties. Let the national government play its role. Let us work together, okay? Bring our minds together, not for a lockdown. But on how we are going to improve the economy and the livelihoods of our people. Because once we improve them, then the economy will grow, will be at a safer place. So it does not kill our economy by locking down our nation. Then on the issue to do with the loans, let us also try to discipline ourselves on this matters to do with the loan. Because it's all about discipline. When we borrow too much, the little you get, you end up paying the debts. Now you are in a very bigger problem than you were before. So let us have financial discipline. Let us know how we can manage with the little we have as we await on these other measures that are going to be taken. Because even if you borrow 100,000 today and you have projected to do something that will cost you, like let me say 2 million, or 1 million, or even 500,000, then you come and get 300,000, okay? Instead of now concentrating on what you had projected, now you are now going back to pay 100 plus the interest on the loan. Now you remain with a few questions. Now your projections will now stall because of poor financial management. So let us try to restrain ourselves from much borrowing that will harm even our own economy and individual economy. You see, as much as we look at the nation as an economy, but ask yourself, where are you economically? How stable are you economically? Before you look at the nation, the nation is a larger perspective. A nation is you and me. Because before I state my economic position, or before I state the nation's economic position, let us evaluate myself. Where is my economic position? Have I borrowed too much that I cannot even move a next step? Have I borrowed too much that I cannot even do a development that will be income generating? So these are some of the things that we need to look into and manage ourselves very well. All right. Finally, as we finish, before we went on that break, you were speaking about the priorities the government should be having. And according to the GeoPol survey that was done recently, the opinion on what government's priority should be, we have the informal versus formal economy where the informal are saying 57% this is a formal work as they say, government should prioritize protecting its people and the other one reopening the economy is on the formal economy. So the informal world, hey, bana, tulinde. Like I'm speaking the juakali wana sama gavai tulinde and then when you come now to the people in the offices, they say bana fungua, fungua economy. So there's a tassul and I think even this is what is, the president is caught in this too, whether to open the economy or to protect its people. Right now even as the president meets with the governors, what should be in his mind protecting the people which are the majority or opening the economy will maybe to an extent, I know you will disagree. Yes, totally. Okay, in the majority. Now, I want to state this and I started by saying what I expect from the president, the governors meeting, I expect them to tell a nation that we've managed to for protecting the people is not by locking down and I repeat that several times. Protecting the people is ensuring the health system is up and running. Even if you lock down and the health system is not up and running, you are not helping Kenyans. Protecting the people is ensuring the health system is up and running. Empower the community health worker who is in that small village. Okay, they said, Kagwa said we can manage, we can have home best care. Home best care does not need my wife or my son or my friend. It needs a community health worker. Okay, who understands one or two things on this thing of COVID so that we can manage it together. So if this community health worker is empowered, the health system itself is empowered. We have institutions, we have fully furnished hospitals equipped with drugs, with machines and any other things that needs medical care. Then we are protecting our people. But locking down is punishing our people. Let us not concentrate on locking down. Let the president come out and address this nation and tell the nation we have achieved this and this in the health sector. And in the event the governor will not have achieved ABCD, should we go on a lock down? Let us have what you call accountability. Let us have accountability. Let us not, and I keep on saying let us not lock this country. Let the governor come and tell us in my county this is what I've managed to do and I need these and these days to ensure this is attained as far as COVID is concerned. But the numbers are surging. The numbers are surging. The numbers are surging because the health worker is not empowered. That is one thing. But if this person is empowered, if each and every county will empower their health worker, then the numbers will go down. We can only talk of a flat curve when we are able to manage the situation. But we cannot talk of a flat curve when you are not managing the situation. And locking down is not solving this problem. I'm telling the truth. We went on a curfew. We went on a cessation. It did solve anything. Let us be realistic. But I think even the problem is not even the health workers being empowered. I think it is even what the ministry has been calling for. Personal responsibility. Has that been so? The personal responsibilities have been so in some areas. But in some areas they have not been so. I mentioned earlier on the responsibility starts with myself. I remember I said that when I look at the economy of the nation, first of all let me look at myself. Where am I economically? Because it also matters a lot. Now when we talk of health, where am I myself? Am I taking into keen observation the measures that have been aligned by the ministry of health? Am I adhering to those regulations? If not, then let me go and interrogate myself. And take the measures. And that's why I even questioned the leaders who have been hovering around having meetings with the citizens and the