 Good evening to all the patrons to the independent investor channel live stream. My name is Ryan I'd love to welcome everybody into the group the community is robust We are feeling saucy as I am just coming off of a nice four-day vacation The Shenandoah Valley is beautiful that John Denver man. He Says it like it is It's very peaceful out there. It's very nice. I had a great time with the family and I always come back Recharged. No, it only takes me a day I guess to get into the vacation routine and then it takes me a couple of days to you know, kind of chill out a little bit But you know, it you know a couple days and then I'm good to go and ready to get back on the On the bandwagon you can't stay on vacation Inevitably for me vacation is right there at the top of the pyramid So for you guys that are part of the group I I shared actually with my viper group My my pyramid I built this for you guys for reference. I had a scratch pad and I just showed you guys last time What what what the pyramid was and you know You can kind of look at this and and you can study it for a while And you can really start to generate a lot of questions for yourself on how I Approach life and as a life coach, I would expect that a lot of those different Pillars in your pyramid for success are Extremely important. They are the primary means of your focus and They are are where you live most of the time. Okay now everybody's gonna be different and I intend on sharing a blank one actually I've got the template built I've just built this within canva Which is my my suite of offering that I use for all of my thumbnails on YouTube And I don't mind sharing that it's interesting enough that if you looked at that on the onset you'd say wow That's a colorful triangle But it is actually aimed at invoking some thought and it is going to be the focal point of discussion tonight I felt like a couple weeks ago. I did not do it fair justice in in explaining You know, there's 16 elements And the idea is Meeting your basic needs on the bottom line most of those being sunk in costs and we'll talk about which ones those are for me And as you move up the pyramid and you you're not going to build this pyramid over Overnight you're not going to build it over the course of weeks or months Even this is a lifetime progression and the beauty of the whole thing is that Nobody's pyramid is perfect. Nobody. Um, you'll live and and you'll you'll exit this life Having focused in on those things that are important and and as a life coach and an influencer It's amazing to me. I talked to a lot of people who actually have segments of their pyramid put together And they they find it all too convenient to continually complain and stress out about the things that are going on in life And it detracts from other things And I think I speak about perspective all the time and I think you know It's it's something that um, I need to heed as well as everybody who's looking to fine tune And not be hodgepodge all over the map and try to take care of a zillion things out there Rather try to um identify those things in certain categories. Now. These are broad categories They're specific enough to really categorize and be that that top of the iceberg type of perspective And when you talk about health You can you can go on when you talk about security, right? Which is part of the pillars in in the portfolio, but um As as we kind of look and we worked across the bottom here You can see here that it's it's six four three two and one 16 total applications here Um and and just so you guys are kind of I don't know if you can see the icon, but we've got transportation food water This one here is uh security, right? And then we have fuel clothing home Insurance and credit card. This one was kind of confusing. I was trying to find a good Insurance icon, but I felt the hands over the top of the home and the auto Kind of spoke to the insurance piece and then the credit card as well as job This here is a hodgepodge Food actually so diet on this side and exercise On either end of your financial health and well-being which is what we talk about all the time on the i2 A family dynamic made up in many different capacities in your life And health and then spiritual actualization, of course a lot of you guys that are familiar with maslos Know that this is a rendition of that and the fun part of the exercise is that each and every one of you guys Can actually do that and you know why why why do you do this? You know a lot of people want to jump right to the the financial. Well, that's tier three on my list and I think a lot of people need to work on their fitness and I talk about this all the time with regard to Working on their eligibility to enter into the markets. Anybody can start a robin hood account within five minutes Okay, and a lot of people think that that Automatically gives them that eligibility to enter into financial markets I I think it would be much more productive If you could look at getting some of the things that surround your your financial opportunity first I really do I think Finding that dynamic because if you're worried about transportation or you're working worried about a job You're in between jobs You're worried about your physical and and and your security if your life is all over the place and disorganized I can tell you one of those Many things that I got together was my organization and I'm going to talk about it as it applies to my actual security Category it's interesting enough. I mean I just just within the last couple years bought some fireproof document holders And also a safe a good safe One that can actually safeguard a lot of valuables things like that step in the right direction for Security under that umbrella now some other things that I obviously will not talk about over youtube I would absolutely engage in a discussion in private Are some of those things that you know are a little bit more controversial? Okay on one side or the other it has to do with arms Okay with regard to providing security. Let me just say it this way. You don't want to break into my house Okay, that that would be a very very bad idea I'm not going to break into yours in all fairness You're not going to break into mine and I've taken steps In that end because I've worked very very hard for what I have And it's it's it speaks to my insistence on one of my 16 categories Being security to provide that for myself my family and all that we own Okay, it is it's important We don't work hard just to give it away to the whims of somebody who doesn't want to work hard and just take it right but those those pieces of your life that All too often get Jumped around right where people want to jump right up to health Okay, and I tell you what when I was younger and I was throwing fate to the wind It was one of those things that was out the freaking window for me, you know transportation really wasn't that important I mean my my own I didn't