 Mani. Let's find out. Why do women always have this saying that my money is my money but your money is our money? Why do we do that? Women and money. When it comes to finances, who invests more? Who should invest more? Sometimes men are poor when it comes to financial management. Lakini, there is a time that you go to the supermarket and you love to hold her hand for financial management. Although it sounds romantic but of course we want to find out more. What do women want when it comes to finances? Women and money. To my far right, I am with Ruth Mudoni. Ruth Mudoni, who is a property advisor and of course TV host and media personality Kadusana Ruth. Thank you so much. Niko salama. Niko salama Kabisa. And next to me I am with Violet Mumbi, a property advisor also and an actress Kadusana Violet. Thank you so much Ram. Women with money. It's Naka Pesa. Naka Pesa. Thank you. Muna nuka Pesa. Muna fana nuna Pesa. Muna meta meta kama Pesa. Pesa in a Twitter by name. Nge kwa upa negizi nge uluza muna kunyoni nia lafnugia ya kapa. But of course we want to find out women and money and let me start with you Ruth. Do you believe that women should have, first of all, independence? Should women work hard to be independent first before they get into any relationship? Donzi hapo. Oh yes. Women need to work hard to be independent. A man comes to be a companion. So why would you wait for that companionship? And let me tell you, a man, when a man comes and you're not financially stable, you need to work hard to be independent. Because now, okay, there are some people who say, if I won't get money now, I'll get it through marriage. Because maybe the money is financially stable. But for me, I'd advise women to be more financially stable before they get into any relationship. Many women believe that when they get into marriage, as you mentioned, apunupali pesa inakude because the money is a provider. I don't want to work as much because they know, of course, I'll get married, pesa ni manometa leta, here with the provider. So there is not much effort because if anything, you will leave your father south and be joined with the man. Are you believe of that, Valet? I do not believe in that. Honestly, gone are the days when women never used to go to work. It only used to be men who were supposed to go to work and come back with money. So you believe women should be independent? I believe women should be independent. It's a case closed. If you're a woman and you're sitting at home and you're waiting for the man to go and bring, gone are those days when we used to do the traditional work. Kasi itu ni kufua, kupika and that's it. And then you just wait for the guy to go to work and bring you money. Itu manometa, aki takakujwa kamawe ni wife matirge angale kamawe na jyoku pika, kamawe na jyoku shafiyombo, kamawe na jyoku shafiyo ni mango anaku leta kunyumbahu, anaku tests. Anakumbe ibu ni pikiu gali. If you are living that way right now at this age and era, honestili wu kunyuma sana kia kili. So testia kia kili? Kia kili wu kua woman. Yes. For a man, for that man who believes that they need to put a woman at home to test them. Actually that man who may wake up mama kunyumba na sema wewa si fanya kazi, I will do everything. What's wrong with you? Let that woman work because she's beyond that. So what is a tester for like a testometer? You're not a testometer. Uku apu kuku a tested. Uku apu kuku a tested. Uku apu kuku fanya kazi. But money is money and cooking is cooking. As you could do. But it's not one as... Atu angali pesa kuku oka na wanamke. Every time when a lady says I want a man, they always mention one person, one aspect financially stable. But for women, doesn't man even mention financial stability? And that's why men find women who are educated and very... What can I say? They find women very intimidating. Yes, you guys find women who are very educated and have good jobs and earning good salary very intimidating. And that's true. Ram, is it true? Yes, it's a yes or no. I'll say no. Even men get attracted to women with brains, beauty and brains. Without money? No, without money. See, I'm the provider. See, he's the man, the provider. And we come to compliment. We compliment each other. Is it a must that a woman gets a job before they get it in a relationship? It's not a must and it's an individual. It's something individual. If you want to work or you want to stay home and take care of the kids. Is it a must for a man? And you can still do... It is a must for a man. You see, this is the problem. But you're the provider, what do you mean? We can't be sitting in the house together. Which brings me back to the question I asked you. Is it okay for a woman to seek financial independence before getting into a relationship or marriage? It's not a must. For me, I feel both of us should seek financial independence. And I feel that it's good if the man is also working and the woman is also working because I can say life happens. The man can lose a job and then the lady, that's when they come in and help. So it's good for a lady. I think for me, I feel like it's good for a woman to look for financial independence before getting into a relationship because it will help. You know, you are in a relationship. You're not there to suck this. Nyo nyo wle mingine dabu. It's a