 So I'm imagining there's an amount here, here, distribution code number one. So let's go back on over and say, okay, boom. So now I can see that we've got then the IRA here and we got the taxable amount is the 1000 on the IRA. That's bringing the income up. Let's actually look at the form 1040. I'm pulling over the 1040 SR because of the age, but I think it's still easier to see in the same format of a 1040. So I'm gonna go to the 1040. Now they were born before January 2nd. There's the 100,000, there's the added 1000. Now the standard deduction has changed because they're over the age to have it change. So let's pull those into our forms over here. I'm gonna imagine now there's gonna be income from an IRA. So I'm gonna go back on over a distribution. So we're gonna say, all right, let's say that these are, this is an IRA, let's say distribution, right? Is that what I had over here? This is gonna be the IRA distributions. And then I'm gonna make this black and white. So I'll make it black and white as a header and I'll leave a bit of space because we might have a few of them. If someone is in retirement, they could have quite a few places that they're getting distributions from. So I'll leave a bit of space here and I'll just put an IRA one or whatever. The company, $1,000. Sum it up down below with the total, total, total IRA distribution. And then we'll put this on the outside equals the sum here, boom, boom, boom, up to the 1,000. And this, I should have moved this down. I'm gonna cut this. I'm gonna just cut this control X and I'm gonna put it down here. And then I'm gonna delete a couple rows. So now we've got the W2 stuff and then the IRA distributions and I'm gonna sum it up on the outside equals sum it up on the outer column. And so there's the 101 that pulls over to the first tab. There's the 101. The standard deduction needs to be increased because they're over the age for it. So I'm gonna say this is gonna be single plus this item. And so that's gonna give us the 14.7. That brings us to the 86.300, 86.300. That is boom, looks good. Page two, then 14.609 calculation for the tax. It's just that they call it a tax calculation which is just the... So I'm gonna say this is now 14.609. Okay, so that's gonna be the normal kind of situation. Now let's imagine a situation where all of the income is basically from the IRA distribution instead of the wages income. So I'll make this now 100,000. I'll make this zero. And then I'll imagine that we had withholdings with the distribution. So I'm gonna go back on over here. This would be a very large distribution, but same concept. Let's make it 100,000. And then let's imagine that we withheld on it. The whole thing is taxable. We withheld 15,000, let's say. So now we withheld 15,000 on the 100,000. And in my W-2 income, there is none. I'm gonna say because we don't have any of that. Boom. Get out of here. Get out of here. And we're gonna go to the forms then. I'm still gonna just look at the 1040. So now we've got the taxable amount, IRA distribution 100,000. If I was to look at my form, I would imagine 100 here, 100 here. And then the code, I would be seven. And then we would have the federal income tax withheld box for 15,000, right? And so then I can go back on over and say, there's the 100,000. So if I mirror that over here, I'd say, okay, now I don't have any W-2 income. That's gone. This is now 100,000 from the 1099, R, R. And then 147, 85, 300. So that's the 85, 300. And then page two has the withholdings. The withholdings are not from the W-2 though. If I go to the payments, I'm gonna say these, I'm gonna make some space, make some space here. Insert, insert. And these are gonna be withholdings. This is, let's just say 1099, R withholdings, withholdings. Something like that should serve the purpose. So we can just do this cause there's no W-2 stuff. And I'm gonna make some blue areas, leaving some space because we could have quite a few 1099, R's for the retired folk. And so this is gonna be 1099, R, the first one, 15,000. Summing that up down below, I'm gonna delete a couple lines. I know I'm doing this fast, but it's not an Excel course. I'm just showing how we can kind of mirror this in Excel. This is gonna then pull over. This needs to be summed up here. This is gonna pull over then to page one. So I'm gonna go back on over, boom, page one. That's not page one. There's too many tabs. It's out of control. So there's the 15, getting us to the 391, 390, something's wrong. Something's wrong. 1439389 is the tax, 14389, 15611, 611, okay. So that's just the general idea. You get the gist. The gist has been gotten, I think. So then let's just take a look at another one of these items. So the other main one that we might see is like an early type of distribution. And then we also could see like a rollover situation. So I'm gonna bring it back to where we were before. I'm gonna change the age. So now they're not in retirement years. And then if they have a distribution, it's gonna be an early distribution. So now we're imagining that there's 100,000 here. It's all gonna be taxable, but the distribution code, let's say it's a thousand here and a thousand here. The distribution code is now gonna be a one, which is the bad distribution code because then you can be hit with a penalty on top of it, right? So now I've got a $1,000 input and there's no withholdings here. So now I'm gonna go back on over. So now they're under the age and the form is indicating that it's an early distribution. So 100,000 W2 income again. And now we've got the IRA, 100,000 here. So we're at the same point that we started at the beginning to 12,950. We're back to 8850. So let's bring that over here. So now I'm gonna go, okay, 100,000, not from the IRA, but from the W2 income again, 100,000. The withholding or payments is gonna be the 15,000 up here, 15,000.