have insurance Um, I had credit that I abused the hell out of it. So I didn't have good credit So did I have that category? Um in some sort of of good uh fitness? No, of course not I didn't And I I think for you guys to to really get the holistic picture of my message There's there's a ton of things that we're going to discuss tonight as well that'll be of benefit for some of the newer investors some of the Language that I throw out on the independent investor the top three That I discuss all the time and if you do not get these three You're going to be somewhat lost. The first is a very very common phrase and that is tax protection Okay, it's one that we can all abide by if you start a Roth IRA You know that you're tax protecting your dollars until you're 59 and a half until you retire Or continue to work those accounts will become eligible for withdraw for contributions and capital gains Okay contributions after five years become eligible I typically don't share that with investors because they look at it like a savings account And invested dollars need to be looked at a lot more sacred than that So any dollars that are contributed to against those $6,000 Roth IRA cap You're achieving that tax protection that I feel like is so important Now the problem is if you go in with a financial planner You're going to be uh seeking out that tax protection through A Roth IRA, which is the account that you seek out the problem is if you attach it to a managed situation You're going to be giving away your god given right to that tax protection But by by providing the financial planners an in an ability to charge you annual fees An ability to sell you products i.e mutual funds to jam inside of your Roth IRA account Which consumes or erodes your profit that you're working so hard to tax protect So the second terminology that we throw out there all the time is wealth wealth preservation This is one that I have coined on the independent investor channel because the last one that i'm going to talk about is really the niche on the channel You can find all kinds of information about financial Security there's seven and a half thousand people watching The ripple to six dollars Live stream that's going on right now on youtube and there's all 43 people in here That's no problem because I know a couple of people are going to say hey You should come in and I cordially invite you ryan's pretty down to earth He aims the message at Organizing your life. Okay. I mean I've got this categorized into 16 different Buckets where I put these ideas into now I could write a book on each one of these categories You know water is a little bit more straightforward But in the food category just to contrast people's insistence upon restaurants as opposed to going out and buying groceries that that right there can can really it can inadvertently Consume your income and people inadvertently don't know this and this is the first tier of the pyramid guys where We're looking to find those cost savings in the budget. Yes, but if you look at things holistically and you look at your ability to accomplish each one of these Topics in your life and again your pyramid is special to you However, it is that you build it to to make it make sense to you. What what is it that you value? Okay, when I throw that up on the screen, I don't expect and you guys can copy this if you want This is just what I value Now do I value a car the same as the way I value family? Here's the car Here's the family up here. Do I value the car the same as the health and well being Do I value? You know the food segment here as easy as the edit as it is and as much control as I have over that category Then my own personal fitness, right? So this is just what's super important to me. Like I'm crazy about water I'm just crazy about it. I'm I'm I'm extremely hard over for clean water I just will not drink dirty water. It's a pet peeve of mine If I have to I'll take it with a lemon But I I typically am very very hard over On on making sure that the water that I I consume I put in my body Is is of the purest form I buy bottled water. I brew my coffee. I brew my tea You know with with clean water and that's just what I what I value It's one of my 16 billers In this life to actually revolve around and help me Stay within the swim lanes. I I think the the the framework of the pyramid really does Provide that boundary to say look where it where does restaurants fall within my pyramid? Well, they're not there and and I don't seek out um I don't have been says we're talking water. Stay with me mad. It all it all comes full circle, man it all does um But you know when you when you're looking to holistically look at your life and put these things together You can kind of sit back and say wow, you know, maybe water is not on my list You know, maybe maybe food is not something that I want to put on there Maybe something else that I value is something that I want to add into my pyramid man But when you start to really put paper to to pin and identify some of these things It's very revolutionary With with with what you guys can actually accomplish in life because you'll start to look at these categories And and say god dang ryan mentioned, you know the security category, you know, he talked about He talked about home defense. He talked about safes. He talked about safe deposit box He talked about safe coding uh, safe coding uh passwords over his account He talked about fireproof document holders guys I'm organized to a crazy tea and I can remember the day when I actually bought my first leather bound Leather bound kind of it was a credit card holder Checkbook it was a leather bound checkbook and it was the step in this right direction in starting to Really organize my documents and if you guys can say that you've got this licked This is a big one because if I looked at if I took a sample of 10 people out of the group here I think probably one out of 10 would probably pass my scrutiny for what I would consider to be down right To the detail organization It and it's just that important and I put that under the security umbrella To make sure that if I'm working super super hard on one end of the the spectrum You know, I've got multiple buckets You guys know I work with about 20 different accounts underneath of my financial portfolio from Crypto to passive investing to active investing single stock Not a lot of commodity in my portfolio, but but everything under the sun from their cash Dividend paying stocks collectibles things like that all that has to be safeguarded It gives you peace of mind because if from fight club the things that you own own you too Right, you got to be kind of careful in that if you just start accumulating a bunch of crap And a lot of people do this man Let's talk transportation for a section that said I I drove down to wilmington last year North carolina and I can't tell you how many homes I drove by That had nine cars and I