publics. And if and you see there's a day we even questioned here. A police call early in a place so the church service the police officers stormed the place and arrested these individuals. A political rally went on with no issues the attendees left the place to their home but the people at the church left their place to the cells. So are we really doing justice? So it is our own responsibility. Let us not tell our people to sit at home and yet we are hovering around in one area to another from one area to another spreading this thing. And yet when a pastor decides to copy or emulate what we are doing And pastors are leaders again? They are leaders. You go and arrest them. Alright, let's finish it right there hoping the president when he comes out to speak he will have full reports we are not sure whether he will be speaking to the nation this day after meeting the governor maybe they will sit with the governor and hear what they have and then we will hear later but anyhow we will get the information how the meeting went how governors are ready for the account how much ready are we as a nation we are done here I will be living with a segment of health remember even as we fight COVID-19 there are other health conditions that needs to be looked into we have other chronic conditions that needs to be looked into like the cancers, the diabetes the TB we have so much that needs to be looked into and the ministry of health has been calling on new members of the public to go to hospitals if you are unwell we have this hospital paranoia but we need not to we need to go to hospitals being checked and if things are wrong we will be treated there is negligence on the side of the doctors when you go there they force you to test for COVID before they cheat you or before they take care of you on this other disease they are also afraid as much as they are afraid I don't object they are affected yes but also let us take care of this other let us not kill our people out of ignorance no it is very sad again personal responsibility and even taking care of the next person to you SIRAS has been my guest this morning we were looking into the financial implications of COVID-19 to the economy and the Sub-Saharan Africa and we have seen where Kenya is we don't need the lockdown if I may quote SIRAS here said we don't need lockdown all we need is a strategy and management by our leaders to tell us where we are what we need to go for a lockdown my name is Dereva Hilewi good morning thank you again for being part of us this 27th of July 2020 time for politics and current affairs actually I was thinking I am not going to do any politics but something is pressing me up to speak about politics since it has been order of the week actually throughout this weekend the name of the president has been invoked by many people some are saying there is an agreement others are saying there is no agreement others are talking about the system how important the system is how important the system isn't the people are the system and others believe indeed the government of the day is the system but we will talk about that briefly about our conversation this morning is on the financial implication of COVID-19 in the Sub-Saharan Africa where an estimated 17 million Kenyans are operating on the last cash resets to be depleted by August 1 which is 3 days from now or maybe 4 according to the latest report released by Geopol titled financial impact of COVID-19 my guest this morning is Silas Ritz he is a political analyst and something you didn't know about him he is an accountant actually I was asking him why hasn't he applied for this job of the auditor genu in our country I don't know what it takes to be the auditor genu maybe I don't know share your comments on Facebook and Instagram on Twitter my name is good morning and welcome to the program Silas how are you I'm very fine over the weekend people have been believing the system will work for them and I had one of them say this is a brother to Honorable Rai Lordinga the brother was saying in 2002 they believed the system was not important and they stayed there and now they have realized the system is important and that's why they want to work with the government I'm thinking in the spirit of the handshake that's why now they want to fill in the government right there we will work with the president he is the system right now on the other hand Bony Halwale for my senator for Kaka Mega was saying we don't believe in the system the system is the people if the system was the person then Rai Lordinga became the president after Mwaiki Bakin because there was an agreement they worked together with the government so the people voted in 2013 so the people are the system if I could quote Deputy President William Bruto in a function in Rich Valley he once said they may have the system but I'm coming the name of the lord do you believe in the system I think things are changing in the country and we cannot talk about the system because I'll buy the idea of the system the people the system is not an individual and if it is an individual then you could have seen so many things happening but why do I say the system is not an individual the late president when he was retiring he blessed Huru Kenyatta to be his hair but the people who want to change who are now the system who built the system the so-called system we said no Kibaki is our man so it was there the same system that we talk of tried to made us fight in 207 208 you see when few individuals sat in a corner to decide so and so will be the president regardless of the votes he ganas you see the will of the people was different from an individual but you saw it led to a bloodshed ok so we come and say there is no system that appoints a person it is the individuals and the will of the people and if the will of the people is not respected then it will lead to a bloodshed or destabilization of the nation and that's not where we want to go so these people have been invoking the name of the president or like every politician who spoke over the weekend the kind of mentioned the