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From mobile payments to integrated money management services

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Published on May 21, 2013

Savings can be conceived as deferred payments: sending money to yourself, to a future date. We can therefore turn a basic mobile payment platform into a savings platform simply by adding an extra optional question (when do you want to get the money?) to the basic "send money" user interface common to all mobile money systems. This can be the basis for developing an integrated service platform that helps people manage their money in a variety of ways.

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