could tell every single one of them were all broken down in the front yard Can somebody explain that to me like I can understand like doubling and tripling and quadrupling down I guess if you feel like that's important Can you give me one good reason and you might sit here and say well, you know Maybe a part for one of the cars I go over and strip one of the parts out and Fill it to fix it with the other one. It's like all right, man I I guess that's some rationale, but good grief How much can you beat a dead horse on the transportation category? The flip side of that are people who want to buy that lamborghini I guess to to only speak to what I consider to be a bottom tier type of category That's why when I see Beautiful cars on the road and and I don't know if somebody has gone out and paid 100 I saw one of the 2022 Corvettes today on the on the freeway on the way to the mall with the family today I thought man There's a hundred thousand dollar bill driving down the road and I don't want to say that that's successful or not Because here's the thing and I don't mean to be Um, I don't mean to be uh to to be brash, but here's the thing on the bottom tier My thing is does the car provide these strategic Objectives, uh, is it economical for me honda and toyota? Okay, you can you can argue with me all you want Is it dependable honda toyota? And is it affordable? Okay, the honda definitely fits in the affordable category me personally I just plused up a toyota takoma that I had for 15 years I bought the same truck when I was a non-rate in the military and I had it for 15 years just three years ago I actually plused up to something a little bit more in the luxury category my 2019 to coma is is Badass, but here's the thing. I got so used to driving the old truck I drive this new one and it's like a dream vehicle, you know Does it doesn't meet any more of the benefit in the transportation category getting me from point a to point b Not really, you know, it's more luxurious to get from a to b but you know And that's that's what I I say I don't get totally excited when I see people who have been like i'm buying a Lamborghini I'm somehow a successful person when in my case, right your portfolio and your financial discipline your ability to Adhere to good credit discipline your ability to get in and exercise every single day, you know Yeah, you might show me that beautiful car that Lamborghini, but you might be a complete disaster You might be spiritually unhealthy You might never reach that top of that pyramid In your life and and that is a travesty when those people want to actually show up show off what it is they have You know and for somebody like me I don't mean to again be little or you know downplay how awesome it would be I guess to have a Lamborghini I guess I would never own one never I say that with full honesty Because again the transportation category falls on that bottom tier for me And it provides me that freedom and flexibility to move about to my appointments to my employment To to my coaching engagements to do everything that to drive to vacation Right those things it really does connect the dots in way of the transportation piece piece for me And there is an aspect of luxury to that there really is and and it comes down to what I consider To be for a lot of people, especially in this country to be very very lucky because yes I've worked very very hard But there's a lot of people around the world who also work very very hard who do not have the opportunity That that we have here in the united states northern america Canada some of the developed nations especially in europe uk Some of our patrons here from the international community Can can really acknowledge that and when we look at our 16 attributes within our pyramid I think sometimes it takes a a few seconds just to sit back and take some stock In in what it is that we have It's it's super super important man Yeah, kevin kevin's talking about some security incident and that that's the thing man. It's it's really tough, you know when when life Does it's it's deed on yet and these are some of the this is unfortunate really? I can't say that i've been subject to any really large A couple of credit card issues, but I don't think that there's anybody in here that's immune to What's going on right now with uh, you know cyber hacks going on The the the reason to protect your data were involved right now in a project campaign through the channel And through the network of channel creators talking with glow backs providing those secure internet and messaging and email types of Securing because over the last 10 15 years of the internet era We've basically given away the farm and now a lot of people are sewing that giveaway back And trying to recapture what a lot of us I mean I cringe all the time being as active on social media five years ago I was never this active on social media But there's crowd strike in here. Alexa through this. This is the best one for sure. This is a cloud internet secure cyber security And I've owned it and I've done really well with crowd strike. I'm just off of large cap growth Right now, but it is the number one play as far as I'm concerned in uh cyber security So if you're looking for some of those opportunities, you guys kind of know that I'm taking a little bit of a break From the portfolio. I'm doing enough to do nothing to get punished every single week Um, the the market has not been kind to the i2 Uh, but nonetheless, you know, my whole my whole entire pyramid could actually implode upon itself This could just disappear and then this would just fall down right here And I just wouldn't have any more money and I could come on and do the portfolio reviews in like six seconds and be like I have zero Um, I yet have in 25 years identified that as being even a remote possibility in financial markets Um, I do have a good significant amount of cash and and some other You know collectibles that that I've collected over the time to add to certain other categories Um, I invest every single day in myself at five o'clock in the gym every single day What does that have to do with my financial security? I don't know I mean if I'm not healthy enough to be around when I'm older to enjoy this then what the hell are we doing? No, you know Exercise is one of those things that is completely completely in our control And it probably provides I'll speak personally on on exercise. It probably provides some of the biggest scare For the majority of the group. It certainly does for me. It certainly does We have some experts in the group here who have got this category in diet and exercise Licked one of the first patrons here is ashley is in the group here. I'll actually cruise up and I'll I'll give her her moment in the sun I'll give her the moment in the sun she said I made my friday because she thought I was on vacation but When we have certain folks like this who are ability to act as life