 Hi there, I'm Bert Varmadom from the Forest and Finance Coalition. This year at Lunduk, Forest and Finance is organizing the session entitled The Impact of Finance on Forests. Companies engaged in forest risk agro-commodity supply chains such as palm oil, pulp and paper, rubber, timber, beef and soy need financing to expand, develop and maintain their operations. However, this financing leaves financiers exposed to certain environmental, social and governance risks when these companies operate in unsustainable ways. More importantly, when these companies operate unsustainably, they can have a very adverse impact on the forests and the peoples that rely on those forests for their livelihoods. Some financial institutions have developed frameworks and tools in order to mitigate these risks, however ESG risks and ESG violations remain. In this session, the audience and panelists will discuss the road ahead for the financial sector and they will discuss what more is needed in order to ensure that the forests and the peoples that rely on those forests are protected from the most negative impacts of agro-commodity development. Thank you and I hope to see you there.