relationship because both of you are consuming whatever is happening in the relationship. So I feel it's very important for both the lady and the man to have a job, to have something going on for themselves. Now, let me give a different example. We have some women who believe that if they work and they get some money and they get into a relationship, then whatever amount of money they earn or get should not be shared. But the money that ought to be shared is the money acquired by the man. Do you believe in that? I don't believe in that. It's good also as a woman. I'll talk to women with all honesty. You know, the man can be there and provide everything that you require in the house, the kids, everything that you require, the basic staff. It's good for a man to provide that. But it's also good for a woman to have her own money that at least aneza kuwa naongezia to do some other things zenezi na mhusu yae Can't let this do that, really? Yes. Can't let this do that? Atia nasama asa ni kongezia? Apana hatu kuongezia but then we won't put it that way. Get me right. Ikwa mi na kuongezia apesa. I'll just go do my own thing without having to tell you by the way anata kufanya kitu fula ni na fula ni. But shumacha mano me nyumba ni na stress na shido atalipa hejde rent kumenda kufanya witu zenezi. Tosa ikifika ako na nyan rent na nini and you know it's about honesty. If you are my man and you come and tell me maybe I have this kuna shida kumekua job kumenda this and that if I am a woman and I am there at least they have something going on tusa tuta lalanja because the man doesn't have money. Do you believe? I think in a relationship everybody has a patch to play. For a man for example if we are dating not even dating or married a man pays the rent does this and this and mostly for the women is buying shopping and after that I am broke the whole month. Even if I have money I am broke. You will meet women outside your spouse will tell you you are broke every time and for them money is in the bank yes but we believe you have to take care of us. That's why you nyo manu lini tukwa mamangu sungecha basi nikai if you didn't come to take care of me. Tata mipa lini tukwa kwa babangu? Siwewa lini kujia. Tata lini kujia. Siwewa lini kujia. Asa bora wo mifanya shopping your book. Ya there are some things that I personally as a woman have to do in the house and you as a man that's your responsibility to parents school face the simple simple things and that's an agreement. So after that Ram I am broke the whole month. Broke. So nikikwambia I want money for this and this you provide. My goodness. Boy child we are suffering. What about in a scenario whereby it is the woman that earns more than the man and you both know that clearly how do you handle that? Apu honestly tuna elewa huna job and the lady is working she is financially stable but what effort are you putting are you looking for a job? Yes as a man are you looking for a job? I am not looking for a job I am looking for a job dropping CVs here and there trying to do something vibaruha you know at least you get even 200 or 5000 in a day are you doing that? are you putting in the effort? but if you don't have a job and the ladies are doing better than you and you are not doing anything about it that is not a relation but you know men are obviously looking for jobs out here sometimes the jobs delay sometimes we track we sell our jobs we sell our jobs we go to the house we buy anything let me tell you Ram it's not about how much you are earning but you know you don't have to earn 6 figures for you to be called a provider you only need even if you earn 10,000 or 5,000 in a month and you are doing something and you don't know what you are doing and you say this is what I am earning but today I am buying 20,000 we eat that's a provider if you earn more money than the man would you want the man to take care of your personal expenses if I earn more money than the man if I earn more than the man no, not really if I earn more than the man if you earn more than the man should he take care of your expenses money, pedicure and saloon I think I want to take care of him because it's a companionship let's say even it's a partnership I'd take care of him because even him it's just a time it's a time whereby he's not going his finances are not okay it doesn't mean he'll stay there forever so if I take care of him at that period when that money comes he will come back and take care of me he's also doing something about it yeah, he's doing something about it shidan yunapata the 10,000 you go drink come late at your stress no, that's not acceptable kama haleti pesa would you allow him to go out with the boys and say you know what me dataka kwenakukunyu wangata kufanyahi would you allow them to do that ane enda kufanyani ane enda haleti pesa, what do you mean ane enda kufanyahi no, it's unacceptable kama naumimunye haleti pesa fai kwenakut once in a while na once in a while maybe in once in a long while ane enda kufanyahi ane enda kufanyahi pesa gani kwenakut ama ane enda bewana boys my boys sumesama ni companionship iona si companionship suman patiak as a companion labdanya na subui labdanya na subui sa ane enda kufanyahi but the best time to go out is at night but tram, honestly it doesn't make sense to me haleti pesa kwenyumba but you're