coaches for people and Influence people's lives. I talk to people all the time. They're scared to death They are scared to death And if you guys believe me here just within the last six months I've been talking pretty openly about going to the gym and I don't take breaks anymore A lot of people will be like, yeah, just just do, you know, three four days a week It's it doesn't fit well with me. It has to be tailor made to your own program But here's the thing I was starting to get tired in the afternoon four o'clock and I'm like, yeah, man I started to get so irritated make a life change and that life change was to get up at five five ten Get to the gym get the workout done Opened up time that I was missing in the afternoon to go because I like to work out for extended amounts of time But the energy That it created to me for for some reason my physiological makeup Allowed me to have more energy and it carries me throughout my day That is the piece that you get addicted to and if you would have asked me a year ago Hey, Ryan, could you ever see yourself getting up early going and hitting the gym? I would have thought yeah, you're crazy. I get the reaction from a lot of people And a lot of people in the group they would say when was the last time you you've actually tried to just go Over to a gym or have access to a gym creating access is one thing And just getting on the treadmill and just walking for 20 minutes Right, I think there's a lot of people here in the group that would be like dang, ryan You know that kind of scrutinizing me a little bit here, but I'm I'm in no way in this department who's an expert But it certainly is motivational when we know people in this community who out one out of my 16 Killers within my pyramid We have experts that can provide that tutelage and on both fronts dietary and physical fitness and exercise Doesn't mean that you have to run five miles a day. I stopped running I had to I was taking on some pain in my knees. So I started doing the elliptical machine. It just fits with me It's something that I enjoy something that I look forward to but Man alive. It just speaks to the whole You might just run yourself into the ground with your application. Thanks for being a guest for just a second, ashley And didn't mean to embarrass you but I tell you that there are some good good folks in this community That bring to the table a lot of different things the 16 as a life coach I better know what I'm talking about in each one of those capacities and I focus on the money piece That's just my thing. That's my thingy bobber Okay That's within my wheelhouse, but there's a lot of people in here that are Experts in a lot of these different categories. They really are and I think collectively as a community It makes us very very strong to come on and and have these excellent people That are represented in the community here to surround yourself with successful people And successful people Doesn't mean cookie cutter. It doesn't It means that you are just your own personal badass. That's all just just your own personal badass And you think sit back and you think when was the last time I focused in on some of this stuff, you know And I think that's really some of the message guys for me the top of the pyramid and personal actualization For me the independent investor channel. Let me give you an elevator pitch for me I've done a lot of businesses. I used to sell knives I used to do real estate every real estate scam out there. I was involved with Thought for many many times that I wanted to do this business or that I was in equinox for a while You know selling water purifiers to people never made a stinking dime The independent investor channel. I was just talking to my cpa today. Yes I have a cpa and I do have an llc This is a real real business for me and for me man It's it's not any more sweeter than it could be man being at the top of the pyramid running a business that I love Engaging with people every single week with a community of of patrons like yourselves Who come in and they get a little inspiration and make no mistake about it guys this project being on vacation Yes, spending time with the family most of the time coaching and influencing Successes at the job when I do just find out about that boom I push right up to that that top of the pyramid piece and then I come back down into reality And I start focusing in on you know improving those other elements of my life But that's just life But this project you guys wonder man why I do this so Intimately and so intently I yeah, I was on vacation this week, but I actually threw down I kept the streak alive With the I2 But this is that top of the pyramid for me for a small moment to realize a small taste of success And I don't make millions of dollars on this But this is absolutely a successful project and the success is measured in each and every one of your's involvement In identifying to some degree small or large how you can improve upon those elements of your life be back to you with You and just to say guys This success to me man is great. I'm humbled at you guys coming on and and And and sharing in this opportunity. I really am I just thank you from the bottom of my heart I really do It's refreshing I like the idea and this I say it all the time Because I think people get too self-centered and arrogant and maybe there's some confidence certainly that exists around me I exude confidence. Okay, if you hung out around me, I'm a motivational person. I really am I'm not going to apologize for that But I think all too often man influencers They get so caught up in themselves that they believe that everything that they say is gospel And I I just don't believe that I believe that It's it's very serious of of a calling to put yourself in An opportunity where what you say has the ability to Impact somebody and you just have to make sure that that impact is is is felt well by people and people people really do feel You know motivated and and especially inspired by your message um, I I know I it's inspired inspirational to me. I I don't Gravitate to a lot of people anymore. I'm I'm my best champion for motivation I really am and I I tell you if it's possible to get that but for you guys Do it Because again, if I'm focused in on my 16 items, you know, I might take a little advice from ashley, right? Um, I might take a little tutelage or or a little bit of motivation in some category or the next I I may kick a question into the viper group Uh, I may network a little bit to try to strengthen, you know, my business engagements a little bit But um, I tell you what it's a constant evolution. It really is and uh, it's a lot of fun Man, it really is don't need to stress about this stuff I where I see a lot of people is they're in their inability to identify those things within their pyramid To to revolve around and I I think if they even did they would have a hard time identifying them as positives