 Ladies and gentlemen, it is a pleasure to join you today and to explore together how an inclusive digital transition can work for the benefit of everyone. As UN Secretary-General's special advocate, I am delighted that digital public infrastructure has been selected as one of this year's high impact initiatives. Over the past 14 years, we have seen a remarkable difference that digital services can make to people's lives, through access to payments, finance, healthcare, education and more. Across the globe, millions of small-skill farmers and small businesses are now paid and making payments with their phones. During the COVID pandemic, countries from Togo to Singapore sent emergency digital payments directly to vulnerable households at unprecedented speed. And benefits like these cannot be taken for granted. There are risks and pitfalls along the way. And ensuring we get this right is one of the greatest challenges and opportunities of our time. So how do we ensure that digital services are accessible to everyone? By creating digital public infrastructure that is fair, interoperable, open and inclusive, enabling essential public and private services for the common good. These are built on an open and interoperable architecture. It ensures that all participants in the ecosystem enjoy equal access, aligned with global best practices, enabling innovators to build multiple applications on top of the core DPI layers. This means designing DPI that puts people first to meet the needs of the vulnerable safely and securely. Plus, it can guard against monopolies, shifting the balance of power from the providers to consumers. Easier said than done. And yet, during my country visits as a special advocate, I have witnessed many successful examples of inclusive DPI design in action. In Brazil this July, I saw how the safe and secure sharing of data was helping millions of people unlock their data capital and gain access to more competitive and tailored financial services. This was based on learnings from early pioneers, such as the UK. In Morocco this March, I saw how our digital ID ecosystem was being developed with a modular open source identity platform. Last October, in Dar es Salaam, I learned about the critical role to be played by Tanzania's low cost, low value, interoperable payment system. We have also seen the impact of the India stack, which includes foundational digital ID, an interoperable payment interface, and account aggregators as some of its core DPI building blocks. In only six years, this has enabled an 80% financial inclusion rate. I think that would have taken nearly five decades without a DPI approach. We all have a role to play in sharing these experiences, to spread the benefits even further. The G20, the UN, and the international and regional financial institutions can help governments and central banks exchange knowledge. The World Bank, and emerging platforms like Co-Develop, can mobilize the finance needed to scale up essential infrastructure. They can also partner with countries to review and advise on infrastructure choices to ensure that they are safe, fair, and inclusive by design. New global platforms like the Digital Public Goods Alliance can bring more voices into the conversation. Its forthcoming global 50 in five campaign offers us a bold vision for 50 countries to design, launch, and scale at least one component of the digital public infrastructure stack in five years, which I hope we can rally around. I'm also encouraged to see work starting by the UN tech invoice office, UNDP, and Co-Develop to improve safeguards and guardrails to mitigate and address potential risks. As the only patron of the G20 global partnership of financial inclusion, I would like to offer my congratulations to the G20 GPFI and Digital Economy Working Group, as well as the G20 Indian Presidency. You have helped to forge a new consensus on how to shape DPI in the future. By bringing the public and private sectors together around digital public infrastructure, I believe we can make real progress on the sustainable development goals. Finally, I look forward to today's discussion. Thank you for your commitment to building a digital financial system that truly works for everyone.