 because there's so much happening all across the globe particularly we want to focus here in America because that's where most of uh where we are everybody who's in this community resides so we want to know how can we generate wealth during these challenging times as we have seen the economy is ever so changing inflation is through the roof we have a lot of different woes happening right now but guess what these are just challenges and anytime we have challenges that just means opportunities so I want to be able to um inform you keep you abreast of what's happening in the insurance industry on both the property the auto the life insurance side because there's a lot going on a lot of knowledge that you need so that way you can make smart choices for your financial future so yes so if everybody can just type in the chat um where you're from where you're located if you have any questions things you would like us to talk about in the future on our lives but just to kind of let you know what's going on what we're going to be doing September as you may or may not know we celebrate this every year September is life insurance awareness month okay so a lot of people in 2022 still don't understand the ins and outs about life insurance it's important why they need to have it how do they qualify to get it how long is it good for all these uh great questions even just the history of life insurance how did it even come about so we're definitely going to be talking about that throughout this entire month um we'll be having our coverage over coffee sessions every Friday we don't really have a set time because my schedule is really crazy so I'll just jump on the live you know when I have the time and then also just let you know I actually incorporated that coffee how many coffee lovers do we have out there right so today I went today nightlife donuts they are amazing they know me by name so I don't know if that's good or bad right maybe it's been too much money there but they have amazing uh coffee also they're donuts they have donuts of the month so this is September so it's like this little cream puff donut that they have this month I'm still waiting for that key lime pie donut later this year is seasonal but it's so delicious so looking forward to that if you're ever in the area definitely check them out great service again they know you by name it's like a mom and pop chain so um we love those those coffee shops to me are just better sometimes than the than the mainstream chains but I don't discriminate on the main chains either I am a star of buck's fan and I used to be ducking donuts in our area just kind of start lacking you know of course when people didn't want to show up to work and things of that nature but uh ducking donuts definitely have great coffee all right so that's why I love coffee I love insurance so we're just uh coordinating the two together and so I like to tell everybody I'm everything insurance all right so if you have any questions at all I'm the person to speak to I am a licensed broker in the state of Texas for both life and health and property casualty okay I have worked in corporate america as well as with my own company and we are in a small insurance boutique firm here in the state of also again I am an adjuster so not just regular a property or auto adjuster but also a catastrophic adjuster unfortunately this is our busy season as you may or may not be aware there's a lot happening in the Atlantic ocean right now usually towards the end of august is when it starts to get real busy of course hurricane season does uh kick off in june and it goes until october right um but it really gets really busy towards the end of august and then of course september anything can happen all right so um usually those days are really really busy for me dealing with a lot of insurers who have suffered a major loss we will talk about that we'll talk about if you're a homeowner how can you uh prepare for catastrophe unfortunately we're living in a time where it's happening where it's happening globally we just saw our fellow uh brothers and sisters and jackson mississippi who's just experiencing who just experienced flooding and now they don't even have access to clean water here in dallas texas last week they just had a severe flood it was nothing like we've ever seen before you know so things are starting to happen that uh is new to different areas you know uh along the west coast that should say that western part of the united states they're actually uh having droughts right now they have literally cut off several reservoirs over there and dams to uh local farmers and to residents so we're these are unique times and so my goal i just feel it's my duty to share any tips that i have any knowledge that i have any industry knowledge news keep you up to date so that way you can make uh the right decisions for your family all right so again don't forget to like subscribe and share this broadcast uh also join us on our other social mediums on youtube twitter tick tock instagram and the handle is just going to be a i mutual all right we want to make sure we're connecting with people on those social mediums that they use so let's get into it so what what is going to take place uh later this month here let me turn that down so we have a lot of great things actually have a lot of speaking engagements too so of course i will post this on our site here and uh all our social medium uh medium so that way you're aware and to tune in and there will be live but every friday this month we're going to have our coverage over coffee sessions today is just an introduction just to get to know me a little bit about the industry and then also if you have any questions i'm happy to answer that and then on the night we're going to talk about life insurance so we're going to take a deep dive into the history and bring it up until now and how it's relevant to us and our family and our heirs on the 14th i actually have a speaking engagement with birmingham church so really excited about that i speak with them every year during this time about insurance this year i am speaking about disaster preparedness because in addition to september being um life insurance awareness month it's also national preparedness