Because I tell you what I work around that some people that are very very, uh, they suffer from anxiety And it's really it's really unfortunate. It really is some of them need medication And I don't mean that in a joking manner. It's it's just everything is always coming down on yin And life is is not meant to be lived that way Every second every single day every hour everything that we do Everything every life lesson that we have every Hard case that we have every success that we have it's all meant to something it all happens for a reason Just like I believe that this project is There's a reason for it And I hope in some capacity you guys can find that little bit of motivation to say, you know what? This this is pretty awesome, man. I've it's it's changed my life a little bit. Alexa says no more boxing I do I do mixed martial arts today was mixed martial arts today So it was dirty boxing today actually um, and I get to do the expanded workouts when I'm off I'm actually on spring break now So I'm actually doing two and a half hour workouts and you might think wow, that's that's an awful lot I do a fairly Regimented routine. I don't take a lot of downtime If you worked out with me in the gym, you would understand I take as much rest as I need which is usually about 26 seconds in between repetitions and I'm back at it again I I don't stop to smell the roses. It is not social hour for me Um, I again, I've got metallica today. I had offspring in today at the gym. It's not social hour for me I get it and get down. It's just that simple. It's my time and and I it's it's an opportunity for me to be somewhat selfish And and non apologetic man and do that for yourself, man. If you if you need that Um, take it he says do you get to punch people in the face? No, I punch the bag Never been in a fight. I'm not a fighter. I don't like fighting. I don't like any of that However, I do love combat sports. I remember UFC number two number three sneaking at home I was like 16 years old and we got UFC in the video store and I snuck at home And I saw hoist gracey and I was just like you got to be kidding me. This is insane Needless to say I probably should have taken up jiu-jitsu Many many moons ago it spread like wildfire and you never know who you're messing with that's for sure But um, yeah, I mean the art of throwing a punch is just amazing and I don't do it to hurt people No way. I'm I I I would never do that. I do that. I do it for the fitness and to challenge myself I do But it's cool. Yeah, I do boxing. I keep it in my bag Then that's another funny thing to kind of mention About people if if they were going to go to the gym and they haven't been to the gym for a few years or whatever See, I've got I've got I buy clothing specific for that Do you Right, I like to be comfortable. I've said this before so it's like how can I look at the exercise like for me the I the the Ear pods right the apple ear pods was a step up for me in my experience at the gym Because I had one of those old iPods the tiny little tabs that I had to sift through my shirt Tab it on the bottom of my shirt, you know is cumbersome to do that But that's what I had. I had the same 115 songs on a loop, you know that I'd go to the gym on now I've got access to 7600 songs in my iphone, you know I phone 13 pro or whatever it is the pro max is what I got now You know to treat myself a little bit of I too love, you know what I'm saying But yeah to go over there and to do that the comfortable clothes that I wear, you know Outlet clothes you can you can pick it up on on the cheap if you want affordable and practical These are the things under the clothing clothing category. A lot of people go crazy, man I some people man are like they entertain me straight up with how incredible They are dressed and there are certain people out there, man They dress to the tea and they are proud of it. They walk like it They strut like it and they want you to acknowledge that man But when I'm out in public, man, I typically look no no more steps above what you you see in front of you Really because I just really don't care. Um, and I will be that guy getting out of my corvette my Birkenstocks It might just be that I've left the gym Yeah, I go shopping and I'll forget to take off my bandana You know my my headband because I you know, I to keep it out of my eyes, you know, I'm saying and uh I've fine tuned the workout a little bit to take a little bit more. Um, I wear the sweatshirt When I'm on the elliptical allows me to keep the weight off a little bit more manage my weight a little bit, you know Things like that, you know something funny about the diet piece to it is when I'm at home I have no problem adhering to that great diet When I go on vacation it all gets thrown out the window, you know what I'm saying? It's like I go to jersey mics and I'm like, why don't you give it a giant thing to let me go on vacation? I could splurge a little bit, you know did not work out a lick on vacation. I don't I can't I don't want to I give me that I give that myself that time I slept in until eight o'clock and you believe that And then when I came back off a vacation next morning boom I was in the gym at o five to give you some insights on how I kind of look at Taking that time to digress, you know moving into that rest and relaxation phase But then actually missing getting back and being like, okay I've done enough of this fat and happy crap, you know, I'm saying Time to get back to business again because I owe it to myself to do that. But um Those spiritual breaks are really really important but affordable and practical On the closing clothing side. So I've declared many many times. I'm in the military So five days a week my clothing is already it's done for me the shoes the socks the pants the undershirt the outer blouse that I wear the hat It's the same every single day for you young people that um have never looked into military service I tell you what a lot of the reason why and a lot of people would come in and they're like man Watch the i2 is a great investor which I am. I'm a great investor No doubt about it. My application is second to none. Um, I'm a holistic applicator I I apply my strategy to the masses and the very Wealth preservation piece that I talk about by lowering or eliminating fees That'll save you hundreds of thousands of dollars over the long term anyway So if you just catch that piece you don't have to be a great investor I mean you can take the vti to the farm with you. I mean you you'd be good to go very very very simple But um, you know, it's um, it's just one of those things that You know, that's what I do Ryan says best intro on youtube that is absolutely appreciated my friend. I built that myself Very cool. It's kind of to get people's attention and yell and scream at people. Let's cruise on down to the bottom here, man Ben's in the house here, man. Ben's a veteran All kinds of really really cool perspectives, man