going out to do what because I believe what are you going to do kazi e itafutu yusiku lakini una manisha kutafutu kazi ama kwenakutu sherehe si umenda sherehe una na sherehusiku nahuna pesa si kazi una umetafutu amchana wukashindo as a girlfriend you no, no, no, that's not acceptable that's not acceptable that's to me I know men associate money with freedom and power so if you're that man you're going out sherehe na wujacha pesa kwenyumba you're not being a man that's what I'll tell you for free somebody who cannot bring money at home is not a man yes, you're not being a man isn't that too much pressure on the man? it's not pressure you know we have basic things in life you know when we look for money to figure at a certain level we feel we have that financial freedom that's when it's in the out when things are sorted where back home but you can't be out there na hatu wukwacha ataten boboenitin you're just out there having fun honestly that you're not playing your part as a man there's some men who of course you have sugar no sugar baby mama baby mama and anataka pesa maybe a month kila wakati but when a lady calls him anasa ma kila time sina pesa sina pesa sina pesa and the woman gets tired because you want him to provide for the baby if anything needs to wanyu but anasa ma kila anasa pesa na fkren ni kusuhu I think in that situation kama hana pesa na ya skuja kwa na mtoto reason being si ati hana pesa ni priorities hana there's a difference of hana pesa ama hana priorities you can't tell me a day to day maybe that guy has another girlfriend and they are okay they are okay na kona mtoto mahali it doesn't matter kama atako na mtoto isa idingene but you have to provide for your child regardless of the situation so kama hana pesa a kai kwenya ako mtoto a kai you can't be coming to see your child and you're not providing for that boy or girl but it is his child so why are you coming to see what are you coming to see the child then come provide first provide then come see your child if he doesn't give money will you allow him to see the child not necessarily money Ram it's not about the money he can even buy shopping atumi he can even pay rent directly to the nini we don't want the physical money the hard cash no buy food to mana rent lipa directly kama awezi mtoto mahali si na pesa ne pati time ki dogo na recover kuna deal nango hoja nisawa but kuna pesa ki dogo nesatua at least nye nebe pambiya kua na pesa mingi beti he doesn't make you a provider neza kua na pesa mingi and you're not doing anything you don't have your priorities right zikua upside down you have money in your bank but you have a child there and you're not doing anything about it but kuna yume niwa na truly he's not earning he doesn't have a job and truly on a field but they have provided because hana kazi if he's honest about it what is your thought in regards to men who squanda women's money pesa ako that's a lazy man you are lazy and you are you are actually not really a man you have to jump to this other side which other side this other side of the women ni mama exactly to go to the end of women's conference pamoja you cannot be a fully grown man who's squandering a woman's money i think the reason as to why they do that is because they do not want the woman to have more power than him and they feel it and they don't want to see that woman prospering and that's why women's money last long in terms of value because us we will invest us will do things that we'll see in five years to come for the men if you guys get money you see cars you see apartments you see material things but for us our money will stay you believe that how much money lasts but a man's money doesn't yes yes but only a literate woman or a literate man by the way that woman who lets you squanda her money mimi nulia anadjekini anafanya she has already put her money into her investments she has her priorities done she has invested in her family she has invested in her people and if you are there squandering her money thinking that you are bringing her down you may be a bit lost at the end of the day you won't be able to support her another example still there's a woman who invests so mesama is a companion it's a muna you chip in he does this you do that but we are talking about a time when the man is not able to and so it is a woman that is investing the woman gets alone here and there and I'm liper a few bills here and there sometimes even in school fees and I buy a mango and I buy rent the woman they say together maybe they are in campa so they are both working and one day the guy decides to to? disappear? disappear after he is now financially stable apart a job because he has money and I don't think it is working between us it has never worked when our man has money it has never worked it has never worked when it gets to that time and then the man gets money it has never worked inakwanga issues after issues you said if a man is poor it will work but if a man is rich the relationship won't work it will work there will be problems it will work when it comes to a place where we found each other and then you you are not financially stable then at some point you got a good job good finances hapo sasandu machuako inafunguka sasandu onataka kunaku visit all the nice places and trips it has never worked so I'd rather me