 ptional technology in India has proved to the world that it is second to none when it comes to adopting technology or innovating around it. Transformational initiatives under digital India have opened doors for FinTech innovations to be applied in governance. Technology has also catalyzed financial inclusion. From less than 50% Indians having bank accounts in 2014 we have almost universalised with 430 million Chandran accounts in the last 7 years. So far 690 million rupee cards have been issued. Rupee cards clocked 1.3 billion transactions last year. UPI process around 4.2 billion transaction in just last month. Almost 300 million invoices are uploaded on the GST portal every month. More than 12 billion US dollars worth payment is done through the GST portal alone every month. Despite the pandemic, about 1.5 million railway tickets get booked online every day. Last year, fast-track process 1.3 billion seamless transactions. PM Svanidhi is enabling access to credit for small vendors across the country. E-rupee has enabled targeted delivery for specific services without leakages. I can go on and on but these are just a few examples of the scale and scope of FinTech in India.