really cool I would love to spar with you I appreciate that my friend the the the wisdom that you could probably bring to the table, Jeremiah I think You're 93. So you might might give me a run for my money with your uh, he says this is the sweet science That's very cool. I really appreciate you coming into the group here. Am I a very very cool, man Very cool. You've got vitality down my friend, which is a state of wisdom that Um, I could only wish for in this life my friend and thank you for making your way in here I really appreciate you Very cool stuff Says the carhartt kings absolutely I was a fisherman in alaska, man. I know I know car harts Uh, grundens were my pick and anybody who knows extra tufts that that uh, you get a special place in my heart If you know what extra tufts are the very the greatest boot anybody from alaska Hey, anybody from alaska knows what extra tufts are you wear them to the bar I Haven't worn a lot of shoes out there that you could stand in a mud puddle all day and not get your feet wet Extra tufts will deliver for you. They come in a regular and an insulated version. Mm-hmm really good stuff Rick when are we going to take off here, man? Uh, I'm getting impound. I'm representing the impatient crowd here The impatient crowd with the highly on community here, man for sure What's the chat over in the discord group, man? You should kick on after the live stream and talk to me man If you have the ability to I drop the link in here I'd love to talk to you one of these evenings men. Uh, bring bring it home Jump in talk to me. Uh, let me know what you know. It's been uh, fairly dry on the landscape Uh, you know, the ev market is um, really taken a bath with the rest of the market small caps especially rolling off fairly heavy here and the the market really um The consumer price index came out this week. It was uh, the worst since in 1983 I guess So I think in a in a in a stand alone when you look at that I think times have changed a lot with the Cost of goods and the cost to produce said goods Driving up the price of those goods and and incomes. Hopefully being a little bit higher when when that comparison was made So I don't necessarily look at that exclusively as oh my god. This guy is falling type of a perspective Might be some different schools of thought on that one for sure but Yeah, it'll be interesting to monitor this over the next couple years I'd love to see something shake loose with this opera dota data or sitting on air Uh, then we'd be talking about maybe buying a cabin over there in the Shenandoah Valley So I didn't have to go crawl all over a bunch of people to go swim in a swimming pool Right. I didn't have to sit with 20 other people in hot tub. You know what I mean? Which is you know, like not very luxurious Like if you have the ability to do such a thing like my brother has his own hot tub Um, this is in the luxury category. Trust me guys like myself who don't own all hot tub We have to go on vacation to our resort, right? And guess what? I'm not the only one with that idea There's a bunch other people are with the same idea, but uh, we make do with what what we got We sacrifice until we don't have to sacrifice anymore, man. So Very cool stuff Love the 10 minutes of equipment set up before two minutes Yeah, no, I I don't do a lot of that either. I met some medicine ball training some free weights The bench press absolutely. I do sit-ups And I do the elliptical. That's pretty much my routine right there And I love it. I love lifting. I love being in there. I love jamming the tunes, man If I if I go to the gym and I don't have my music, which is rare. I don't do it Um, I feel like not inspired So it's really my time to let let it rip And and I don't listen to the Beatles Okay, um, I I listen to like allison chains and I I listened to I told you a metallica ramstein offspring death leopard You know, I mean, we're talking about, you know, some some some some more hard hitting stuff And that's just it it calms me down It calms me down so I can get get down and do what I got to do Um with pumping I'd love to man, absolutely that'd be great I I had a boxing coach actually pick me aside actually and show me The stance and throw me show me the moves actually. He was a champion coach actually And I was lucky enough to get with him over in the gym and he showed me a few things man actually helped me So but yeah, I'd love to I'd be down. I'd throw it down with anybody. I'm crazy Um, absolutely. I'm a fighter on the inside. I just don't like I don't see the point in fighting people I almost witnessed a fight today at the mall and I just don't understand it was the second fight I almost witnessed this week the first one was when I was on vacation Standing in line for the go-karts and it was two it was two family members going at it and was like Geez, what's the world coming to you guys? Really? Jesus? I just don't get it Too much anger My focus isn't on proven people right, especially enough to go to fisticuffs with them. That's for sure You did in my face and you start Throwing whatever it is that you need to throw at me to make yourself feel better Chances are I'll probably look at the ground and I won't even acknowledge you're even there Because in my mind you you're not You're not I'm too focused on my 16. I'm too focused on my 16 man I don't have a lot of time to get sidetracked by drama. I just don't do that Dan Fry is the man fantastic Oh The black album straight The production of that album was really what set set it apart But for me master of puppets Was absolutely the the key That's that's right before That's right before the bass player died and it was he just such a transition When they moved to the new, you know, when they moved to the new bass player on and justice for all And that I wish they would remake that album because there's no bass on it at all Um, and then the black album was really just a culmination But it it was actually with the new bass player Who's not with the band anymore chahio is with the band now and he is phenomenal The band sounds better now than they ever did before Chahio really he he kind of is that culmination of that fourth band member but um Yeah, pretty pretty awesome stuff I love it Very cool stuff cruising up here Cruisin through some comments man. I didn't get to the portfolio reviews. I was down a few thousand bucks week over week I don't even want to do it tonight guys. Please understand. It's no big deal Uh, I found ryan last year account zero now 15 000 That's what i'm talking about man, and I told you jonathan It's it's so amazing man to hear stuff like that it is um This is this is where how much better of a calling man For me, that's what it's about and that's a that's a large deal and it was all you Maybe you found it just a touch of inspiration cost me very little if nothing to give away that piece of inspiration I can inspire you I can inspire lots of people to do