 Welcome to digital asset news. Take a top stories and crypto currency and digital assets and bring them out of bite-sized pieces today We got some fantastic news coming from surprise surprise the Federal Reserve Bank as the president says Bitcoin is clearly a store of value and he's going to talk about the distinction between a store of value as far as bitcoin And central bank digital currencies So we'll take a look at that on top of the fact that hey a use case for dogecoin has been found and surprise surprise It's for docks and we're going to finish up just talking about a little Video I did a couple of days ago where I talked about Voyager and their updated user agreement and as far as 60 day withdrawals On top of some other things just to make some clarifications And we'll go over all those things but first take a look what's going on the markets today. It is April 22nd We're on 10 a.m. Or so and here's what we got in the market So we're still hovering above the $2 trillion market cap seems like that is like a nice little line Of support as things just kind of hover above that so I'm pretty happy bitcoin Still down 12 for seven days 3 24 hours, but it's still almost at 55,000 So not too bad a theorem is a big winner today at seven percent and their high market cap And everything's all kind of over the board uniswaps up 10 percent chain links six percent But you got some other ones doge down six percent And 12 percent for Solana layer two solution 12 percent almost for terra And it's just all the place So I just want you to notice that for trade the chain it takes a look at the sentiment and takes a look at all Of a bunch of data that is coming from twitter. They are scraping the internet They are scraping all the exchanges blog posts that kind of give us a sentiment of what's going on the market Where people are kind of going and long term you'll see right here again Bullish bullish bullish very bullish on most of the projects or neutral except for die But in the last day or hourly, it's a lot of neutral I think people are just kind of like wondering like where are we going? What's going to happen? Well, if you're a day trader or an investor, there's different theories about that But me personally, I still believe that bitcoin is going to go to 150k by the end of the year Not financial advice. I think that's where it's going to go and we're going to see a big altcoin boom Remember, we're only in april and we've got a long ways to go now Do I think that the bull run will last all the way until february of 2022? Yeah, not really But I do think that we've got a lot of room to run That's just my opinion and then lastly, let's take a look at if you're a big trader. I am not Using trade the chain. Let's take a look at sentiment analysis We're going to click on that projected range and let me blow this up so you can see it And uh, if you're a trader just look at see that projected range where it says 5.49 percent the very right side there That's what 90 at assurance. That's where the price is going to go which is up 5% And uh, 3 3 percent 2 percent below on the on the next four So if you're a trader look at digital note, litecoin and travala, cutum, aragon and palos And uh, that could be a big winner. Anyhow, that's what's going on there Let's take a look what's going on in today's top story But before we do that, I just want to say thanks to sponsors and friends of the show I trust uh, there's a little article that came out that I trust just passed 1 billion asset center management They had uh, 300 million in the in the first quarter of 2021. So now they are the largest Crypto IRA platform out there and I've been using them. This will be my second year And I have no problems with them. I just put the money in there Then it's going to be tax-free as I take it out when I hit 59 and a half I can also trade within my account Penalty free. There's no capital gains tax. Oh and also The ethereum and polka dot that I hold in there and then also cardano now Is that uh, it will actually The staking rewards that I get because I'll be able to stake in quarter two That means that those will also be tax and penalty free and also just so you know, uh, they use The custody solution curve, which was just acquired by PayPal. So no slouches in that department. Everything's very safe so if you have a Traditional IRA somewhere else an old employer plan like a 401k 403b military tsp if you're going to retire Then take a look at transferring over into crypto IRA not saying what to do But I would definitely take a look at them. I've done that myself link is in the description and uh, Viewers the show gets the first month for free. So That is I trust congratulations everybody over there and let's take a look at what's going on with the federal reserve. So I thought this was interesting because The federal reserve is not one to really come out and go, you know what cryptocurrency love it just fantastic stuff But uh, here we are for one of the federal reserve bank presidents going, you know, what definitely a store of value And we're researching it heavily and that was the biggest point that they're researching it heavily. So This is uh, robert kaplan federal reserve bank president for dallas And he explained that he would distinguish between bitcoin and central bank digital currencies or cbdc's he goes I would differentiate between a crypto like bitcoin and discussions that are being had about digital currency Such as the digital you want and he states look Right now bitcoin is a clear store of value and it makes a lot of sense to me and I was talking to my friend moat about this And as far as like what is a store of value because but how can it be really a store of value because we value it in dollars So wouldn't it just be dollars and I go Yeah, kind of but if you really think about it, it's not the dollars that we really care about It's what we can buy with those dollars. So 10 years ago one bitcoin could buy you Like a very expensive loaf of bread, right? And then of course one dollar could get you that loaf of bread and now 