president the dailies are full of the president the president plays a pivotal role at the moment remember the president is on his last term and he wants to retire he wants to go home now everyone will want to succeed him Hillary wherever you are here you are in an institution and you believe when a vacuum comes where you believe you fit you will compete to have that position from that going person ok so that is what is happening right now so there are those ones who wants to be around the president so that he can say you will be the next president after I leave the presidency after I retire but others I have decided let me now work with the people who will come and elect me then remember one thing all these people who are fighting for presidency ok we have been working together one there is a time they worked as a team there is a time they worked as opponents remember Uru Andrela in two or two they worked in the same institution where Moe was the political leader of the party the party leader then Uru was the chairman Moe was the Reila was the secretary general two or two Dabadi all of them were together Kalonzos they were together come the same two or two because of those political interests didn't favor few individuals they decided to ship out ok and form another political party that was Nak then they came the Saitotis the Moe Kibaki all of them in one ship and Uru in the other ship so these people they worked together they differed illogically they went because my interests are not covered and my interests are not well managed let me jump to the other side where my interests will be catered so that is how the game of politics has been come two or five remember Uru and Reila worked together on ODIM for the referendum and that's what made the referendum see the light of the day then the Kibaki the Kalonzo team and Reila team were kicked out of the cabinet because they were in the cabinet of Moe Kibaki because of the political interests they ashamed the president at that moment they were kicked out from their ministerial positions now come two or seven now Uru decides I'm not going to work with ODIM but I'm going to work with the PNU side and he relinquishes his opposition mentor I'm going to support the president and they work together and they achieve the light of the day so we cannot say it is the system if we beg on the system then that's where we get lost let the people decide the people decided in two or two the people decided in two or seven the people have always been making these decisions and I believe the people will still make decisions so you agree with Bonihaloale the people are the system because I'm a voter and I don't want to say it is then as a voter consistently then why should I go and vote if there is already a system that needs to appoint someone before we we shift to the focus of the day actually that will even form the basis of our discussion this morning the president will be meeting the governors they have been crying for a lockdown and they are calling for a lockdown of Nairobi again and Mombasa, Kilifi and Mandera I don't know why Mandera again and like almost every county has reported going by the latest data 44 out of the 47 that was released according to the statement that was released by the state house spokesperson Kanzedena last week the meeting that was scheduled for Wednesday which was postponed for this day 44 out of the 47 had reported now the president will be meeting the governors today what are your expectations my expectations from the meeting is not a lockdown my expectations as a citizen who follows the government Kilifi who wants the best from the government for the people a report will tell us we have managed to have these hospitals and hospital beds for ICU and coronavirus cases we have managed to ensure that in each and every county these other diseases because these other patients are being sidelined many people are dying at hospital beds because of ignorance of the doctors they are telling you they want to check you or they want to first of all check if you have corona so you wait for 8 hours or so many days and yet you have something else that is paining you inside or you are suffering from something as different from the perceived corona so you end up dying when the results come they say you have corona so you die of corona just because of negligence of the doctor so we want to what I want to hear from my leaders is very simple that we have managed to have these hospitals with fully furnished equipment that are going to manage the pandemic and other diseases because health is very important without this health we won't have these roads even if you have the roads we shall have the foreigners coming and constructing the roads for us we won't use the roads when we are alive but we will be transported maybe when we are dead being taken home have I enjoyed the road? No so health is very important and very paramount so what we need is a very good report remember as money on covid EU European Union gave us money on covid Kenyans have contributed to covid fund which has raised eyebrows some monies have been staffed in banks so these are some of the things we contribute towards the fund which now goes to benefit very few individuals yet Kenyans are suffering when you tell us about the lockdown in counties you are telling us that we are not supposed to move even from my house leave along the cessation when they talk about the lockdown when you look at it in a very bigger perspective it means I will not even be supposed to be where I am right now I will be in my house in my house when I'm in my house what am I eating what am I drinking it is a problem and yet the government itself cannot feed its own people Uganda did a lockdown and you saw it was able to feed its own people from door to door using their military what's our problem Kenyans can't feed their own people the problem is the management with the institutions that are in place and not managing it well but they are there for themselves now when they lockdown we have had an issue of cessation of movement apart from