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The evolution of India Stack and the Unified Payments Interface, Sanjay Jain

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Published on Nov 11, 2016

The Government of India’s Open API Policy (2015) stated that the Government envisaged making its services digitally accessible to citizens through multiple channels, such as web, mobile and common service delivery outlets. The JAM trinity - Jan Dhan, Aadhaar and Mobile phones makes it possible for digital services to reach every Indian. The India Stack is a name used to collectively cover specific APIs that allow govts and businesses to utilise govt. services to deliver services to Indian residents. These APIs have been developed by various organizations over the last 7 years, starting with Aadhaar, which launched an authentication API in 2010. These APIs are owned by government departments, and other public organisations.

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