10 years later That same one bitcoin can buy you a tesla and that uh, and that bread doesn't cost you a dollar It's actually going to be like a buck 50 buck 75 depending on where you go at So it's all about the purchasing power of what you have So do you want to store it in the dollars which can look i'm not saying you should or shouldn't it's your choice But I think as far as a store of value Like artwork like land like gold and silver and now bitcoin they could could work itself out anyhow, he states uh The bank president says it's obviously made a lot in value that may keep it from spreading too far as a medium of exchange And what adoption but that can be uh change it and that will evolve and I think I was thinking about this yesterday actually because you know, we talk about Technology and really bitcoin is a technology. It's a new technology And I feel like and this is a very crude example Don't you know say I know there's a difference between the Netscape navigator and bitcoin. Gotcha I'm just saying And remember in the very beginning actually, I'm gonna use a better example In the very beginning when netflix came out I don't know if you remember that because I'm old I remember that and uh, I was like, well, this would be awesome if I could just sit in my house and just you know stream stuff That'd be great I went at the go to blockbuster and have to deal with all the crappy fees and everything else And then remember people would tell me that's not gonna happen because have you tried to download a video? You know how hard it is to watch a video on the internet these days in 2001 It's very tough or 19. Oh no 1997 1998 when the internet came about like it's impossible and that'll never happen Well, guess what works out pretty well and everybody's got it So same thing technology will catch up and who knows bitcoin may have a layer 2 solution where people are using it for Payments and whatnot and if they even could actually get across from their gas fees because remember we're very early so we'll see Uh to finish up the fed bank chief also confirmed that he and his team have studied intensely and will keep studying bitcoin Other crypto The discussions around the world and digital currencies are slightly different and what a digital currency won't necessarily be a Historic value digital currency like the digital yuan the digital dollars type of things And he states if you're worried about the value of underlying currency Digital currency is likely to be for example in china Tied the value of the underlying asset in this case digital yuan is tied to the yuan digital dollar is tied at the dollar That's it It's also a way of ease of payment domestic payments first getting money to where it's needed so again Central bank digital currencies I think we'll probably go far because people will trust them But in the end I think this time really moves forward. We'll probably use a lot more Digital assets that are on a distributed ledger and are decentralized. I could be wrong. That's my thoughts anyhow Let me just say in the comment section I thought it was interesting that the big that the bank just comes on goes. Yep store of value looks good Great because again, they don't care about store of value They're about currency and they're like we are not competing in this arena So if you want to do the store of value have added bitcoin we don't care But we're going to take over this currencies and that's where the fight really is going to happen As far as the currencies digital currency that could be that all right. Let's move on to our next piece. So Use case for doge yesterday said doge was trash and I mean, it's not trash. It has some some functionality and it really does I mean, you can tip people with it. You can do things you can pay people with it. It is fast, you know But there's a ton of those those those tokens and I just thought it was interesting I don't think it's going to be a world reserve currency. Sorry dogecoin holders I don't think it's going to dollar either But I didn't there's no 40 cents and I was wrong on that one But I thought this was pretty cool because a donor anonymously paid the adoption fees for 21 dogs They towed a beach floor to shelter on Saturday. So I'm like, man 21 dogs. It's thousand bucks What the fees it's a lot the donor dubbed doge community one big using crypto doge coin I put a thousand bucks of those funds towards the adoption fees of dogs that were currently ready to be adopted from Halifax Humane Society So great This is a of course people are going to say well anything any crypto can do that Well, sure they can but I just like the whole article about you know, like if you get if you get a lot of money Or you get a you know a good prosper you'd actually, you know give a little bit back and I I can appreciate that so I like the whole uh Dogecoin use and and the story and again This just brings crypto currency digital assets into the forefront of the public consciousness And that's all they really care about so people can get into our space Anyhow, let me know what you think about that piece and that is a great reminder for me as far as what I am supposed to do and As you know, let me just come over here Uh over at uh, Dante's crypto that's spinning above my head the whole time It's a hundred percent free website and if you go there There's a little on the very top depending if you're on your mobile device or on a desktop go to Ada staking we have a cardano stake pool doing pretty well so far Our rewards it's between four and six percent. We're a little bit above the industry average We're like at five point one two I think percent and pretty stable everything's going pretty well And uh in this stake pool we had vowed that we are going to give a hundred ada Every epic which is every five days Uh and yes, it's called epic. That's what Charles Hoskinson calls it So I don't want to hear in the comment section. You call it epoch. I have to say it every time. It's so annoying But uh, whatever hopefully I can get in in everybody's brains that that's how he says it epic. I