come into your life when I'm educated financially stable you educated financially stable now we can reason together but would you like would you prefer a man who lacks money because you are talking about empowerment in women empowerment would you like to be empowered more than a man in this case would you prefer a man who doesn't have money I would not prefer because I have taken a dog for now and he said I will take care of it but he said a man who is poor when he is rich no he didn't get it right you said it won't work with a rich person someone who has money and it will work with somebody who lacks money no if we are both financially stable it will work but when I am maybe financially stable and you you're not kutakua na shida what about you are financially stable I am not and then a time comes when I become financially stable it now depends on how I treated you when you were not financially stable because the moment you take that you just grab that money you will vice versa whatever I did what should women go for a man who is financially stable or a man who is not go for a man who is putting an effort look for a man who is a provider don't just look for money by the way because when you are financially stable na kwe they are mean with their money they are not providing they are not doing amata kuna pesa but whatever they offer is not what this person anaka maybe they have money but whatever they offer is so little so it's good una kwa pier una kwa putukatikati you use that the sun in spirit to know okusumakatikati na majani yani you just una kwa tu una kwa tu careful when you choose you look closely this person you don't commit no i didn't say you don't commit i said you commit i mean kukua katikati not that you kuna both financially and stable and stable what i mean is before you make that decision be careful and think visuri before you make that decision of whether having a man with money or not have options tisemi ukwa na many people at the same time i'm saying you try and listen to what you say but you know you man muna juzanga rakasana because then i sit down with you for like 3 dates or so there are many things i can tell about you that is so it should be by the way it should be and sometimes you men do not even know how to lie you don't know how to follow up lies with lies so it will get to a point and i'll know the reality then i'll know this person kuna pesa so this person kuna pesa but very arrogant and mean this person does not have money but i know akwa nazo he can be very supportive so it is up to you the lady to know nina ni wunatakaku when they are between those on Facebook to Moza Palace Wali what do women do with their money? invest women invest in their money most of the women invest most of the women invest invest let's talk let's not say every woman invests there is another percentage of women who don't even invest kuna wengi na akwa na pesa lakini kila sa ni simu simu simu ni tumiai ni tumiai ah what is wrong with you men? laki kwa mbio umtumia nga zia kwa kashamba fulani ali kwa nga menunua mahari so women are konmen kona kona we here ni konmen no we are not tukus idea wacha kwen dashere but by the way being a property advisor i have realized most percentage of women are investing but many women own properties and i am so surprised to see that because even like over 60% of the title deeds i give are for women so we are wondering men what is happening amma your wives you pesa muna invest na simu me tumiai ni tumiai ume pige rama kona rama nga itaji 5k 10k 20k nga ziwe rama unataka kutufu rahisha kutufu rahisha basi nge pia muka e hefeng the change ma you know when you get old you will understand why your father was sitting out of the house alone in the evening ake wuko nge akunam tu anajum fokoyake na kutua 2 stress asifikiri e na kutua by the way our fathers like sitting outside with a kagaziti wano ake brand janozaj wana tumiai kredo na pesa muna tumizi kwa mi pangoyao ya kando and it's true the men women how do women use their money na krediti what do women do with their money na tumiai kwa mi pangoyao ya kando you will tell us about that LCM Kaxton Munesh na tumiai kutua Meru they use their money to buy make up and things their heart burns don't give them yes preks de pato na tumiai kloots cosmetics and mo iti hei evans na na sema good answer ata wewe ulitwa ulitwa kwa baba kosi ange kujana kisiag ni ni usiai lewiki tu na sema po Rashbashir Werewa Busea na sema watching out of 40 Jesus Busea na saana silver king na sema wana buy looku wakue on fashion abe girl franceska hei zi komengi zi komengi na sema this is a lady na sema for me I pay rent school fees shopping buy clothes iti zi like I settle all my bills with my money pato wamesh pato na sema tuned in from Nyeria na sema pato muguna boda boda isi yola na sema they spend on make up we'll talk about that particular issue of make up lendson ke na sema they save in case kiyu mane ama hei ati ana umeria ama yoni kiki ana umeria yoni shang ayi muguna boda boda isi yola na sema they spend on make up na Russia josea na sema count me in Simon Clinton na sema they use their own money on transport na kutuhanya pesa Eric Migos na sema you can't even understand them you can't understand women bad man mwega na sema ana atuana pale produce magusta babu na sema MK2 records count 