 Hello there, this is Bhavya Kaushal and here are 4 fintech trends you should watch out for. One of our contributors says that fintech firms lending micro amounts to consumers with an option to pay back later has picked up well in rural India where people might not have the cash but are still aspirational. The UPI is an instant payment system for mobile to mobile money transfer that enables users to transact through an app linked with their bank account. A robust effective internal analysis system that studies customer patterns and behavior can easily help firms personalize their interface to suit each other's specific usage preference. Everything is just a click away even unsecured loans. A paperless transaction is faster, cheaper, convenient and much more secure.