essential service providers but you've seen politicians moving round and round meeting the people so in other words if corona has spread our leaders because if it has increased who has increased it I was in my area of jurisdiction I was not able to move from one area to another because we were under cessation now somebody somewhere was moving from one area to another interacting with the people and this person is interacting is going to interact with other persons in that area and the people that this person is going to interact with in other areas they are going to interact with other persons also somewhere else so if somebody has got a corona from this point he has already spread it to the other end and it is not you and I it is our leaders who have been moving round and round somebody goes with the helicopter somewhere in a meeting after that so these are some of the things that we need to look into if it has to start with them you should not force us to do something that you are not even going to do it don't preach wine and drink water don't preach water and drink wine now let us have a balance in each and every area if it is all about the essential service providers who are supposed to move but we are all equal but we had even witty Kenyans who would corrupt our police and pass through the borders and the roadblocks that were erected by the officials to ensure no one goes through it has been happening so actually I think in other times the president approved what had been going on you see and that's why I said the persons we have entrusted to money the institutions are there are the ones who are letting us down I had a desire to move from Nairobi to my county to run a few errands but I said I will wait when the president will say let us open the situation thing is over then I will move if I wanted to bribe the police I could have done so but I said I will wait and I chose to wait so the institutions that are in place and the managers of the institutions are the ones who are letting us down if you decide to bribe your way out then that is the wrong thing we are doing you are not doing good to you or to the nation at large so we all need to be disciplined in this but for the lockdown I will keep on saying let us not even discuss about lockdown let us see let this meeting be productive and to the nation and to my president let the meeting be productive the productivity of the meeting is when you will come out and state we have sat down with the 47 governors and these are the hospitals that we have these are the beds that we have these are the machines that we have we have equipped our hospitals from the fund that were given to us by the European Union from the fund that you are given to us from the World Bank this is what you managed to do as a country to manage this situation because even if you lock down we went to a curfew when we had around 33 cases or 50 cases what was the essence of curfew to me I believe the essence of curfew was door to door mass testing mass testing it could have worked there was a cessation of movement in counties some counties Nerobe, Mandera, Mombasa, Kilifi what are the results we want to know what was the reasons of cessation were you just going to people sit there we assume you have the virus so you cannot move it was from assumption that there was a cessation but there was no testing if we could have tested we could have known to this point how many people have the virus then how are we going to manage the virus before the opening of the end of the cessation we could have known then we have the proof statistics because even if you ask me what kind of statistics is being used to come up with the samples or the tests we don't know fine there is an issue what we need to do is to think on how to manage the issue corona is not going to end today remember even US is fighting it even Britain is fighting it these are super powers who are we what we only need is to use the resources we have to manage the situation let's jump to now a different matter but of the same speaking of COVID-19 the implications it has had on financial status it is estimated according to the geopol survey that was conducted on 5 countries in Africa and it is estimated that 17 million Kenyans are operating on the last kashuri south to be depleted by August 6 now just a brief rundown of the people who did this survey 53% of the residents that were employed before coronavirus spread widely was 48% were informal sectors and when we speak of the informal sectors we are talking about the farmers sellers, cleaners construction workers beauty service providers oh what a makeup masks transportation workers and when we speak of the formal workers we are speaking about the government workers these are closed homes these are the civil servants providers, educators and actually educators are hard hit by COVID-19 then we have employers of large businesses now for this particular survey that was done in Kenya, Mozambik Nigeria, South Africa and Kodivoa Kenya and Mozambik are said to have contained coronavirus so far but now we have worrying numbers monthly income distribution I will take Kenya for an example we will compare Kenya and South Africa because those are the people we can compete with Mozambik and Nigeria to some extent other countries anyway I don't know we have to look yes we have to look at the GDP so Kenyans above 10,000 shillings it is 53% these are the people in the we must speak so and then we have if it's South Africa actually you see South Africa has 55 the monthly income distribution I won't even talk about the civil servants because these people are still earning the healthcare workers are still earning let's talk about this big number of the people who earn at least 10,000 and below the people who work the people who work they have in this category they have been affected by COVID-19 economically speaking how are we doing even speaking of the closure or the decision of movement how are we doing now you see there is a time I don't know what is on this media but I remember I raised the question about