001 na santa sana culture kia na sema buying personal effects hameta je je na apu moja moja mbilita atuivi na santa sana and of course keep on talking to us to mbi wuna una oju kukua api and of course para kwenya Facebook ensure that you like the page follow us on Facebook at Y254 what do women do with their money as a question what do women do with their money and of course keep talking to us I shall read more about that nana wengu na sema mambia make up kuna robot mubia na sema mambia bundles na chips I have a big rum mungu kubaliana na okitu wanoma na sema man I don't know what's happening but Ram honestly how much make up has women do with you a lot I mean you don't buy you don't buy make up every day how much does make up you need that's actually what I'm answering you know you don't buy make up every day make up is something you buy once in a while nipesangapi make up and it lasts you long it depends with the level na itu uchipki dogo kuna kuna make up ya kila mtu in every class so kuna ele make up sasa kama ni make up chips ane neza kwa how much chip make up can be anything from 200 bob so I don't kruanda deus ni kila dogo kama yes and it can last you no, na sema make up kuna make up make up so the whole thing yes the cheapest in neza kwa how much the whole thing 3,000 to 5,000 the cheapest cheapest na muna sema ti muna taka pesayetu and you spend 3,000 on things you apply on your face and wash them but these are things you just buy once in a while so if you are woman who is earning good over 50,000 in a month and you only use 5 to 10,000 that will last you for 6 months I don't see a problem with that you are treating yourself because you are the one who is working you are the one who is sweating kwa muna muna make up nene wat you ni pesa muna muna wengine how many pesayetu pesayetu apata akune after to mesha invest I want us to take a short break we will be back after this we are going to talk more about women and money and I want us to answer this question after this do women also spend too much are they extravagant una taka tu nyumbani nene you get back home and then you find things have been bought the house is changed the house is different what is wrong women you did not consult us when you are buying that thing you wanted to buy let's take a short break we will be back in a bit keep it locked keep engaging with us why 254 imagine as always keep engaging with us I am seeing so many comments on our facebook page that is at why 254 on our facebook platform where you have asked what do women do with their money on our conversation right here on power talk we are talking about women and money and with root and violet here to talk about this particular issue it is a girl's talk and I want to attack the women today so gentlemen I have you covered what percentage of money do you control in a month life yes I think we should control 100% you see this is a problem why 100% and what percentage of your money should the man control a man should not control any percentage of money but reason being Ram our money as we will take care of your money and that's 100% I personally have a friend who told me he was married so when the cash flow came to the bank he never used to even touch the finances that are in the bank the woman used to take care of that money and he told me 100% the wife used to take care of his money kabisa like he used he used to say there are no sausages because we do take care of your money very well and that's why we have to control not ok so 100% is a bit extreme 90% of your money so 100% is extreme so minus 10% minus 10% that is oziki to no, see 10% na kupiaki dogu so out of 100% of my money I get to use 10% you will try it violet you agree with that ok what I believe in is it should be a partnership and you should agree it's good that even if I don't touch 100% of your money but at least I know what we are doing I think this thing of partnership you just this is like sole proprietorship because you are using 100% of my money but you see the way she said about a friend who handled the husband in the bank and everything went on well I also know of a friend who if it were not the wife they would have been seriously conned because it was the wife who gave the advice and told them don't do this invest here don't invest here we may have intuition intuition you can sense yes actually and we advised by the way invest here so it's good even if we don't control 100% of your money it's good that we be honest with what we do with our money so if each person I love when I squander all the money outside there and we are left there it's good that we both share also at least you don't come and squander all my money anyway if you don't come and squander all my money you will end up in misery so let's talk about manipulation and I am using a very strong word today yes please use it don't we manipulate men when it comes to money we say we don't have money we don't have money and if we don't do that we don't have money but we do it's for your own good and our own good even if we are manipulating you it's in you to protect the money it's for the good of us it's in a positive way as a family because you know I want my kids to go to school go to good schools so I will make sure when you control finances it's zaki it's in a way that it's going to