 earlier discussion, part of DDP's value is that we see the financial infrastructure that's underpinning this work as a societal good. And because of that, we believe, again, not, well, obviously a central bank digital currency is a central bank digital currency because it is issued from a central bank. So we believe bringing the private sector together and using the skillset and the resources within the private sector in service of helping understand in an open way how what some design, both technical and policy choices might look like to contribute to the conversation that perhaps central banks do not have. They do not have the speed or the resources necessarily. So doing that in service of the social good is very important to us. And I think, again, thinking about that interoperability, the central banks are going to have to work with the private sector, whether they choose to issue a central bank digital currency or not. We're looking at a future world where there will be all forms of money existing simultaneously, I think, for a while. So again, how are we building that infrastructure together to be able to support all the different shapes that that money might take globally? And that takes out a diverse set of stakeholders. So it is the central banks, it is the commercial banks, it's the payment providers, et cetera. And we're just trying to fill that one piece of experimentation and data in this larger conversation. Just to be sure that any forms of money or payment system today is a public-private partnership. That's right. And it will also be so in the future.