don't care. So, uh So with this one We give a hundred ada every five days and I was a little bit behind So I had to play catch up over at kiva.org kiva.org is great because you you're not giving charity You're giving loans to people which in case Which in point they actually do pay back over one to three years and those loans We'll just keep giving those loans out over time So I'm thinking over like, you know one to five years We can start giving massive loans as the money keeps coming back and we just get you know, put it back to community I don't like giving straight to Charity charity so much because you never really know now with this one This is um was created by one of the founders of PayPal seems to be a good organization and this Uh epic we chose the march two group Which helps one energy system In order to have access to solar power for lighting changing and cooking. This is in Uganda, we also did a service use multi powers El milagro the miracle alone helped to refinance the sale of multiple containers of organic coffee for 177 different farmers and devs march one group. Uh, this was fighting and charging and cooking Uh for again in Uganda for the solar power. So Total was 287 and then we gave a little bit of Processing fees. So that's what we do if you want to follow us and actually give as well Because I think this might be a great year for a lot of people making a lot of money Look on the description below. There's a link for kiva.org and you can start making donations or loans micro loans to people who really need it and they'll pay it back and you can just keep loaning over and That's how I hope to help change the world That's it. All right. So let's get on to our last story of the day which Is going over this nice little video. I talked about a couple days ago Who was voyager people? It's all over the place. It really is I made this video because I'm getting a lot of complaints about voyager withdrawals and transfers and everything else and waitlist and Look growing pains. That's really what it comes down to and I said that I couldn't recommend voyager And I'll get to that in a second Because I feel like there's a lot of things going on. We've had Steve in the show multiple times We haven't over at alex masculine show I invest in people I I still don't have any doubts about a voyager and uh and steve and they're great I just think they're going through a lot of growing pains and uh, I Highlighted those and their new user agreement and just see you know I mean I get people on both sides I mean people like say hey, I did a I did a test I I sold two positions on voyager three days ago made the same day two withdrawals from my voyager account to my bank count And within one day the withdrawals were processed and completed And today just three days after withdrawals the two amounts received on my bank account No problems of voyager fantastic So there's that and there's also people like I have problems of voyager and that's just how it is That's in every single company. There's going to be good stuff and bad stuff. And then I get a lot of things like this Hey Rob you think you would have waited the entire 120 days before throwing voyager on the bus You're a fair weather phony. Yeah, so what he's talking about here is 120 day Before throwing voyager because steve came on to look we're we have a 120 day plan We're going to get things really updated and we're going to train some more people Customer service is going to really start to really ramp up and we got it And he said this was an alex show. He's like we're in 75 days. We got you know, uh, some more days to go You know, 95 155 just quick my like 45 days we got like a month and a half to go and I'm like, okay You know like a month and a half great get everybody up to speed. That's fantastic So I just wrote back and go look should I keep recommending this when customer service isn't up to uh full standards And I should just keep going go and go and go and push more people more people more people into voyager And then they can't handle it right now Or they're ramping up. I'm not saying they can't handle it. I'm saying, you know what they're ramping up everything So should I keep pushing pushing pushing people into into a platform that really Just needs a little bit time to take a breather a refractory period and get everybody trained up. Why the heck would I do that? so it's the same thing and uh That's what I have so I asked the question. Would you tell your family to go in there? When these things aren't uh, you know going a hundred percent Maybe just tell them to wait maybe tell them like hey If you can go in just know that these things might happen because they're training everybody up There was a massive influx of people and that's just what it is. So I want to make mention of the user agreement and before we We start I need to make there's four sections. I need to to bear clarify what I said And first of all before I even go on Uh, the big question was rob. Did you sell your voyager tokens? No Rob, do you still believe in voyager? Yes Rob, what is your price prediction 30 dollars by end of year? I can't say any clearer than that. All right So consent to rehypothecate customer grants voyage of the right subject to applicable laws With it without further notice to customer to hold crypto held in customer's account in voyager's name or another name and to pledge Re pledge hypothecate rehypothecate sell land or otherwise transfer or use any amount of such crypto separately Or together with other property With all attendant rights of ownership and for any period of time And without retaining a like amount of cryptocurrency And to use or invest such crypto at customer's sole risk. So look They're selling you look you we're gonna rent this out, you know, we're gonna put this out there And uh, it's at your risk now This is just like legal speak if you look at the the uh disclaimer for batteries. It says batteries may explode causing skin damage I Irreversible I repair you like Jesus Are these batteries gonna block my face now? But they have to put