benefit the kid it's going to benefit him and me you know we are not that selfish the way you are trying to put it but they will not attack us but I am thinking Ram it's not the reason as to why we really want to grasp whatever we can for you people is because most women say kama hai endi kwangu but I would rather use as much as I can because things have really changed kama hai endi kwangu so you would rather manipulate them we didn't say manipulate that's not manipulation how do you term it that's not manipulation we just want to use your money well we just want to use it well in better places we just want to use it well if we get to use your money well we can use it well because you don't have the money to do that we don't even have the money to do that you don't have the money to do that but this thing that makes you feel like you have all the money in the world and you can get any woman you can because you have money that means your wife at home is not doing that thing and I have a friend who told me for me I'd give my wife anything but still I don't know for example no no that is a mean man that is a mean man yet when you say a man who cannot bring something to the house is not a man aren't you being mean yet women are the same we want to control 100% of our money of my money 90% of your money 90% women are mean if you don't bring anything in the house that you are a mean person if you are not doing anything about it just sit there you are waiting for the woman to go and work and bring you money you have all it takes you have hands and legs you can go and say there and work no that is not being a man aren't women spend thrifts no but it depends as well let me give you a very good example a very good example and I know all women all women including my own mother all women have this problem one at Mbea town one who has a glass one who has a glass and one who has a glass and one who has a glass and one who has a glass even the two of you I know you do that tell me if I am lying you are not lying and why we do that then why should we trust you with 100% of our money if that is the character you have guess what we already invested whatever was left we didn't use it before we didn't use it before most of them including me when the money comes I make sure my rent is paid my kid is sorted my house girl is sorted everything is sorted then I put a bid for saving now this is mine niki taka kwen na nio neki tu that's okay I do the same the moment money comes in there is some that will go to my savings some will go to my rent some will go to my those important things to food, whatever the basic needs and then whatever remains that's when I'll start spelling myself sometimes I may go overboard but at least I know this time nimi tu mi ya pesa yafa but I know I will recover it but the truth is nimi tu mi ya pesa yafa close close no it's true you overspend, overuse no we don't overspend and you use the man as a recovery project we don't offer we didn't offer we didn't ask for your help but your good heart kindness kindness keeps us moving Aki eba zochengana sayma the stronger the commitment the greater the happiness nini wanawake kando na makea pesa nini niya kufaidisha watua kwenu tu ambiana tu kweni wanawake manamke haende si kuake haende lese si kuake lakini wanawake na kwenu fwateni bibilia tafadali metacha babazenu na mamazenu fwateni na wanawake tokeni wuku kwenyuko nimi tu ni melewa what he is trying to say is when women get money anajarubu kusema they invest more back home and I say I want to lese si kuake what you are supposed to do it's good because you are the one who is living there but again it's not good and you are living back home when things are not good it's good you remember where you came from adi milo kingori wama gumu anasema they just misuse money ladies can't see something big while they have money they can't niku kugusa tu ni niki akiniki kugusa tu niku kugusa tu niku kugusa tu inbuks na gopa aotaku jenbuksi ako usi aotaku jenbuksi ako but what kingori anasema anasema ladies can't see anything big when they have money they misuse money inbuksi all of a sudden you want that sofa una taka you tv una taka you microwave to desise one thing and to get it is another but then we desise everything myself even root but now we need to think for me to get that how much do I require so it's not just about we are like that it depends do we go and get it between a man and a woman who should control the money let me ask that who should control the money where it goes who should control I think it's the illiterate one what do you mean the illiterate one because we can't say the women and maybe there are some women who use their finances so it depends the setup maybe you and me the one who is illiterate in a case where they are both illiterate in a case where they are both illiterate both illiterate the woman now is it bad if a man chooses to have his own private investment and not inform you as the woman I think it's bad if you are married same way it's still bad for me to have a private investment and not tell you but women do that yes we do that a lot of times yes we mostly do that maybe for example if you have a child you have to say cure these men are not reliable sorry to say but that's why we do that we invest somewhere else because of our kids