 All right joining us now to give more insight on the 2022 trade fine and survey are two gentlemen President of the Association of Small Business Owners in Nigeria, Asbon, Dr. Femi Egbeshola and the financial analyst Abiodun Olokho. Many thanks gentlemen for joining us on this discussion Thanks for the opportunity. All right. Can both of you hear me so far? All right. Abiodun, let me start with you. We're part of the investigation which brought out this particular survey and the report therein. Can you take us through the survey, the parameters and the highlights? Abiodun. Okay. Thank you very much. We have to take 227 exporters who completed the survey. It is pertinent to note that 65 percent of these exporters only do export while 35 percent do both export and import. In terms of the years of experience of being in the business, 0 to 5 years is 48 percent. Over 15 years is 18 percent. 6 to 10 years is 20 percent. Since we have 0 to 5 years of 48 percent, it is telling us that we have more exporters coming to the export business recently. So it's a good thing for Nigeria. Well, okay. Before I get to you Dr. Femi Egbeshola, let's talk. Let's stay with you, Abiodun Olokho. You said that the survey actually indicates that more exporters are actually getting into the trade space of Nigeria. But yet again, the country seemed not to be really having as much export in order to really balance trade when compared to imports. Thank you very much. It is obvious that the level of export has been increasing quarter on quarter. If we check the export proceeds survey recently by Central Bank of Nigeria, we have close to a billion dollars that has come in terms of export proceed in Q3. So it shows that we are actually making progress. This data has shown that we are making progress. When compared to Q2, we have less than or we had less than half of that. So we are making progress in terms of exports. All right, I will come back to you Mr. Olokho. Let's get to Dr. Egbeshola. Now major finance from this particular trade finance survey revealed that 94 percent of exporters experienced rejection of their request by the banks. You are part of the Association of Small Business Owners of Nigeria, Dr. Egbeshola, and all right, I think we lost Dr. Egbeshola, but let's stay with Mr. Olokho right now. I'll still throw the same question back at you from the major finance that have been revealed from this particular survey 95 percent or 94 percent of exporters experienced rejection of their request from banks. Would you say it's an issue of documentation or what exactly are the issues really?