that right same thing with like your your hairdryer says something stupid Like don't use the hairdryer in the shower because some idiot use the hairdryer in the shower. They got to put all these things. However Just so you know, this is legal speak and this is what it is. So let's move forward Two more pieces The refusal to allow withdrawals Voyager may refuse to allow us dollar withdrawals. Just so you know and three It says here the amount of such withdrawal is equal to or greater than the sum Of all deposits made into account within the immediately preceding 60 days So how that is interpreted to me is look If you put in 10,000 bucks And then within 60 days, you're like, I want to take 10,000 bucks out like wait, wait, what? Huh? Or I want to take out 11,000. What you can't take out more than you put in So that's the whole 60 day With a time as far as withdrawals. Okay, so they could say no, that's it So far I have not had no I have had lag periods That is very true and this has taken five to ten business days and some people will say this Well, Rob Dang it over at xyz Exchange I get it out in two seconds. Well, great good for you Go there. I don't know. I don't know what to tell you You know, right now There's a little bit more of kyc and aml if you don't like where you're where you're at go someplace else and uh, that's it so I got another for you No leverage cryptocurrency withdrawals. Uh, this is the big thing Crypto withdrawals because we got cash and we got crypto It says customer arranged withdraw and transfer crypto and the amount account to an external wallet Whatever else right customer understands that voyager may in its sole discretion delay Modify prohibit Any requested withdrawal including this so the withdrawal is being attempted within 60 days of a deposit Or a cryptocurrency in the account so within 60 days they're saying within 60 days For whatever for these reasons voyager believes such actions is proven in order to satisfy Anti-money laundering obligations. There's something going on. You didn't get the kyc of the aml like we're going to hold it for whatever else This I think is uh, one of the big problems about you know, they have to do some manual Checks as they get everything up to speed People aren't getting their cryptocurrency withdrawn and they're saying look, it's uh, we can hold this 60 days That's what it says Now they're going to do that for every single person. No, they're not But are they going to do it for some? Yeah, probably especially if uh, there's some things that look a little bit off Not to say that you're money laundering or whatever else, but I'm just saying that it could happen and uh, Look, these they have to go through it because they're a public company and finally I want to finish up with this So you're like, okay, Rob. Well that makes a lot of sense, right? And everything's good and everything else, right? Here's the thing remember all that So what we talked about getting interest in the last video, you know, they they're going to give you interest on your cryptocurrency And they're going to loan out things they're going to do they're going to hypothesize re and I'll pledge re pledge all that stuff But you can opt out however Customer may opt out of the interest program at any time by doing so on the app great But just so you know Customer understands and acknowledges that even if the customer opts out of the interest program Customer will remain subject to the term of section five account funding Regulatory treatment therefore, you know customer does not participate in the interest program Customer crypto will still be subject to being held by custodians other custodians Which may be located within the u.s. Or in a foreign jurisdiction held in the voyager's name or otherwise or Pledge, repledge, hypothecated, sold, loaned or otherwise transferred at customers sole risk And in voyager's sole discretion So even if you opt out things could still happen and that's really what it comes down to so look Look There's nothing without risk. We're in this cryptocurrency market and it's a pretty risky market Let's just be honest So if you want to go on this road, the reason I bring it up is to keep you informed I know for a fact you did not read the user agreement You know why no because nobody reads the user agreement and I'm just bringing it out to the to the forefront So I wanted to clarify everything I talked about the 6th day thing. Yes, it's in there Are they going to do it? They could if these kyc and aml things are are are not in effect You could opt out of the interest program, but they're still going to do all these things. They set it right there Are they going to do it all the time? I don't know. It's up for them. And then the last thing is that this I talked about how I can't recommend Voyager because of all the things that are going on and they're really getting things out of speed And I'm going to say this I still can't I still can't recommend it because right now Why would I recommend something and they have a met more influx of people? I'm just going to say look Uh, you could go you can go in But I can't just you know put it all all behind me and go Yeah, you should go in right now and I could recommend them and now I get a bunch of people going Hey, you recommended this and then I got all these I put in a a customer complaint or a or a chat or a service Uh ticket and I can't get any responses and it's been three weeks and you told me it was a great place I'm not going to recommend that so Uh, you can go to it Do it at your own risk and uh look around for other things I've got a great spreadsheet with a bunch of different exchanges and it's all up to you So now we will revisit this in the end of 120 days And I'll try to get steve on either this channel or alex's channel and we'll go from there Nothing changes and nobody gets a pass and that's just how it is. So you've made this far really appreciate it Thanks so much. Give me a thumbs up. That helps tremendously. Consider subscribing and that's it for today. Thanks so much See you on the next one