circulation of money in this corona era there has been less circulation of money in this corona era and I remember I raised an issue I think it was another set I raised an issue of what you call the taxation whereby some taxes were reduced okay now when you sit down and look at the reduction of taxation on some areas then you ask yourself what is the essence because there will be no money collected at all because when you have 10 people earning 100 shillings being taxed let me say 100,000 shillings being taxed like 25% are you really going to improve your economy or to to make your economy go down to me the economy because you better have 1 million people earning let me say even that 20,000 being taxed okay like even 10% or 20% from it so that it can make the government it can make a revenue collection to the government and like having people who earn let me say 100,000 and give less to the government for us to have a conveyor belt in the economy that belt will continue rolling we need to ensure we empower our people especially this and you see that is the bitterness when I come and talk of lockdown so there will be no circulation of money at all you've locked down each and everything now Kenya has debts to pay okay and the debts to pay we depend on the revenue collection from the people employee the government employees are less than a million to be told government employees are less than a million okay in the old institutions but these other people in the informal sectors are the majority and the informal sector people are the one that are the economy drivers of a country or a nation so these are the people who need to be safeguarded when this person stops opening or closes his shop or his business how many people have lost the job okay when a company shuts down due to corona issues or due to lockdown because maybe somebody travel and he cannot come back or maybe this person cannot report to work okay the productivity of a nation will reduce drastically this means we will have to negotiate with the international donors on how we are going to pay our debt okay because without the corona we have to pay our debt very true and the debt that we need to pay comes from the revenue that we need to collect and this self it never surpasses it's it's a whatever the target it's always below the target it sets a target and never achieve the target why? due to corruption a lot of monies are lost that are collected from the taxpayers through corruption at KRA and tax evasion so these are some of the things that we need to sit down and interrogate under the head of state these are some of the things that should be actually the top of his agenda when he's meeting the governors let him not be controlled by the governors who are relying on the revenue from the central from the central government because the county government itself has failed in revenue collection there is no county that has attained a target in revenue collection when you go back to the CRA report each county has to collect revenue so that it is added something from the national government but you see no county has attained this each and every county is struggling now for the sake let me for example take Nairobi and Mandera these are two different counties one is a city with a large population because of rural urban migration and the other one is a rural county down there or up there this county Mandera county with a few industries or institutions that have employed some individuals it is in a lockdown do you think the economy of that county will grow it won't grow so what we need is mechanisms on how we are going to manage the pandemic speaking of managing first of all we accept that this pandemic is there with us it is here with us we are going to live with it now how we are going to manage the way we manage malaria the way we manage HIV the way we manage these other other decisions I am seeing another big worrying number or the percentages of these people who are responding 71% of the respondents see they are more concerned with paying expenses very true we are living in rentals let's speak of Nairobi actually there are very few things about 17 million Kenyans speaking about Nairobi has around even 20 could be these are the people who are paying rent you have not been working for the last 6 months 5 months actually we reported the first case of COVID-19 people began losing their jobs these are people who are servicing loans these are people who are servicing mortgages you are paying rent whatever kind of bill you are paying it's a big number how do we live in COVID-19 with this that's what I have said when I started on that issue when the president comes when they go in that meeting what I expect as a citizen a very vigilant citizen not just a very vigilant citizen is that we need to hear the funds you see like there is that fund there is that money that is it the world but they gave IMF gave to cater for the economy of this country especially for those people who have lost their jobs but why are these money gone this is a question that we keep on asking ourselves these are the monies that we need to see for our people for our people let us now say this let us now see how we are going to sit with the banks for those who have loans and mortgages to cater for them and for our nation to grow we need beds we need hospitals right now here people are paying 5,000 for a test of covid this person doesn't have 5,000 this means this person will die at the end of the day so you form a statistics to the government that will benefit from the donor because many people are dying who are not even being taken care of by the government and then another question I always ask is the loaner you see right now Hillary if you go to the bank and in need of a loan the bank will interrogate you on how you want to use a loan what you want to do with a loan how you going to pay the loan my question has always been on this international donor when you loan us do you always question us on the expenditures do you always value the people or you just go by the number of people and calculate