 So I'm Alex Pentland, professor here at MIT, and this is my laboratory. We are going to hear about some of the projects that we have, projects that are aimed at people taking control of their digital assets. It's everything from a digital credit union to a way that private data from companies like telcos and banks can be contributed to the public good. That program is called Open Algorithms. It's a collaboration between MyLab, Orange, the French Development Foundation, and the World Bank. And then finally Enigma, which is a very new way of handling data and privacy that has security at its heart in a way that almost nothing has. So today our digital assets are increasingly important, things like Bitcoin and digital contracts and credit card numbers and things like that, although those are important. But the whole range of our digital behaviors, our digital identity really, the problem is that we don't have a way to hold that digital identity and control it, and we don't have a way to get value from it. This is rather like the world was like, say, 500 years ago and we really had assets but we didn't have title to them and we didn't have any way of monetizing them or growing them and consumer banking and particularly credit unions came up as a way of allowing citizens to be able to own assets. And so today what we're thinking about is a digital credit union, something that would allow us to own and control our digital assets and particularly our digital identity, all the things that we do online that refer to us. It's a very exciting idea because as we begin to control our digital identity, we begin to enable a whole new digital world of transactions where we, the people, are equal to the corporations and the governments where we actually have a say in what happens to information about us.