 My name is Stephen Rogers and I'm a professor at Harvard Business School where I teach two courses, one is titled Entrepreneurial Finance and the other is titled Black Business Leaders in Entrepreneurship. Every year I teach in the ICC program because I believe it's imperative that we do everything that we can possibly do to help entrepreneurs grow. In particular, early entrepreneurs grow because that's where our greatest need is and that is jobs for people who live in those communities. I travel the country and I give speeches and I begin the speeches by talking about entrepreneurs and my personal heroes and sheers because they create jobs and they have success. And people who have jobs live in healthy communities and they're self-sufficient. So I applaud Kaiser Permanente for supporting such a program that focuses on helping with the uplift of the community and being a good citizen to all of its community-wide support. Again, this is a program that is essential for the success of America. Kaiser Permanente being part of it is a great golden goose that they laid and we really appreciate it. Thank you very much.