but they mostly what I can say on that if you see a woman investing na hakuwambi it means kuna mali ya mwa na hauku 100% reliable maybe when you want to live maybe you want to work so anytime you can just walk out or bring me someone else so if you don't tell me about investments no it depends with the other party how do you muna relate because I think you are the type of a person who is willing to invest and you are the kind of someone I don't see myself with in future in a longer period of time truly I will invest and I will not let you know but if I feel I can rely on you we can talk we are open and honest na hakuwambi ya it's not about you you tell me and me I don't tell you it's about your relationship how do you relate with each other where kama nimu tu una pata pesa uniku kunyotu sherehe from Friday to when is the holiday that is coming truly I will not tell you if I buy apartments worth millions or if I buy land all over Kenya I will not tell you there's a woman who normally say that mi mi pesa si pati muna umesu that's a man that's an illiterate woman and a very mean woman kuna wene mwanam kechua nezamka mi iyo pesa si pati muna umesu it's because maybe kuna wene kuna wene kuna wene but not a normal woman can say that let's go to Facebook this comments leo muna Karolene Nishmal bring it up anasema mwaname hafaiku shanga akipata kitu mpiak kwa nyumba because many men believe buying new household is a waste of money so for me I see no problem in buying things I don't see a problem too me I believe the house is for the woman for the woman exactly so if I bring visitors you didn't know that what you mean it's for the woman numbas yung numbas yung but I don't have parents numbas yung numbas niaako numbas niye tu but numbas niye tu numbas niye nani but numbas niye tu but the woman is the one who looks after the house because I want to tell you So you see, if visitors come to the house and find it untidy, I will tell them where we are, I will tell them, we are your wife, I am Saffi, we are your wife and you will pay a chai. So for me, I personally think the house is for the woman, but we don't have your parents. The things I am hearing today, I think I am hearing today. Let's talk about occasions, valentines, women's days, you need all these occasions that we have, that of course you make us spend money. Who should buy gifts for who? For the occasions, if in a husu the man, if it is badly, the woman can buy gifts for him. But of course, let's say the truth. Most of these occasions in a husu one hour. One hour, okay. Then the guests should buy the gifts. So it is you that gets all the good things, the valentine. But here, valentine, it's kwa pokatikati. But also there are these egoistic men who say mama mimi is takiku nunuliyu and you know the tugs, the masculinity, is takiku to celebrate valentine's taki. Yonimama bia waschan. Yonimama na jinza kwa yonimama. Naka nini muma kaka dunuliyu muma. Now you have to pamper us. By the way, if you are not pampered during valentine, there is a message ina kwa mbiya. Apu ata, if you have someone and he is not pampering you and he has money during valentine, I don't think we call the same page. Ruth? Do you? Ata balu de. You know, I'm wondering, as we love the good life and we also love gifts. For me, gifting makes me feel good. Not only me being given a gift, even me gifting someone. For me, I really feel good gifting people. So for occasional, I think I want to be gifted. If it's your birthday, I'll gift you. Vice versa gift me. And it's not a give or take. On most occasions, it's about the women. Women's day, I'll give to you. Girls' day, I'll give to you. Valentine's day, I'll give to you. Mother's day, I'll give to you. In the national women, I'll give to you. But you know Ram, if at times you sit down and feel as if unona ni kama, I am being abad into you, you intend not to have time for me to give you. You will go and look for someone else because she will take you. When you feel as if you are abad into someone. Now the problem that I have, one problem I have with most ladies is when it comes to your turn buying us gifts, you give us a pair of socks. I love you. You will be left alone. I will not let you sit in the fridge. See that's why... You are a man. I love you. You are a man. I will not hurt you. Yes, socks na vest. I am provided for this man. Now I know that I am a man. I will not let you sit in the house and do you know what I am doing. I will not eat anything. na soks yamaima imi parara it doesn't depend on the gift imi toka kwa roho na tata nezaku gift suiti nei kwe very intentional ama fridge nei kwe ilkwa first it highly depends the gifting should be intentional that's it intentional lemi personalize this question what does money symbolize for you first money individually individually and then talk about a woman now what does money symbolize for you money it's just a source of comfort it's just an addition because money is not everything to me you've said you're personalizing it may not be everything to me but if money is very necessary it's very necessary so to me it's like a sense of comfort na freedom what about to a woman to a woman to a woman generally I don't know why they feel like it's all about love I don't know why they think when kipewa pesa ni kumanisha Ruth what does money