 Hello everybody, Andrea Mayesky here with dental L. So let's talk tax time. Now before I even start talking I want to remind you all that I live here in Ontario. So if you're not from Canada, Ontario-ish area some of these rules or even any of them may not apply to you, okay? So ask your accountant if you're not sure. But a lot of this is just kind of a general overall overall anyway, okay? So come tax time now it's a little bit different for me because I do own a tutoring business but also now my mobile hygiene business too but just so you guys are aware. So with my tutoring and the mobile hygiene business I do have a separate business registration for those. Now as a dental hygienist you don't need that because at least here in Ontario yes we are considered we work for ourselves but not really in the sense that when we work for an office we are supposed to be in their payroll as an employee not as a contractor. I'll say that again if you go to a dental office and let's say you've never been there before and they tell you that they will hire you as a contractor meaning they're not taking tax off, you're not in their payroll say no and walk away. I mean don't say no but just simply say oh okay well that's not what I'm interested in I'm looking for a job where I'm an employee, okay? People always told me that but I didn't think anything anything of it I didn't care. All I did was just make sure to keep track of all of my expenses income because if you're not within the tax stuff your income isn't necessarily being tracked if that makes sense and that office doesn't have to claim you as an employee. I do understand a lot more now that I do have my own dental hygiene mobile business and I have been considering hiring people to help me so I have been looking into this a little bit but even for me to just simply hire somebody one person there's so many forms I have to fill out which is fine because that's just what you have to do but that's why a lot of dental offices and they are out there that are telling you that they're just going to hire you as a contractor meaning they give you a check and that's it and they don't take any taxes off. Any income you make you guys you have to claim it otherwise that's bad and you're doing something wrong. If you're making less than 30,000 a year you don't have to claim that but let's hope you are right and even then my accountant has always told me you've got to claim whatever you make because you don't want them coming back at you saying well you made this this and this and this you didn't claim it well now you have to and then you have to pay more so it's so easy it's so simple to just be organized so keep track of all of your income as soon as you get that check write it down and that is if you're working as a contractor even though you're not supposed to or even if you're just at the dental office because yes they will give you a t4 here in Ontario it's called a t4 you know it's funny I don't even know what it's called I just give it all to my accountant but I believe it's a t4 and that says the income that you have made because if you're an employee they have to put that all through their system anyway because they would claim that on their taxes the office claims that on their taxes as hiring you as an employee I'm not going to get into that because unless you own your own business you don't have to worry about that so if you need help with that let let me know but I don't talk about that here because a lot of you don't own your own office this is you working as a dental hygienist right so um so you will get that tax statement February at the latest and that tells them how much you made which is easy you know if that's all you're doing it's so much easier for you you could even use we have a software here called turbo tax which you just have to input those numbers on the form answer questions that's it but for me it's more complicated because I work as a dental hygienist at an office twice a week another office once a week I have my own dental hygiene mobile practice plus my own business tutoring so with me it's very different I definitely hire an accountant but let me take a step back for one second if you are a temp hygienist you are considered a contractor because you don't know which office you are going to work at so it doesn't make sense to tell them to sign you up as an employee you might never work there again or you might work there three times a year twice a month and then not until next year so it doesn't make sense for them to put you on payroll because they don't know if you're going to be back right or how often you're going to work for them so that's the only instance where you will be called a contractor called self-employed as a temp hygienist it's very very different because if you're doing that if you're a contractor make sure to keep track of all of your income all of it make sure to keep track of all of your expenses because you're self-employed meaning your car payments your gas your winter tires because you need that car to get from point a to point b but if you are claiming things for your car you need to also say if you're doing gas gasoline you need to say oh sorry I think I hear something male but my husband can get that if you're claiming things for gas then um you need to say who and where you went the um the amount of kilometers it took you to get from point a to point b um and that's it but I mean still that's not something you're used to doing right so something you have to think about so let's say you work at office a on mondays on some mondays you have to say you went to that office to do dental hygiene for eight hours it took you 18 kilometers to get there you know whatever but you have to make note of all of that or they won't accept it as a tax credit um what else um so expenses income um your uniforms you can claim I can claim things like my mortgage heat hydro because I tutor from home so I can claim that um but obviously you guys wouldn't be able to um so it just kind of depends on what you're doing so this is more of a personal thing so if you guys need help with this let me know because I don't want to say to claim this claim this claim this but it depends on your situation if you're working in the home if you're working outside of the home if you're working for like 10 different offices a week or the same office maybe once a month but you should still be considered a permanent employee if it's the same office so situations are a little bit different and trust me I have learned this all the hard way by making mistakes and not being organized and my accountant saying you're missing some income here or you know did you only make this much this year and I'll kind of say no and he'll say well you're missing some income then like where did it go I have to go and find it whereas a lot of offices have either paid me by email money transfer that's hard to track honestly because it's not the name of the person who sends it to you it's a confirmation number so always just keep track so if you have to go back at least you can look it up by the confirmation number and go from there so things that I've learned over time but like I said it's more of a personal thing so let me know if you have any questions about this good luck it is so easy once you're organized honestly it is so easy but good luck you guys and I'll see you in the next one