 Now they come back in and say, hey, I want to reverse the transaction. Again, we can issue them a check or an expense form, but we would probably, if we're going to pay them, give them the refund receipt, which would be a credit memo, but reversing cash, basically. Or we can issue the credit memo, which would record the credit at this point in time. Or if we think that they might not go through with the transaction, it's likely that they're not going to actually make a future purchase. Maybe it would be appropriate to enter the delayed credit, which isn't actually going to record a transaction unless they actually follow through and make the transaction in the future.