 Welcome to the Fiji Symposium 2019 here in Cairo, Egypt, where I am very pleased to be joining the studio today with Mr Vijay Mori, who is program coordinator for ITU, as well as being leader of the Fiji Security Infrastructure and Trust Working Group. Vijay, welcome to the studio. Thank you for having me. Now, could I ask you to begin with, what are some of the key achievements of the Fiji Security Infrastructure and Trust Working Group? Yes, the Security Infrastructure and Trust Working Group started its work almost more than a year ago and we made good progress to date and we had a number of deliverables that have already been made ready and these, I would name just a few of these deliverables. So in 2018, we produced four deliverables and these deliverables are the methodology for the measurement of quality of service, key performance indicators for digital financial services. This methodology provides a good, very good guidance for telecom regulators in measurement of the QoS, KPIs for DFS, focusing on person-to-person mobile money transfer. And this methodology has been submitted to the ITUT Study Group 12 for standardization purposes. The second deliverable which was produced in 2018 is the report on the use cases for digital ledger technologies for financial inclusion. This report identifies some of the most popular use cases for DLT in financial inclusion. So the third deliverable that we produce is the report on data privacy issues for emerging technologies such as big data analytics, machine learning and digital identity. This report has been submitted to the symposium, this symposium for a discussion at the panel on data privacy and we intend to finalize this report in 2019. The fourth deliverable that we produced is the unlicensed digital investment schemes which looks at those digital Ponzi schemes that affect a lot of developing countries and the report also provides some recommendations on measures for international collaboration to help developing countries in assessing or also mitigating the impact of these digital Ponzi schemes. So all our reports are available on the ITU website and we'll be finalizing these reports over 2019 and over the coming period that is up to 2020 we intend to finalize at least four of our deliverables which are the report on mitigating the impact of the SS7 vulnerability, the security assurance framework for digital financial services, the report on DFS user competency framework and the security issues of distributed ledger technologies. Perhaps I could ask you to elaborate a little bit on the security assurance framework for DFS and its importance to the industry. Yes, the security assurance framework will provide a guidance for telco regulators as well as DFS operators as to what are the security risks in the DFS ecosystem and how to mitigate the impact of those risks. The framework has three main components, there's a risk assessment framework, there's what we call a security control measures which helps to mitigate the impact of the threat and vulnerabilities and then we have a set of auditing guidelines that will help regulators to assess the compliance of the operators with regards to the implementation of the security controls. So right now the working group is developing the framework and they are actually producing the different sets of control measures and very soon this will be presented probably at the next symposium next year and this will be a complete set of regulatory measures, not only regulatory measures but also a set of control measures and auditing guidelines that could be implemented by the DFS operators and also by regulators. And why is data privacy important for DFS and what is the working group doing in this area? Data privacy is an important issue in digital financial services because its consumers information that are being shared whenever there is a digital financial services transaction. So the information is sent over the network, it's stored at the network providers systems but the user must have some control on their personal data, you know how this information is going to be shared and also whether they agree to give away their personal data. So all these issues must be managed in a way that the user has some control over the personal data and in digital financial services we are now using more and more technologies like big data analytics and machine learning on which we don't know whether the user or really have control over the personal data. So in the security infrastructure and trust working group we developed a report on the data privacy issues of those emerging technologies highlighting the various issues that regulators maybe should look into and provide guidance to the industry and to users on how to best protect consumers personal data. Because it's much more difficult than ever to find out what these machines are talking about and what they're talking about to themselves about as well. Exactly. And how much data is being collected on our behalf and of course on the people that we're doing businesses behalf as well. And what now it is we use the smartphones and the smartphone itself collects information you know like location information and you don't know about this you know it's all going to the smartphone manufacturers system. So did you agree to give away this information so these are things that you know the software developer or the smartphone manufacturer should give user you know the ability to be able to say whether I agree to have my personal information or my location being given away. What do you think would be some of the key takeaways from this symposium. I think there are two key takeaways in my opinion. One is the regulatory collaboration which is which seems to be essential in this space between the financial services sector the telecom sector and maybe also the data protection commissioner commissioners sphere and other regulatory bodies that have an impact on this sector. I mean there's more the more we see technologies evolving quite fast and regulatory collaboration is important and sharing of knowledge is especially important to enable you know countries to learn from their each of us experience and I think a platform like the Fiji symposium which brings together different countries and also different regions and we have different industries also present can help to bridge this you know this financial inclusion gap and enable more knowledge sharing among different stakeholders. The second aspect that the second take away from this symposium is the need you know for having a better I would say a better environment for also for collaboration on one is regulatory collaboration the other one is the security collaboration and I think there there is also a need to have in place some collaboration at the international level to help especially the developing countries to better manage those risks that affect or that can impact digital financial services and in a number of situations these risks occur or these threats occur from outside their country because nowadays with the cyber with the cyber environment everybody is connected to everyone and it would be good to have some kind of international collaboration on the security as well on cyber security to also be able to you know to better respond and provide a good I would say let's say better protection to all countries in case of these cyber security incidents. Well thank you for responding to our questions here and being taken the time to be here in the studio and we look forward to catching up with you again hopefully at the the third edition of this symposium. Thank you very much.