symbolize for you first of all as an individual as an individual money symbolizes freedom for me money is good but the love of it is what is bad so I don't love money but na penda pesa bado but the love of it is bad but for me money is freedom and money gives me comforts as a woman I think it gives you the access to speak out let me tell you Ram women I'm not saying that if they don't have money they can't speak out but it gives you a sense of power in the society now I have had many women say this I've not had men say this not even a single man unless there is kama kama raman uetu unless yame wei se metit kama hi am I wrong pal I've had people say this women say this women say this range rover wei se metit kama wei se metit kama wei se metit kama wei se metit kama good question now I wonder what does money symbolize you would rather cry in a range rover than laugh and rejoice in a border border why because I've never had a man say such a thing so women me according to me I'm not saying a border border is a good thing but but I choose peace honestly I choose a house full of peace there's no point being a house full of money without peace that's according to me so if you want to cry in Dubai or in a range rover you can go ahead you can as well go ahead but as for me that one would not work for me so you between crying in a range rover and laughing in a border border you know the border border part is it's not there to stay something that will pass I conquer with her and this is personal to me there's a time where you want to stay somewhere because of the things that you get maybe because the baby is getting this and this but now when you realize your mental peace comes fast that makes all the difference and then the time that I got my mental peace has been everything so what women should be looking out for instead of just money is having that peace of mind with all honesty it's good that you follow peace of mind for the sake of your generation because if you have this kid who's in a house without peace you know you expect that kid to grow if he grows up that man that small man that small woman she will grow this is the way fighting is the way so it's good that you choose peace you know rich rich rich auntie just choose peace work hard and put God fast the rest will follow I've not talked about sugar daddies but let me move to something else because I still wonder I can still answer why women would want to go for sugar daddies but there's so many issues let me talk about having joint accounts would you be fired that a man and woman gets joint account for me I highly recommend that because I'm one of them but I'll be the one who will be the hold of the account okay so Ruth so I have this scenario where I have a couple that have separated they have a joint account but now in this joint account you know you can't always they've separated but they're living in the same apartment different houses so since you have a joint account he feels he can ask for that money anytime alright as long as you don't have control over it as a woman I know yes me I have control over the joint account Timoti nimona you've told me about the Facebook page let me read that comment and I'll tell you and I'll tell you kama steama akirudi apasui kulizoa ame toka wapi pigasherehe akili pumzike wakdei rauka fanyakazi dei vi lube nasema why is she having confidence with my money I should have confidence nayao pia if we are partners awani wale wa kiyachua wanasema weoma naume adi akuni sa idea na kitu kwa ni unagopa ground kwa ni uko hasulu wewe they know loving the show thank you so much appreciate it man that's why I could dream kumari who is above me akisinta regesha slave kwenyumba man save a lot men save a lot she's just single but when women appear she say me kitu she say me kitu zina disappear zina disappear I don't know if it is true I heard a social media influencer saying that women suck all the money from men so if a man is single and doing well financially the moment he gets a woman the money just disappears she's not the right woman for you akuna haja ugangane if she comes and you had saved and all the money gets sucked and she's not the right woman she's just there for the money just find someone who wants to save with you who wants to grow with you matakata malizi ya and ladies I am a support of women oh you have jumped to this side no I have not jumped lakini kitu mimi na sama tu ni matafadali atakama ni women empowerment be empowered and use it outside there but thank you so much Ruth thank you so much Ram thank you so much Baile thank you so much Ram and of course I want us to end with a quote there a woman's best protection is a little money of her own do you believe in that do you agree a woman's best protection is a little money on her own that business to the end of this morning conversation right here on power to a big thanks to Ruth and Violet thank you so much and of course pass my regards to your bosses so ambe Ram magukoma salimia my name is watching my name is Ram magukoma as always it has been a pleasure when it comes to women and money this conversation can never end and of course keep it locked right here on power talk and of course repeat of this your heirs again tonight at 10 pm may god bless you may god bless the work of your hands this is power talk