so Syras will be paying 80,000 a day to my loan then you are satisfied with that so these are some of the things that we need to sit down and look and that's what I have always said our parliament has always failed us because if we have a vigilant parliament then all these things we cannot be in such a mess because these are the representatives of the people at the ground they know the problems and they go at the ground because they didn't come from heaven for them to become in peace they came from the same area for them to be elected they were elected by the same people whom they will go back to after 5 years asking for the votes so what we need is credibility in our country but what we have at the moment is that Mrs of fund and let me say ignorance of highest order Kenyans we put our governments to task by questioning each and every penny that is being used each and every penny that is being loaned to us by the international donors let us not just sit there relaxed saying yes our GDP is growing but from the loans then how are we going to service these loans our loans are growing and the lenders are not going to say we have decided to write off our loans no they need the money now the 71% I mentioned narrowing it down according to the geopol Kenya for an example has 36% on loans or credits the savings is at 26% salary income is 16% of course we mentioned that the health workers that are in the formal employment places of work like the civil servants and others who are at 21% again comparing ourselves with South Africa 14% Nigeria 32% see Kenya now merges with Nigeria when it comes to loans and credits their population is big ours is big as well but not that big as compared to them South Africa was the first to go on lockdown but now let's move to something very interesting you remember the 8 stimulus points by the president I forgot that it's coming to an end this week I've had cries of is the work of the youth only to clean gutters and trenches is that what we can do but now 17% of the respondents of this particular survey said they have received some form of aid since the coronavirus crisis began I remember I think it was the second or the third speech by the president he said we will now cater for the vulnerable communities of vulnerable people they are here people who have not received what the government promised I even remember there has been a cry to the health workers whatever the president promised to the health workers it has not been disbust what else were we promised money that was not there or it is taking them to confirm and to sign on who should get what at what time the money is there the problem is the priorities the priorities that the government has for each people are different the priority of the government on somebody in that office and I remember I said it here sometimes back no matter what comes no matter how good idea will be but there will be someone in the government who already has done calculations and knows I am going to get millions of shillings from this initiative because I am going to have ghost youths who are going to work in my name but I am the one who is going to benefit for them maybe they will get shillings also and you see I have always said and I say this thing the last time I was here that youths need to work up youths have just decided to be used in a very wrong way we are the largest population in this country we need to be the economy drivers look at China 20 years ago China was a struggling country come to industry but it decided the youth in that nation who run what you called cottage industries home industries to be empowered they were empowered now they do what they supply things to us from their own remote areas which we buy and send money to them because we import and then we send money to them then when we import we sell to our Kenyans at higher price we have a country with let me say with a lot of opportunities that we can work on to improve our economy but we youths are lazy when we go to school we are lazy when we come outside we are lazy we want easy things and I don't know who to blame is it the parenthood because we keep on blaming the nation and the country at large but let us think as youths what can we do in our own capacity to ensure that we are the true economy drivers of this nation using our numbers not just to sit and wait to be told this is what we call an abuse let us be productive let us not just sit and wait to be told for free money you see there we used to get 4,000 shillings 4,000 shillings won't feed you won't pay your rent actually won't sustain you just as something this thing that came it's going to end I was reading some journals I think this week and many have not benefited from it and once it's gone it's gone it's gone yes then we wait for 2022 we hang on politicians for them to give us handouts for how long are we going to survive with handouts you have mentioned something to do with the priorities and I think at this point we will take a very short break and then when we will come back we will look at the priorities according to the surveys how people thought the government should look into the priorities and then we will speak because to something very interesting about the loans I'm speaking about many many loans Kaimshuari kuna neski atara wali funga after it was said kuna loans was sequestri many of us took advantage I've not said I'm one of them I could be maybe but anyway that's something we'll be looking into after we take this very short break when we come back that's what we'll be looking into actually we're looking forward to your comments or questions or how you feel about the whole thing how the survey says has it represented you in terms of the priorities the government is having the government has given to you we were promised masks have you gotten one have you seen any how are you coping with the situation especially the SMEs and our hawkas these are the people who make money go around saying we need money circulating is it happening keep it why in the morning my name is Adreva Hillary I'll show you in a bit