 Hey, what's up, welcome back to the podcast. Now, if you've missed any of the last episodes, I've been posting these on Tuesdays. The last couple of Tuesdays, you can go back to our channel and watch any of the previous episodes. And today's question, I know the last couple have been kind of funny, today's question is very serious. And I have seen this question way more than you would think and let's get into it. So this trainer sent me a text. This was about a month ago and I saved it for this episode here. He said, hey, Ben, my client rolled their ankle at my session and I thought it was no big deal and a week later, their parents are coming after me to pay for the medical bills. And I don't know what to do. Now, first thing I would do here is and this is a plug for my ebook, but I'd say it word for word in my ebook. Here's where to get liability insurance. Here's why you need to do it and why you need to do it before you start your business. And I have seen so many people who have sent me questions that are like, hey, one of my clients got hurt. I don't know how to handle this. Their parents are coming after me for me to pay the medical bills. Well, here's the thing. It's like, if you don't have the insurance, they will go after you and they should go after you. If I had a kid and he rolled his ankle at your session and I wouldn't have a problem doing that. And if you don't have insurance, then technically you're screwed. So first thing you should do is go buy my startup program. I talk about it in there. Unfortunately, there are some people who have gone through that same resource. They skip that step and then they run into a bigger problem later on. And this all comes back to treating this like a hobby or like a business. Coaches that run this like a hobby, they don't set up their business checking. They don't legally set up a business. They don't get insurance. They don't collect money online. They don't like have things set up with their clients where their clients agree to terms. And all of those things at the beginning sound very minor for coaches because they're like, oh, I just want to get clients right now and I get it. But if you don't have those things in order, later on you run into bigger, massive problems. Okay, so if you're a coach right now and you're like, hey, I don't know which insurance I should get. I don't know how to get that. I don't know where to get it. Go buy my book. My ebook, it's $97 on my website. You can use the coupon code that I have at the end of this video to save a little bit of money but that will show you where to get it, how to get it and why you need it. And when you skip steps like that, you run into bigger problems. Now, so I can address this with this coach specifically, how to deal with it. First thing that you're gonna have to do is you're gonna have to cover their bills, right? That's, I mean, I don't know what else to tell you. Second thing you should do is you should get the insurance. So you don't run into this problem again. And this is the thing. Coaches that do this type of business long-term, you're going to encounter more problems as you get more experience with their business because you're gonna be dealing with more clients, right? So you wanna minimize your risk by doing things upfront that protect you. And this is why I talk about those things all the time and all of the resources that I have online that coaches purchase, it's like, this way you are well protected. If you're not well protected, then parents can come after you whenever they want. They could come after you for any reason. But you don't wanna, you don't want one of those reasons to be, well, this kid rolled his ankle, so what do I do? Right? Those are things you gotta have in order. This way, if someone does get injured, you have the insurance they will cover for you. And it's gonna be a much more expensive thing if you don't have it than if you do, right? That's it for today's episode. Hopefully this helps and I'll see you later. Hey coach, thanks so much for listening to today's episode. If you would like to connect with me, send me a text message at 210-960-5771. And if you would like a discount to any of the programs that we have over at our website at BuildMySportsBiz.com simply head over to www.buildmysportsbiz.com. When you get there, you can see the list of the different programs that we have, simply click through there. And once you get to the checkout page on any program, you can use the coupon code podcast. And when you use the coupon code podcast, you get a 25% discount on any product that we have. That's it for today's episode. Thanks so much for listening. I'll catch you later.