month so we want to talk about that disaster preparedness i will give you tips on what you need to do from an insurance side to make sure that you're covered uh letting you know what you need to do to prep before during and after uh tragedy strikes okay also on the 16th generational wealth this is my favorite favorite favorite favorite uh co-topic of insurance is generational wealth people really don't understand that you can create um set up your legacies for success financially it's extremely important more now than ever i will give you more information as to why but that's definitely one session you want to be turned into okay tuned into the 23rd economy we can't get enough of talking about the economy we all live it every day we go to the grocery stores we see the inflation just with the uh food that we're purchasing every week it seems to go up i know the other day i just bought some eggs i always do the 36 count and literally like within a month i've seen it go from uh around six six fifty went up to like another seven then to eight and now it was like just under ten dollars and that's like within a month so can you imagine this time next year how much is going to be so i would like to share my knowledge with you about insurance products uh products that can help you hedge against inflation i've always sold these products in the past but now that people literally can see it it's one thing to talk about hey if inflation strikes you know this rider can assist you but now that we're living it i mean this is a no-brainer we have to be able to speak to the speak to this now because inflation may not be going anywhere anytime soon okay and then on the 30th our aim university and you're probably like what is aim well aim is sure for ai mutual but we also say aim high that's um our motto here we always feel like in life you should be aiming for something a lot of people just go through life you know without a target and so we want to make sure that we prepare our families for a success but then not just our families maybe there's some people in a high school who are graduating or even college and trying to figure like hey what they want to do or maybe there are some individuals who want uh who are professionals and they just want to change they want to change your profession or maybe somebody want uh additional income so we're gonna have our aim university to give you all the the scoop the education that you need to be a successful uh insurance broker and we'll talk about being an insurance agent as well but i have more knowledge on being an insurance broker and then also being a an adjuster whether that's on a property side an auto side or a catastrophic side okay so that's what we have coming up so again we have a very busy month and we will be bringing news again aims aims news week anybody remember that that was so much fun you know it was a lot of news happening right in 2020 so a lot of data to give out during those times but now we're back to a lot of data again so we're going to give you the news sometimes people just present the news but i like to not only uh tell you yes about the articles yes what's happening in a real world but how does that actually relate to you from a financial standpoint from an insurance standpoint you know how does this uh affect your household financially and then not only how does it affect it but hey what are some tips on how i can be success successful we're just not going to leave you hanging all right we're not going to be debbie downer we're here to give you information that is going to empower you for greatness all right so let's talk about a little bit about the news i know i just spoke about jackson mississippi please help me out so that way i can share this information as well i only saw one flyer the spar that is actually asking people to donate as well as to provide uh bottled water so that way they can give that to the residents locally i'm checking to see if there's some churches who need help i love to work with people directly not really through a third party agency because sometimes no dig but sometimes they keep all the money right and then the people the end users who really do need it who are really been affected you know by whatever tragedy harley gets any of the money so i prefer to work either directly with the people or you know with a local agency who understands the needs in the community and who are actually going to give most of the money to the people so if you know anyone local in jackson mississippi who could use our help who could use our community's help please let me know i am happy to share that information all right because we just never know if it's going to be our term i know that when i was a catastrophic adjuster in 2017 for hurricane harvey that was crazy times you know of course other people know about hurricane katrina you know maria ermah everybody has their own uh experience you know with their tragedy but you know i did see firsthand you know how communities how churches how nonprofit organizations how businesses just rallied together neighbors came together for the greater good so i don't like when people say everybody in the world is bad that's so not true we have so many great people here i think that the bad people just overshadow the good people there's more good people than bad people in the world you know and and unfortunately during tragedy that's when is their time to shine you know when you get to really see what this world is really made of how many people really truly have a heart and how many people truly want to give but we always rise to the occasion here in america we just do and so um with that being said if you have any knowledge of a local if you have any knowledge of local nonprofits you know churches just let me know because we want to be able to help those residents and jackson mississippi uh in the elantics just keeping you updated what's happening out there so we have our first hurricane for this season has been named her name is daniel that's such a pretty name always say when they have these pretty names i remember they had hurricane a call i'm like oh i pray no tragedy happens on my name right i think they should move off the names and try something else right