 Imagine the government is a fraternity called Upsilon Sigma Alpha, or USA, and let's say USA has a credit card that they use for all their expenses, rent, solo cups, lawyer's fees, and USA is about to hit their credit card limit, the debt ceiling, but the whole fraternity's leadership team has to agree to get the limit raised, and while the president of the fraternity Joe is totally down to raise it, Social Chair Kevin is not. Even though he agreed to raise it last semester when his big brother was president, anyway. Now President Joe and Social Chair Kevin are barely talking while the payment deadline approaches and the fraternity USA risks defaulting, so what can be done? Well Joe and Kevin could agree to raise the credit card limit, but they're both not budging. Now President Joe does claim that the fraternity charter, the Constitution, authorizes him to raise the credit limit himself, but if he did, Kevin would probably sue, and since USA actually borrows money from other fraternities, basically all of Greek life, the global economy, is teetering on the edge while two bros play chicken.