the very same thing that you did I didn't do anything you did it you took the action Okay, you can be inspired all the time I talked to people who were inspired ryan You're the man. I don't want it is a bad ass. It is a great man. They don't do thing They don't do it any it's okay. It's all right But for those people who want to take and change their lives and identify what it is in their lives as a priority Maybe stop worrying about a thousand and twelve things And define sixteen things for yourself that you just want to spend the majority of your time focusing in on But these are the types of things that I I continually Do the message and I don't think 60 minutes I'm I'm aggressive about this when I shut it down at 60 minutes. I walk away I chill out I take my evening and and I do what it is that I do with my downtime because today was a very very productive day We won another contract for another rollout I've been very very light on content on the it I don't care if you want to catch me you got to come to the Live stream. It's just that simple. Um, I I'm not going to apologize. I'm sorry If you want the root of my message come to the live stream and and take it for 60 minutes I don't take this time off. I don't and again for the 57 people who want to come in here and consume this message no problem In five years in 10 years when I'm a million millionaire a million and a half two million Okay, and and I share with you guys what I feel like is the culmination of a program that has been set in motion for decades Right people are going to come in and they're going to say guys was yours since the beginning. No, you weren't you weren't here with the 57 devoted people man who were interested in changing their own lives Taking for themselves what it is that I talked about guys. I've walked this stuff I live these 16 every single day of my life It has to be that in front of your face for you has to I talk to people all the time and and they're seemingly in a fog and sometimes I I'm a little envious Because it must be nice to just go through life being so With their your head in the cloud calm. Yes Maybe I'm too intense. I don't know Intense about life. I'm a tense about pursuing success I think you know something that I resonate with with with uh with ramsey Is that if you can't live in this country and identify Some of the things that I identify. I mean, how many people want to get a job There's people who want to just circumvent around that 16, right? And they want to go right to the financial riches and they want to go right to the spiritual Actualization that would be impossible for me impossible because one of my second tier In my category of four is a job It's one of those things that I share all the time as being one of the major contributors to my success One of the major contributors to the stability of my my program And it's the common thread that I that I that I see in a lot of people In this community who have that common thread right there nailed down They've they've done a career. They're at their beginning middle or end Of their career and they have net worth to show for it It's one of those common threads that I identify in successful people It is not those people that I meet and they're like, I retired at 30. I fired. Yeah, are you are you happy? What what do you mean Ryan? I don't know. I I'm unhealthy. I I don't know I you know, I haven't exercised for the last six years. I've developed many conditions, you know And it's like to what expense man. Are you looking to not pursue a holistic lifestyle? at what expense I'm all for it if you can do it and get away with it and get lucky, I guess but Are you gonna rely on luck? I can't teach luck. I can't You can look at my pyramid man. Look at it. Where in the heck is luck in this pyramid? I just I I don't I don't see it anywhere right Everything in this pyramid speaks to free will it speaks to your god-given talent and your mind To overcome barriers Right and to pursue these things with ferocity Now, does it mean that you have money to go buy a car at 16 years old? Maybe not I paid $2,350 for my second vehicle. I was given my first vehicle. It was worth all of about 250 dollars. It was a Datsun F10 A Datsun F10 I skipped from first gear to third gear second gear didn't work I watched the ground go by Because the floorboard was so rusted out on the passenger side. I watched it go by This is my first car I could share with you what color it was, but it was camouflage It didn't really have a color. It was kind of like an off copper green toward the back It was ugly as sin But man alive for me the ability to move from point A to point B when I was 16 years old was magical And I've since moved up my first Mustang 79 5.0. I paid $2,350 for that car It's my hard-earned money. I earned it. I bought it myself. It was the hatchback 79 5o beautiful car Wish I still had it the first 5o Mustang My third car was a Mustang 5.0 convertible. Okay, that was after I came back from alaska Success no it was stupid. It was stupid But at my point is as you evolve through these different categories guys You you acknowledge those little wins along the line now. I'm on to This is my fifth vehicle this Toyota Tacoma that I have 2019. It's a it's a dream truck It's a dream dream truck and I talk about the culmination of buying the i2 mobile the 2022 probably at the time 2025 corvette. I don't know that's my dream car If I have it, I'll get it It is just a car. It's not going to make me any happier. I had to be fun to drive I'll share it with you guys if I am if I'm ever lucky enough to have it if I'm not no problem No problem because my success is defined by the marked Progress that I've made in certain categories when I benchmark it against the past Not the future Not the future I look at my transportation category and I'm super proud of the progress that I can get into my vehicle My 2019 and I can push the defrost button for my rear view mirrors That's that's insane My old truck didn't have that My old truck didn't have bluetooth So I can get in with my uh My my my iphone and I can actually listen to the music that I want in my truck now Game over. I'm good. Why do you think I'm so happy all the time? It's because I take these small moments to acknowledge The what I have instead of what I have not Yep, I'm very aware of my categories. I'm very aware I'm aware of the definition that I surround in my categories And until you can take and put these To try to share with the community a blank version of the pyramid that I've just shared But this is my it's mine. You can have it if you want Use it as a benchmark if you find that something really doesn't jive and you're like, I don't understand the fuel category You'll understand when you're on the side of the road Without any fuel and no money to provide said fuel for the said vehicle that Was going to get you to that job and you couldn't make it to point B Because you left