who wants to have like their name known for a big tragedy but hurricane daniel is the first name uh uh hurricane for this storm season currently is just moving 65 miles per hour uh north northwest uh excuse me i'm sorry east and it's no threat to land so it's just way out there you know so that's a good thing for us and for any of the local islands however there is another disturbance that is going to be east of the leeward islands and it's expected to pick up steam you guys in the next 48 hours to five days so this could be something that uh could turn you know into a hurricane that could come through you know the caribbean as well as potentially depending on the direction that is going affect the united states all right so i'll keep you updated on that and then of course like i mentioned earlier dallas texas flooded last week there are some people who were still dealing with the tragedies of that i've seen those videos and these poor people you know has so much water this one lady had water she just moved into her new apartment too so i really pray she has had insurance but even so if it's flood waters you know a lot of flood a lot of policies don't cover flood so we'll talk about that too on uh that'll be another session that i may have and maybe next month because this this month is pretty booked but we're going to talk about policies we're going to take a deep dive into our auto policies into our home insurance policies to our life insurance policies i really want to explain this to you what i've noticed is that a lot of agents don't explain anything they just uh tell you what your premium is going to be for the year or for the month you know if you're paying monthly maybe give you a few highlights of what it covers and that's it they're sending you bills every month you don't hear from them again okay a lot of people don't truly understand our policy until tragedy strikes until they have to do what a claims adjuster and now they're asking their claims adjuster all this information that they should have asked the sales agent so i am actually going to have some sessions available that will break it down it may be pretty lengthy too because you know these policies are pretty lengthy but we're going to break it down so there's no question you know that way you could bring your policy to our call we'll we'll do a general overview and then of course because every company is different so sometimes their verbiage may be different or maybe they have additional section in there or maybe you purchased an additional rider that's not in the presentation we can go over that so that way you know what you have and and most times like on a justice side it's like an education session that i'm having with the inshorts because maybe they didn't have the correct items in place on their policy that they needed in order to help them out in that particular claim so i always give them that knowledge so that way when renewal time comes they can make sure that they have the agent at least quote them you know to see if they can afford that if they're fine with that and if so place that in the policy so any event something else happens in the future you're covered okay so i just truly appreciate it this is the first live so let me see if there's comments here and just bear with me and if i don't answer it here that's okay i will come back and answer it once this live has concluded okay uh so i'm just kind of learning the whole live thing here on facebook usually i'm going live on like zoom you know i usually have uh we have zoom calls so this is the first facebook live but i'm excited about it because i think this is a great opportunity to inform the entire facebook community those especially who are homeowners those especially people who are parents who want the best for their financial heirs those who own cars you know those who just want to be prepared as you can see there's so much going on we have to be prepared in every area of our lives we're going to talk about that we're going to talk about food preparation we're going to talk about you know having the adequate emergency supplies we're going to talk about making sure you have money on you we're going to talk about all these different things because you know it's wise to do that it's wise to prepare you know and you're going to be ahead of the game versus a neighbor or someone who has not prepared so if you have any questions at all or if you have uh items that you would like for us to cover our coverage over coffee sessions please feel free to contact us you can actually send it to nicole.ivory at aimutual.com or you can send a message i'm met through messenger that's totally fine as well please again share like subscribe on all of our channels that we have on social media i will also update that into this particular live once this ends and i'm just really excited this is the beginning of of a great thing we also will have specialized sessions only for our clients and we call them the high society right hi which stands for happy insurers why did i name it happy insurers well just through my through my year as being an insurance and a financial service is a lot of people are not happy you know with their agents they're just not so we want and then also with their experience with their insurance companies to think the insurance companies are out to get them take all their money and i just don't really like that i feel like uh since being an insurance broker i've seen so many advantages and i want to make sure that i give you the knowledge that you need so that way you can take advantage a lot of people they don't know so it's kind of like they they're only limited to the knowledge that they have so i feel like knowledge is empowerment especially when it's applied and i know uh that my clients and those that are looking at this live are all about empowerment and so i know you'll take this information and put it to good use well thanks so much and i'll see you definitely next friday when we talk about all about life insurance we're gonna take a deep dive okay guys we're gonna get uh we're gonna start from the history again up to today and then even in a future all right so i'm excited about it i'll talk to you guys soon have a good day