 I'm Ronnie Ng of Hydrangea's Raccoon Hong Kong office, covers real estate conglomerate, corporate offices at CO& Board. The CFOs in the pandemic, they need to be quite agile, need to think about core business issues, how to keep the business running, how to maintain stability across the business. When you go on a pandemic, it's all back to basics, it's how to rebuild business, how to rebuild balance sheets, how to make sure that the team will be able to work together in a new environment where you have some of the team members working from home and some of the team members working in the office. Over the next few years, CFOs need to consider two major challenges, one, transformation to the impact they add. In terms of transformation, depending on the size of your company and the stages of your company, it can be as simple as modernizing the way it works to really be transforming how you do businesses, and as a CFO, need to be prepared how to support your business to go through whatever transformation this company needs to do. The second key challenge is the impact of AI. CFO needs to consider how AI will be impacting your business positively or even negatively. It's not just talking about whether it's good for your business or bad for your business, it's how you will be able to intake these new technologies and how finance to support business better or even work faster. That two major attributes that's required from the CFOs, one, the CFOs need to be quite agile, adapt to new changes and respond to these new changes in a positive way. The CFOs need to be quite open-minded, it's not just about talking, inducting new technologies is also about responding to new work environments, especially working on the normal. Second of all, supporting the business, the CFOs need to be quite open and agile to tackle new issues, be it business issues, or be it the technologies issues, or be it even geopolitical issues. If you aspire to be a CFOs, first, you need to be patient, you need to grow your own credential, and you need to be able to expose to as many things as possible, because once you become a CFOs, the expectation on the CFOs is you'll be able to respond to any financial situation and any financial problems, and be able to help the CEO and the board to address any finance issues. Second, you need to be technically strong. Today, CFOs are not just talking about dealing with strategic business issues, investing in M&A. You also need to help business to rebuild. After the pandemic, a lot of things have changed. Business was impacted, performers were impacted. As a CFO, you really need to leverage your finance expertise to help business to go through all these challenges, and use finance to go back to basics to help business to rebuild its fundamentals at the same time to think about what's next in the future.