point A and you weren't too sure if you had the money Nor the fuel to get to B but you embarked on that journey anyway, and it just didn't work out You ever went to the ATM and put that ATM in the in the slot and it said get lost mother effort on the ATM You are a broke bastard I've had it say that to me actually it says it right on the screen get lost. You broke bastard Mm-hmm We have too many advantages or or luxuries that we take for granted in this life We absolutely do and the idea in Honing in on your budget discipline honing in on the pros and cons of having good credit My 838 credit score is just sitting there. It is what it is It's the byproduct of a well-laid credit discipline And could I do life coaching through the independence investor channel if I was sitting on a 430? I believe no. I I believe no. I believe that that is A product of my discipline and it speaks to my insistence upon Getting my credit discipline in order And I run a very aggressive credit program everything I buy is with credit. I take the points I roll those points back as statement credits and My debt to income ratio is zero Zero Where in this country we want to provide or suggest the debt to income ratio of 20 percent is somehow healthy And I I just challenged that Average household debt now is snuck up to 16 000 per household and that is insecure debt unsecured pretty sad Being independent means a hell of a lot more than what you give a credit for and now we're sneaking up in the in the 63 category here There's about a thousand people who catch this And if you're still in the gallery here, uh, and you know somebody who might enjoy the message Invite them on um, I I actually Observed the first statistics for march from youtube Just a couple days ago And I was actually I couldn't believe it. Um And it was that I went through the entire month of march And I gained zero subscribers zero zero Do I throw in the towel? Do I surrender? Do people not like me? Jack handy People don't like me I don't do this message to gain favor I don't if you don't like it don't subscribe And I actually looked at it and I thought Right on we're right at that break point where I'm not I'm not having people find their way to the message because they're unsure or They're going to be sold on the message and if they I can't sell them on the message. They're out I have people here who want to be here and the strongest referral That can be brought to to the channel is one from somebody who has sat like jonathan regetti Who has told me that started with zero and now is built up to 15 000 And I would say jon you are probably had the potential to do it On your own But if you found a little bit of spark and motivation on the i2 Wonderful wonderful pay that forward bring somebody else on the channel man. It's great. The message is open to young and old It's open to all demographic It's open to all socio economic classes. It is all open to all races all creeds all religious backgrounds It's a beautiful topic if we do not discriminate to anybody financial stewardship It applies to anybody willing to take it on in their lives and apply it The discipline that surrounds that financial health That is the key and that was the key message tonight of the message in the offering And I hope you guys enjoyed it Every now and then I break down these a little bit more Holistic types of application. Yeah, he says steward smiley. I got that wrong. What did I say stewart stewart little stewart smiley Saturday mat lives You old school guys For sure kevin says don't quit I again. I just explained why it is that I do this project I I don't I don't do it for anybody's approval um I do it because on this project I'm forward thinking in understanding and knowing where it is that I'll be in my future and If if that's what it takes to be more attractive to people on what it is Uh is going to truly motivate people maybe it will be Filming my white i2 corvette. I don't know People are motivated by different things. I don't know People will be like wow, that's a phenomenal car. I don't do that to people with with the car I don't know how they got it. I don't I don't know if they got that money in Um dishonest ways and they're driving around a car to show off. I I don't know I again I don't I don't put that much credence on the category Unless it is earned in the right way unless it is earned honestly and The holistic approach to the discipline in a lot of different ways If I slack off in any one of my disciplines Then my pyramid suffers It does and you might think wow and that's kind of a stretch No, it's not man. All of these categories play into each other They all contribute to that end and they all work uphill all of them All of them. I'm always trying to achieve to that top end and I'm not there all the time I borrow little pieces of it Right and then I come back down into my day-to-day operations, right? But those little moments that I have Boom, I seek up in there, right those little acknowledgments those little wins and they can come from any category Right that the the promotion that I just got within the last two weeks guys You have no idea how motivated I am. I'm so fired up to get back up to new york city The home of the independent investor channel. I'm so fired up, man They they they they recruited a winner They knew they did for sure But um It's it's a lot of fun But those little wins those small acknowledgments for a few seconds sneak right up into that Self-actualization category and then they and then they they retract again and you come back to okay Now I got to get to work and now I've got to make this thing a reality for myself Right and those things can come from any category Okay, they can come from the family category that can come from the financial category Right how big is it going to be from the financial category when highly on does something other than go down for me Right people say well, you're a bad investor, you know, you made it ill times by now I beg to differ it's a small segment in my financial portfolio and health Right that contributes to the potential for creating those pieces of acknowledgement to say yeah I saw something special and I persevered Through the hard times where not a lot of people other than me and rick Will persevere through And that's really just what separates The the the successful mindset from those people who don't take those few seconds to identify what in life Is super important to them And I encourage you to do so. I hope this message has inspired you guys to do just that I want to wish you guys the best of the rest of the weekend man We will be back next friday as well on the fast to 60 minutes on youtube Thank you so much for making your way in here and being part of this journey with me We foot stomp this message every single week It is that important to me because of our ability to empower one investor at a time guys Thank you so much and we'll catch you next friday You